{"id":214,"date":"2024-12-27T17:41:11","date_gmt":"2024-12-27T17:41:11","guid":{"rendered":"https:\/\/ymy185179.xyz\/?p=214"},"modified":"2024-12-27T17:41:11","modified_gmt":"2024-12-27T17:41:11","slug":"%ea%b2%bd%ec%a0%9c%ec%a0%81-%ec%9e%90%ec%9c%a0%eb%a5%bc-%ec%9c%84%ed%95%9c-%ed%88%ac%ec%9e%90-%ed%8f%ac%ed%8a%b8%ed%8f%b4%eb%a6%ac%ec%98%a4-%ea%b5%ac%ec%84%b1%eb%b2%95","status":"publish","type":"post","link":"https:\/\/ymy185179.xyz\/%ea%b2%bd%ec%a0%9c%ec%a0%81-%ec%9e%90%ec%9c%a0%eb%a5%bc-%ec%9c%84%ed%95%9c-%ed%88%ac%ec%9e%90-%ed%8f%ac%ed%8a%b8%ed%8f%b4%eb%a6%ac%ec%98%a4-%ea%b5%ac%ec%84%b1%eb%b2%95\/","title":{"rendered":"\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\ubc95"},"content":{"rendered":"<div class=\"introduction\">\n<p>\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\ubc95, \uc5b4\ub835\uac8c\ub9cc \ub290\uaef4\uc9c0\uc2dc\ub098\uc694?  \ub9c9\ub9c9\ud558\uac8c \ub290\uaef4\uc9c0\ub294 \ud22c\uc790 \uc138\uacc4\uc5d0\uc11c <b>\uc548\uc815\uc801\uc778 \uc218\uc775<\/b>\uc744 \ucc3d\ucd9c\ud558\uace0, \uad81\uadf9\uc801\uc73c\ub85c \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ub2ec\uc131\ud558\ub294 \uac83\uc740 \ucda9\ubd84\ud788 \uac00\ub2a5\ud55c \ubaa9\ud45c\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<p>\uc774 \uae00\uc5d0\uc11c\ub294 \ubcf5\uc7a1\ud55c \uae08\uc735 \uc6a9\uc5b4\ub97c \ucd5c\ub300\ud55c \ubc30\uc81c\ud558\uace0, \ub204\uad6c\ub098 \uc774\ud574\ud558\uae30 \uc27d\uac8c <b>\uacbd\uc81c\uc801 \uc790\uc720<\/b>\ub97c \ud5a5\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \ubc29\ubc95\uc744 \ub2e8\uacc4\ubcc4\ub85c \uc548\ub0b4\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<p>\uba3c\uc800, \uc790\uc2e0\uc758 <b>\uc7ac\uc815 \uc0c1\ud669<\/b>\uc744 \uc815\ud655\ud558\uac8c \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \ud604\uc7ac \uc18c\ub4dd, \uc9c0\ucd9c, \ubd80\ucc44 \uc218\uc900\uc744 \ubd84\uc11d\ud558\uc5ec \ud22c\uc790\uc5d0 \uc5bc\ub9c8\ub098 \ub9ce\uc740 \uc790\uae08\uc744 \ubc30\ubd84\ud560 \uc218 \uc788\ub294\uc9c0, \uadf8\ub9ac\uace0 \uc5b4\ub290 \uc815\ub3c4\uc758 <b>\ub9ac\uc2a4\ud06c<\/b>\ub97c \uac10\uc218\ud560 \uc218 \uc788\ub294\uc9c0 \ud310\ub2e8\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<p>\uc790\uc2e0\uc758 \uc704\ud5d8 \uac10\uc218 \uc131\ud5a5\uc5d0 \ub530\ub77c <b>\ud3ec\ud2b8\ud3f4\ub9ac\uc624<\/b>\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  <b>\uc548\uc815\uc801\uc778 \ud22c\uc790<\/b>\ub97c \uc120\ud638\ud55c\ub2e4\uba74 \uc608\uae08, \ucc44\uad8c \ub4f1\uc758 \ube44\uc911\uc744 \ub192\uc774\uace0,  \ub192\uc740 \uc218\uc775\uc744 \ucd94\uad6c\ud55c\ub2e4\uba74 \uc8fc\uc2dd, \ubd80\ub3d9\uc0b0 \ub4f1\uc758 \ube44\uc911\uc744 \ub192\uc774\ub294 \uc804\ub7b5\uc744 \uc138\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \ud558\uc9c0\ub9cc <b>\ub192\uc740 \uc218\uc775\uc740 \ub192\uc740 \uc704\ud5d8\uc744 \uc218\ubc18<\/b>\ud55c\ub2e4\ub294 \uc810\uc744 \ud56d\uc0c1 \uae30\uc5b5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<p>\ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ub300\ud55c \uae30\ubcf8\uc801\uc778 \uc774\ud574\ub294 \ud544\uc218\uc785\ub2c8\ub2e4.  \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0, \ud380\ub4dc \ub4f1 \uac01 \uc0c1\ud488\uc758 \ud2b9\uc9d5\uacfc \uc7a5\ub2e8\uc810\uc744 \ube44\uad50 \ubd84\uc11d\ud558\uc5ec \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc5d0 \ub9de\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.  <b>\uc804\ubb38\uac00\uc758 \ub3c4\uc6c0<\/b>\uc744 \ubc1b\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.  \ud558\uc9c0\ub9cc \uc804\ubb38\uac00\uc758 \uc870\uc5b8\ub3c4 \ubb34\uc870\uac74\uc801\uc73c\ub85c \ub530\ub77c\uc11c\ub294 \uc548 \ub418\uba70,  \uc2a4\uc2a4\ub85c \uacf5\ubd80\ud558\uace0 \ud310\ub2e8\ud558\ub294 \uc790\uc138\uac00 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<p>\uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uafb8\uc900\ud788 \ud22c\uc790\ub97c \uc720\uc9c0\ud558\ub294 \uac83\uc774 <b>\uacbd\uc81c\uc801 \uc790\uc720 \ub2ec\uc131<\/b>\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. \uafb8\uc900\ud55c \uc790\uae30\uacc4\ubc1c\uc744 \ud1b5\ud574 \ud22c\uc790 \uc9c0\uc2dd\uc744 \ub113\ud600\ub098\uac00\ub294 \uac83\ub3c4 \uc78a\uc9c0 \ub9c8\uc138\uc694.<\/p>\n<p><\/p>\n<p>\ubcf8 \uae00\uc5d0\uc11c\ub294 \ub2e8\uc21c\ud55c \uc774\ub860 \uc124\uba85\uc744 \ub118\uc5b4 \uc2e4\uc9c8\uc801\uc778 \uc608\uc2dc\uc640 \ud568\uaed8, \uc5ec\ub7ec\ubd84\uc758 <b>\uacbd\uc81c\uc801 \uc790\uc720<\/b>\ub97c \uc704\ud55c \ud22c\uc790 \uc5ec\uc815\uc744 \ud568\uaed8 \ud560 \uc218 \uc788\ub3c4\ub85d \uad6c\uccb4\uc801\uc778 \ubc29\ubc95\ub4e4\uc744 \uc81c\uc2dc\ud560 \uac83\uc785\ub2c8\ub2e4.  \ub2e4\uc74c \uae00\uc5d0\uc11c\ub294  <b>\ucd08\ubcf4 \ud22c\uc790\uc790<\/b>\ub97c \uc704\ud55c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \uc804\ub7b5\uacfc \uc2e4\uc81c \uc0ac\ub840\ub97c \ud1b5\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<p><img src='https:\/\/ymy185179.xyz\/wp-content\/uploads\/2024\/12\/sub-4_resized-3.png' alt='\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\ubc95' width='100%'><\/p>\n<div class=\"section1\">\n<h2 class=\"chatgin-title\">\ub098\ub9cc\uc758 \uacbd\uc81c\uc801 \uc790\uc720 \ud22c\uc790 \uacc4\ud68d \uc138\uc6b0\uae30<\/h2>\n<p>\uacbd\uc81c\uc801 \uc790\uc720, \ub204\uad6c\ub098 \uafc8\uafb8\ub294 \ubaa9\ud45c\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub9c9\uc5f0\ud788 \ub3c8\uc744 \ub9ce\uc774 \ubc8c\uc5b4\uc57c \ud55c\ub2e4\uace0 \uc0dd\uac01\ud558\uae30\ubcf4\ub2e4\ub294, <b>\uccb4\uacc4\uc801\uc778 \ud22c\uc790 \uacc4\ud68d<\/b>\uc744 \ud1b5\ud574 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \ub098\ub9cc\uc758 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uccab\uac78\uc74c\uc740 \ud604\uc7ac \uc0c1\ud669\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.  \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669, \uc704\ud5d8 \uac10\uc218 \uc218\uc900, \uadf8\ub9ac\uace0 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \uc2dc\uac04\uc801 \uc5ec\uc720 \ub4f1\uc744 \uaf3c\uaf3c\ud788 \ubd84\uc11d\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ud604\uc7ac \ubcf4\uc720 \uc790\uc0b0\uacfc \uc6d4 \uc18c\ub4dd, \ubd80\ucc44 \uaddc\ubaa8 \ub4f1\uc744 \ud30c\uc545\ud558\uace0,  \uc6d4\ubcc4 \uc9c0\ucd9c \ub0b4\uc5ed\uc744 \ubd84\uc11d\ud558\uba74\uc11c \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\ub294 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\uc0c1\uce58 \ubabb\ud55c \ubcc0\uc218\uc5d0 \ub300\ube44\ud558\uc5ec \ube44\uc0c1 \uc790\uae08\uc744 \ub9c8\ub828\ud558\ub294 \uac83\ub3c4 \uc78a\uc9c0 \ub9c8\uc138\uc694.  <b>\ucd5c\uc18c 3\uac1c\uc6d4\uc5d0\uc11c 6\uac1c\uc6d4\uce58 \uc0dd\ud65c\ube44<\/b>\ub97c \ube44\uc0c1\uae08\uc73c\ub85c \ud655\ubcf4\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \uc124\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud560 \ub54c\ub294 <b>\ubd84\uc0b0 \ud22c\uc790<\/b> \uc6d0\uce59\uc744 \uaf2d \uae30\uc5b5\ud574\uc57c \ud569\ub2c8\ub2e4.  \ud55c \uc885\ubaa9\uc5d0 \ubaa8\ub4e0 \uc790\uc0b0\uc744 \ud22c\uc790\ud558\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc704\ud5d8\ud569\ub2c8\ub2e4. \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0, \uc6d0\uc790\uc7ac \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uc5ec \uc704\ud5d8\uc744 \uc904\uc774\uace0 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc5bb\ub294 \uc804\ub7b5\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4.  \uac01 \uc790\uc0b0\uc758 \ube44\uc911\uc740 \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c \ub2ec\uc131 \uae30\uac04\uc5d0 \ub530\ub77c \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc7a5\uae30\uc801\uc778 \uc548\ubaa9\uc73c\ub85c \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uafb8\uc900\ud788 \ud22c\uc790\ub97c \uc9c0\uc18d\ud574\uc57c \uc7a5\uae30\uc801\uc73c\ub85c \uc218\uc775\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ubaa9\ud45c\ub85c \ud55c\ub2e4\uba74 <b>\uc7a5\uae30 \ud22c\uc790<\/b> \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uafb8\uc900\ud55c \ud22c\uc790\uc640 \uc7ac\ud22c\uc790\ub97c \ud1b5\ud574 \ubcf5\ub9ac \ud6a8\uacfc\ub97c \ub204\ub9b4 \uc218 \uc788\ub3c4\ub85d \uacc4\ud68d\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ud22c\uc790 \ubc29\ubc95\uc744 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc8fc\uc2dd \ud22c\uc790\ub294 \ub192\uc740 \uc218\uc775\ub960\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc9c0\ub9cc \uc704\ud5d8\ub3c4 \ub192\uc2b5\ub2c8\ub2e4. \ubc18\uba74, \ucc44\uad8c \ud22c\uc790\ub294 \uc548\uc815\uc801\uc774\uc9c0\ub9cc \uc218\uc775\ub960\uc774 \ub0ae\uc2b5\ub2c8\ub2e4.  \ubd80\ub3d9\uc0b0 \ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uac00\uce58 \uc0c1\uc2b9\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc9c0\ub9cc \ucd08\uae30 \uc790\ubcf8\uc774 \ub9ce\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.  \uc790\uc2e0\uc758 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uacfc \ud22c\uc790 \ubaa9\ud45c\uc5d0 \ub530\ub77c \uc801\uc808\ud55c \ud22c\uc790 \ubc29\ubc95\uc744 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc810\uac80\uc740 \ud544\uc218\uc785\ub2c8\ub2e4.  \uc2dc\uc7a5 \uc0c1\ud669 \ubcc0\ud654\uc5d0 \ub530\ub77c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc870\uc815\ud558\uace0, \ud22c\uc790 \ubaa9\ud45c \ub2ec\uc131 \uc0c1\ud669\uc744 \uc810\uac80\ud558\uc5ec \ud544\uc694\ud55c \ubd80\ubd84\uc744 \uc218\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.  <b>\uc815\uae30\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac \uc0c1\ub2f4<\/b>\uc744 \ud1b5\ud574 \ud22c\uc790 \uc804\ub7b5\uc744 \uac1c\uc120\ud558\uace0, \uc704\ud5d8 \uad00\ub9ac\ub97c \uac15\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ubaa9\ud45c \uc124\uc815: \uacbd\uc81c\uc801 \uc790\uc720 \ub2ec\uc131 \uc2dc\uc810, \ud544\uc694 \uc790\uae08 \uaddc\ubaa8 \uba85\ud655\ud788 \uc124\uc815<\/li>\n<li>\uc790\uc0b0 \ubd84\uc11d: \ud604\uc7ac \uc790\uc0b0, \ubd80\ucc44, \uc218\uc785, \uc9c0\ucd9c \ubd84\uc11d<\/li>\n<li>\ud22c\uc790 \uc804\ub7b5 \uc218\ub9bd: \uc704\ud5d8 \uac10\uc218 \uc218\uc900 \uace0\ub824, \ubd84\uc0b0 \ud22c\uc790 \uacc4\ud68d<\/li>\n<li>\uc815\uae30\uc801 \uc810\uac80: \ud22c\uc790 \uc131\uacfc \ubaa8\ub2c8\ud130\ub9c1 \ubc0f \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc870\uc815<\/li>\n<\/ul>\n<p>\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790\ub294 \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubc84\ub294 \uac83 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uac00\uc9d1\ub2c8\ub2e4.  \uc2dc\uac04\uc801 \uc790\uc720, \uc120\ud0dd\uc758 \uc790\uc720\ub97c \uc5bb\ub294 \uacfc\uc815\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4.  \uafb8\uc900\ud55c \ub178\ub825\uacfc \ud604\uba85\ud55c \uacc4\ud68d\uc73c\ub85c \uc790\uc2e0\uc758 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc124\uacc4\ud574 \ubcf4\uc138\uc694.<\/p>\n<\/div>\n<p><img src='https:\/\/ymy185179.xyz\/wp-content\/uploads\/2024\/12\/sub-4_resized-4.png' alt='\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\ubc95' width='100%'><\/p>\n<div class=\"section2\">\n<h2 class=\"chatgin-title\">\uc548\uc804\uc790\uc0b0\uacfc \uc704\ud5d8\uc790\uc0b0\uc758 \uc801\uc808\ud55c \ubc30\ubd84<\/h2>\n<p>\uacbd\uc81c\uc801 \uc790\uc720\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc548\uc804\uc790\uc0b0\uacfc \uc704\ud5d8\uc790\uc0b0\uc758 \uade0\ud615\uc788\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.  \uac1c\uc778\uc758 \ud22c\uc790 \uc131\ud5a5, \ubaa9\ud45c \uc218\uc775\ub960, \ud22c\uc790 \uae30\uac04 \ub4f1\uc744 \uace0\ub824\ud558\uc5ec \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ucd5c\uc801\uc758 \ube44\uc728\uc744 \ucc3e\ub294 \uac83\uc774 \ud544\uc694\ud558\uba70,  \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc8fc\uae30\uc801\uc73c\ub85c \uc7ac\uac80\ud1a0\ud558\uace0 \uc870\uc815\ud558\ub294  \ub2a5\ub3d9\uc801\uc778 \uc790\uc138\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.  \ubb34\uc5c7\ubcf4\ub2e4 \uc911\uc694\ud55c \uac83\uc740 \uacfc\ub3c4\ud55c \uc704\ud5d8 \uac10\uc218\ub97c \ud53c\ud558\uace0, \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<p>\uc548\uc804\uc790\uc0b0\uc740 \uc6d0\uae08 \uc190\uc2e4 \uc704\ud5d8\uc774 \ub0ae\uc740 \uc790\uc0b0\uc73c\ub85c, \uc608\uae08, \uad6d\ucc44, \uc6b0\ub7c9 \ucc44\uad8c \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ubc18\uba74 \uc704\ud5d8\uc790\uc0b0\uc740 \uc8fc\uc2dd, \ubd80\ub3d9\uc0b0, \ud380\ub4dc \ub4f1 \uc218\uc775\ub960\uc774 \ub192\uc744 \uc218 \uc788\uc9c0\ub9cc \uc6d0\uae08 \uc190\uc2e4 \uc704\ud5d8\ub3c4 \ub192\uc740 \uc790\uc0b0\uc785\ub2c8\ub2e4.  \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \uc774 \ub450 \uac00\uc9c0 \uc790\uc0b0\uc744 \uc801\uc808\ud788 \ubc30\ubd84\ud558\uc5ec \uc548\uc815\uc131\uacfc \uc218\uc775\uc131\uc744 \ubaa8\ub450 \ud655\ubcf4\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4.  \uc790\uc2e0\uc758 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uacfc \ud22c\uc790 \ubaa9\ud45c\uc5d0 \ub530\ub77c \uc548\uc804\uc790\uc0b0\uacfc \uc704\ud5d8\uc790\uc0b0\uc758 \ube44\uc911\uc744 \uc870\uc808\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<p>\ub2e4\uc74c \ud45c\ub294 \ud22c\uc790 \uae30\uac04\uacfc \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc5d0 \ub530\ub978 \uc548\uc804\uc790\uc0b0\uacfc \uc704\ud5d8\uc790\uc0b0\uc758 \uc608\uc2dc\uc801\uc778 \ubc30\ubd84 \ube44\uc728\uc744 \ub098\ud0c0\ub0c5\ub2c8\ub2e4. \uc774\ub294 \uc77c\ubc18\uc801\uc778 \uac00\uc774\ub4dc\ub77c\uc778\uc77c \ubfd0\uc774\uba70, \uac1c\uc778\uc758 \uc0c1\ud669\uc5d0 \ub9de\ucdb0 \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uc544 \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. <\/p>\n<p><\/p>\n<table class=\"chatgin-table\" style=\"width:100%;\">\n<caption>\n      \ubcf8 \ud45c\ub294 \ud22c\uc790 \uae30\uac04\uacfc \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc5d0 \ub530\ub978 \uc548\uc804\uc790\uc0b0 \ubc0f \uc704\ud5d8\uc790\uc0b0\uc758 \uc608\uc2dc\uc801\uc778 \ubc30\ubd84 \ube44\uc728\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.  \uac1c\uc778\uc758 \ud22c\uc790 \ubaa9\ud45c,  \uc7ac\uc815 \uc0c1\ud669, \uc704\ud5d8 \uac10\uc218 \uc218\uc900 \ub4f1\uc744 \uace0\ub824\ud558\uc5ec  \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ube44\uc728\uc744 \uacb0\uc815\ud574\uc57c \ud558\uba70,  \ub2e8\uc21c\ud55c \ucc38\uace0 \uc790\ub8cc\ub85c \ud65c\uc6a9\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.  \uc804\ubb38\uac00\uc640\uc758 \uc0c1\ub2f4\uc744 \ud1b5\ud574  \uac1c\ubcc4\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<br \/>\n    <\/caption>\n<thead>\n<tr>\n<th>\ud22c\uc790 \uae30\uac04<\/th>\n<th>\uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/th>\n<th>\uc548\uc804\uc790\uc0b0 \ube44\uc728 (%)<\/th>\n<th>\uc704\ud5d8\uc790\uc0b0 \ube44\uc728 (%)<\/th>\n<th>\ucd94\uac00 \uc124\uba85<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ub2e8\uae30 (1\ub144 \ubbf8\ub9cc)<\/td>\n<td>\ub0ae\uc74c<\/td>\n<td>90<\/td>\n<td>10<\/td>\n<td>\uc6d0\uae08 \ubcf4\uc874\uc744 \ucd5c\uc6b0\uc120\uc73c\ub85c \ud558\ub294 \ud22c\uc790 \uc804\ub7b5<\/td>\n<\/tr>\n<tr>\n<td>\ub2e8\uae30 (1\ub144 \ubbf8\ub9cc)<\/td>\n<td>\uc911\uac04<\/td>\n<td>70<\/td>\n<td>30<\/td>\n<td>\uc548\uc815\uc131\uacfc \uc218\uc775\uc131\uc744 \uc801\uc808\ud788 \uace0\ub824\ud55c \ud22c\uc790 \uc804\ub7b5<\/td>\n<\/tr>\n<tr>\n<td>\uc911\uc7a5\uae30 (5\ub144 \uc774\uc0c1)<\/td>\n<td>\ub0ae\uc74c<\/td>\n<td>60<\/td>\n<td>40<\/td>\n<td>\uc7a5\uae30 \ud22c\uc790\ub97c \ud1b5\ud574 \uc218\uc775\ub960\uc744 \ub192\uc774\uace0\uc790 \ud558\ub294 \ud22c\uc790 \uc804\ub7b5<\/td>\n<\/tr>\n<tr>\n<td>\uc911\uc7a5\uae30 (5\ub144 \uc774\uc0c1)<\/td>\n<td>\uc911\uac04<\/td>\n<td>40<\/td>\n<td>60<\/td>\n<td>\uc218\uc775\ub960\uc744 \uc6b0\uc120\uc2dc \ud558\uba74\uc11c \uc704\ud5d8\uc744 \uac10\uc218\ud558\ub294 \ud22c\uc790 \uc804\ub7b5<\/td>\n<\/tr>\n<tr>\n<td>\uc7a5\uae30 (10\ub144 \uc774\uc0c1)<\/td>\n<td>\ub192\uc74c<\/td>\n<td>20<\/td>\n<td>80<\/td>\n<td>\uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ub192\uc740 \uc218\uc775\ub960\uc744 \ucd94\uad6c\ud558\ub294 \ud22c\uc790 \uc804\ub7b5 (\uace0\uc704\ud5d8 \uace0\uc218\uc775)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><img src='https:\/\/ymy185179.xyz\/wp-content\/uploads\/2024\/12\/sub-13_resized-2.png' alt='\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\ubc95' width='100%'><\/p>\n<div class=\"section3\">\n<h2 class=\"chatgin-title\">\ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624, \uc7a5\uae30 \ubaa9\ud45c \uc124\uc815\ud558\uae30<\/h2>\n<h3>\uacbd\uc81c\uc801 \uc790\uc720\ub780 \ubb34\uc5c7\uc778\uac00?<\/h3>\n<blockquote><p>\n    &#8220;\ubd80\uc790\uac00 \ub418\ub294 \uac83\uc740 \ubaa9\ud45c\uac00 \uc544\ub2c8\uba70, \ub2e8\uc9c0 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc5bb\uae30 \uc704\ud55c \uc218\ub2e8\uc77c \ubfd0\uc774\ub2e4.&#8221; &#8211; \ub85c\ubc84\ud2b8 \uae30\uc694\uc0ac\ud0a4\n  <\/p><\/blockquote>\n<hr\/>\n<ul>\n<li><b>\uc2dc\uac04\uc801 \uc790\uc720<\/b><\/li>\n<li><b>\uc7ac\uc815\uc801 \uc548\uc815<\/b><\/li>\n<li><b>\uc0b6\uc758 \uc9c8 \ud5a5\uc0c1<\/b><\/li>\n<\/ul>\n<p>\uacbd\uc81c\uc801 \uc790\uc720\ub294 \ub2e8\uc21c\ud788 \ub9ce\uc740 \ub3c8\uc744 \ubc84\ub294 \uac83\uc744 \ub118\uc5b4, <b>\uc2dc\uac04\uacfc \uc7a5\uc18c\uc5d0 \uad6c\uc560\ubc1b\uc9c0 \uc54a\uace0 \uc6d0\ud558\ub294 \uc0b6\uc744 \uc0b4 \uc218 \uc788\ub294 \uc0c1\ud0dc<\/b>\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.  \uc774\ub294 \ub2e8\uc21c\ud788 \ubd80\uc720\ud568\uc744 \ucd94\uad6c\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, <b>\uc790\uc2e0\uc758 \uc2dc\uac04\uc744 \uc2a4\uc2a4\ub85c \ud1b5\uc81c<\/b>\ud558\uace0, <b>\uc7ac\uc815\uc801\uc778 \uac71\uc815 \uc5c6\uc774 \uafc8\uc744 \uc774\ub8f0 \uc218 \uc788\ub294 \uae30\ubc18<\/b>\uc744 \ub9c8\ub828\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.  \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uacc4\ud68d\uacfc \uafb8\uc900\ud55c \ub178\ub825\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n<h3>\ub098\ub9cc\uc758 \uacbd\uc81c\uc801 \uc790\uc720 \ubaa9\ud45c \uc124\uc815\ud558\uae30<\/h3>\n<blockquote><p>\n    &#8220;\uc131\uacf5\uc740 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0 \uadf8 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\ub294 \uac83\uc774\ub2e4.&#8221; &#8211; \ubca4\uc790\ubbfc \ub514\uc988\ub808\uc77c\ub9ac\n  <\/p><\/blockquote>\n<hr\/>\n<ul>\n<li><b>\uba85\ud655\ud55c \ubaa9\ud45c \uc124\uc815<\/b><\/li>\n<li><b>\uad6c\uccb4\uc801\uc778 \uacc4\ud68d \uc218\ub9bd<\/b><\/li>\n<li><b>\uc815\uae30\uc801\uc778 \uc810\uac80 \ubc0f \uc218\uc815<\/b><\/li>\n<\/ul>\n<p>\uba3c\uc800, \ub2f9\uc2e0\uc758 \uacbd\uc81c\uc801 \uc790\uc720\ub780 \ubb34\uc5c7\uc778\uac00\ub97c \uba85\ud655\ud788 \uc815\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.  \ub2e8\uc21c\ud788 &#8220;\ubd80\uc790\uac00 \ub418\uaca0\ub2e4&#8221;\uac00 \uc544\ub2cc,  <b>\uad6c\uccb4\uc801\uc778 \uae08\uc561<\/b>, <b>\uc740\ud1f4 \uc2dc\uc810<\/b>, <b>\uc6d0\ud558\ub294 \uc0dd\ud65c \uc218\uc900<\/b> \ub4f1\uc744 \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc608\ub97c \ub4e4\uc5b4, 50\uc138\uc5d0 \uc740\ud1f4\ud558\uc5ec \uc5f0 5\ucc9c\ub9cc\uc6d0\uc758 \uc218\uc785\uc73c\ub85c \uc5ec\ud589\uacfc \ucde8\ubbf8\uc0dd\ud65c\uc744 \uc990\uae30\ub294 \uc0b6\uc744 \ubaa9\ud45c\ub85c \uc124\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubaa9\ud45c\ub294 <b>\uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uacc4\ud68d<\/b>\uc744 \uc138\uc6b0\ub294 \ub370 \uc911\uc694\ud55c \uae30\uc900\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<h3>\ud22c\uc790 \uae30\uac04\uacfc \uc704\ud5d8 \uac10\uc218 \uc218\uc900 \uacb0\uc815<\/h3>\n<blockquote><p>\n    &#8220;\uc704\ud5d8\uc744 \uac10\uc218\ud558\uc9c0 \uc54a\uc73c\uba74 \uc544\ubb34\uac83\ub3c4 \uc5bb\uc744 \uc218 \uc5c6\ub2e4.&#8221; &#8211; \uc190\uc790\ubcd1\ubc95\n  <\/p><\/blockquote>\n<hr\/>\n<ul>\n<li><b>\ud22c\uc790 \uae30\uac04<\/b><\/li>\n<li><b>\uc704\ud5d8 \ud5c8\uc6a9\uce58<\/b><\/li>\n<li><b>\ud22c\uc790 \ubaa9\ud45c\uc640\uc758 \uc870\ud654<\/b><\/li>\n<\/ul>\n<p>\ud22c\uc790 \uae30\uac04\uc740 <b>\uc7a5\uae30 \ud22c\uc790\uc77c\uc218\ub85d<\/b> \ub192\uc740 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc9c0\ub9cc,  \ub2e8\uae30 \ud22c\uc790\ubcf4\ub2e4 \uc704\ud5d8\ub3c4\uac00 \ub192\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \ub530\ub77c\uc11c, \uc790\uc2e0\uc758 <b>\uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b>\uc744 \uc815\ud655\ud558\uac8c \ud30c\uc545\ud558\uace0,  \ud22c\uc790 \uae30\uac04\uacfc \uc704\ud5d8 \uc218\uc900\uc744 \uace0\ub824\ud558\uc5ec <b>\uc801\uc808\ud55c \ud22c\uc790 \uc0c1\ud488<\/b>\uc744 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc608\ub97c \ub4e4\uc5b4, \uc80a\uc740 \uce35\uc740 \uc7a5\uae30 \ud22c\uc790\ub97c \ud1b5\ud574 \ub192\uc740 \uc218\uc775\uc744 \ucd94\uad6c\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc740\ud1f4\uac00 \uac00\uae4c\uc6b4 \uc0ac\ub78c\ub4e4\uc740 \uc548\uc815\uc801\uc778 \ud22c\uc790\ub97c \uc6b0\uc120\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3>\ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488 \uc120\ud0dd \ubc0f \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131<\/h3>\n<blockquote><p>\n    &#8220;\ubaa8\ub4e0 \uacc4\ub780\uc744 \ud55c \ubc14\uad6c\ub2c8\uc5d0 \ub2f4\uc9c0 \ub9c8\ub77c.&#8221; &#8211; \ubca4\uc790\ubbfc \ud504\ub7ad\ud074\ub9b0\n  <\/p><\/blockquote>\n<hr\/>\n<ul>\n<li><b>\ubd84\uc0b0\ud22c\uc790<\/b><\/li>\n<li><b>\ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b><\/li>\n<li><b>\uc790\uc0b0 \ubc30\ubd84<\/b><\/li>\n<\/ul>\n<p><b>\ubd84\uc0b0 \ud22c\uc790<\/b>\ub294 \uc704\ud5d8\uc744 \uc904\uc774\ub294 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95\uc785\ub2c8\ub2e4.  \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\uc5ec  \ud2b9\uc815 \uc790\uc0b0\uc758 \uac00\uaca9 \ud558\ub77d\uc73c\ub85c \uc778\ud55c \uc190\uc2e4\uc744 \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uc218\uc6a9 \ub2a5\ub825\uc5d0 \ub9de\ucdb0 <b>\uc801\uc808\ud55c \ube44\uc728\ub85c \uc790\uc0b0\uc744 \ubc30\ubd84<\/b>\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc8fc\uc2dd \ube44\uc911\uc744 \ub192\uc774\uba74 \uc218\uc775\ub960\uc740 \ub192\uc544\uc9c0\uc9c0\ub9cc \uc704\ud5d8\ub3c4 \ucee4\uc9c0\uace0, \ucc44\uad8c \ube44\uc911\uc744 \ub192\uc774\uba74 \uc548\uc815\uc131\uc740 \ub192\uc544\uc9c0\uc9c0\ub9cc \uc218\uc775\ub960\uc740 \ub0ae\uc544\uc9d1\ub2c8\ub2e4.<\/p>\n<h3>\uafb8\uc900\ud55c \uad00\ub9ac\uc640 \ubaa9\ud45c \uc7ac\uac80\ud1a0<\/h3>\n<blockquote><p>\n    &#8220;\uc131\uacf5\uc740 \ub04a\uc784\uc5c6\ub294 \ub178\ub825\uc758 \uacb0\uacfc\uc774\ub2e4.&#8221; &#8211; \uc5d0\ub514\uc2a8\n  <\/p><\/blockquote>\n<hr\/>\n<ul>\n<li><b>\uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc810\uac80<\/b><\/li>\n<li><b>\uc2dc\uc7a5 \uc0c1\ud669 \ubcc0\ud654 \ub300\uc751<\/b><\/li>\n<li><b>\ubaa9\ud45c \uc218\uc815 \ubc0f \ubcf4\uc644<\/b><\/li>\n<\/ul>\n<p>\ud22c\uc790\ub294 \uc77c\ud68c\uc131\uc774 \uc544\ub2cc, <b>\uc9c0\uc18d\uc801\uc778 \uad00\ub9ac<\/b>\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.  \uc2dc\uc7a5 \uc0c1\ud669 \ubcc0\ud654\uc5d0 \ub530\ub77c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc815\uae30\uc801\uc73c\ub85c \uc810\uac80\ud558\uace0, \ud544\uc694\uc5d0 \ub530\ub77c \uc790\uc0b0 \ubc30\ubd84\uc744 \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.  \ucd08\uae30 \ubaa9\ud45c\uac00 \ub2ec\uc131\ub418\uc9c0 \uc54a\uac70\ub098, \uc0b6\uc758 \ubcc0\ud654\uc5d0 \ub530\ub77c \ubaa9\ud45c\ub97c \uc218\uc815\ud558\uace0, <b>\ud22c\uc790 \uc804\ub7b5\uc744 \uc7ac\uac80\ud1a0<\/b>\ud558\ub294 \uc720\uc5f0\uc131\uc744 \uac00\uc838\uc57c \ud569\ub2c8\ub2e4.  \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uafb8\uc900\ud788 \uad00\ub9ac\ud558\uace0 \ub178\ub825\ud55c\ub2e4\uba74 \uacbd\uc81c\uc801 \uc790\uc720\uc5d0 \ud55c \ubc1c\uc9dd \ub354 \ub2e4\uac00\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<p><img src='https:\/\/ymy185179.xyz\/wp-content\/uploads\/2024\/12\/sub-21_resized-7.png' alt='\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\ubc95' width='100%'><\/p>\n<div class=\"section4\">\n<h2 class=\"chatgin-title\">\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\ubc95<\/h2>\n<h2 class=\"chatgin-title\">\uacbd\uc81c\uc801 \uc790\uc720 \ub2ec\uc131, \ud22c\uc790 \uc804\ub7b5 \uc120\ud0dd\ubc95<\/h2>\n<h3>1, \ub098\uc5d0\uac8c \ub9de\ub294 \ud22c\uc790 \ubaa9\ud45c \uc124\uc815 \ubc0f \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5<br \/><\/h3>\n<ol>\n<li>\uacbd\uc81c\uc801 \uc790\uc720\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \uad6c\uccb4\uc801\uc778 \ubaa9\ud45c \uae08\uc561\uacfc \uae30\uac04\uc744 \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.  \ubaa9\ud45c \ub2ec\uc131 \uc2dc\uc810\uc744 \uba85\ud655\ud558\uac8c \uc124\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70,  \uc774\ub97c \ubc14\ud0d5\uc73c\ub85c  \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n<div class=\"subsection\">\n<h4>\uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc758 \uc911\uc694\uc131<\/h4>\n<p><b>\uc790\uc0b0 \ubc30\ubd84<\/b>\uc740 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.  \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uc5ec \uc704\ud5d8\uc744 \ubd84\uc0b0\ud558\uace0, \uc7a5\uae30\uc801\uc778 \uc218\uc775\ub960\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uc790\uc2e0\uc758 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uacfc \ud22c\uc790 \uae30\uac04\uc744 \uace0\ub824\ud558\uc5ec \uc801\uc808\ud55c \ube44\uc728\ub85c \ubc30\ubd84\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"subsection\">\n<h4>\ubaa9\ud45c \uc124\uc815 \ubc0f \uc790\uc0b0 \ubd84\ubc30 \uc2e4\uc81c \uc0ac\ub840<\/h4>\n<p>\uc608\ub97c \ub4e4\uc5b4, 10\ub144 \ud6c4 1\uc5b5 \uc6d0\uc744 \ubaa9\ud45c\ub85c \ud55c\ub2e4\uba74,  \ub9e4\ub144 \uba87 %\uc758 \uc218\uc775\ub960\uc744 \ub2ec\uc131\ud574\uc57c \ud558\ub294\uc9c0 \uacc4\uc0b0\ud558\uace0, \uadf8\uc5d0 \ub9de\ucdb0 \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1\uc5d0 \ud22c\uc790 \ube44\uc911\uc744 \uacb0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.  <b>\uc548\uc815\uc801\uc778 \ud22c\uc790<\/b>\ub97c \uc120\ud638\ud55c\ub2e4\uba74 \ucc44\uad8c \ube44\uc911\uc744 \ub192\uc774\uace0,  \ub192\uc740 \uc218\uc775\uc744 \ucd94\uad6c\ud55c\ub2e4\uba74 \uc8fc\uc2dd \ube44\uc911\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \ud558\uc9c0\ub9cc \ub192\uc740 \uc218\uc775\uc5d0\ub294 \ud070 \uc704\ud5d8\uc774 \ub530\ub974\ubbc0\ub85c \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<h3>2, \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488 \ubc0f \uc804\ub7b5 \uc774\ud574<br \/><\/h3>\n<ol>\n<li>\uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0, \ud380\ub4dc \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc758 \ud2b9\uc9d5\uacfc \uc704\ud5d8\uc131\uc744 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4. \uac01 \uc0c1\ud488\uc758 \uc7a5\ub2e8\uc810\uc744 \ube44\uad50 \ubd84\uc11d\ud558\uace0, \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc5d0 \ub9de\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li><b>\uac00\uce58 \ud22c\uc790<\/b>, <b>\uc131\uc7a5 \ud22c\uc790<\/b>, <b>\uc778\ub371\uc2a4 \ud380\ub4dc \ud22c\uc790<\/b> \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \uc774\ud574\ud558\uace0,  \ubcf8\uc778\uc5d0\uac8c \uc801\ud569\ud55c \uc804\ub7b5\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n<div class=\"subsection\">\n<h4>\uc8fc\uc2dd \ud22c\uc790 \uc804\ub7b5<\/h4>\n<p>\uc8fc\uc2dd \ud22c\uc790\ub294 \ub192\uc740 \uc218\uc775\ub960\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc9c0\ub9cc,  \ub3d9\uc2dc\uc5d0 \ub192\uc740 \uc704\ud5d8\uc744 \uac10\uc218\ud574\uc57c \ud569\ub2c8\ub2e4.  <b>\uc7a5\uae30 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \uc904\uc774\uace0 \uc218\uc775\ub960\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uac1c\ubcc4 \uc885\ubaa9 \ud22c\uc790\ub294 \uc804\ubb38\uc801\uc778 \uc9c0\uc2dd\uacfc \uc2dc\uac04\uc774 \ud544\uc694\ud558\uba70,  \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \uad00\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc2dd \ud22c\uc790\uc758 \uac00\uc7a5 \ud070 \uc7a5\uc810\uc740 <b>\ub192\uc740 \uc131\uc7a5 \uac00\ub2a5\uc131<\/b>\uc774\uc9c0\ub9cc, \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc5d0 \ucde8\uc57d\ud558\ub2e4\ub294 \ub2e8\uc810\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \ucda9\ubd84\ud55c \uacf5\ubd80\uc640 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"subsection\">\n<h4>\ubd80\ub3d9\uc0b0 \ud22c\uc790 \uc804\ub7b5<\/h4>\n<p>\ubd80\ub3d9\uc0b0 \ud22c\uc790\ub294 \uc0c1\ub300\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \ud22c\uc790 \uc218\ub2e8\uc73c\ub85c \uc5ec\uaca8\uc9c0\uc9c0\ub9cc,  \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uac00\uaca9 \ubcc0\ub3d9\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <b>\uc784\ub300 \uc218\uc775<\/b>\uc744 \uc5bb\uc744 \uc218 \uc788\uc73c\uba70,  \uc7a5\uae30\uc801\uc73c\ub85c \uc790\uc0b0 \uac00\uce58 \uc0c1\uc2b9\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \ud558\uc9c0\ub9cc \ucd08\uae30 \ud22c\uc790 \uc790\uae08\uc774 \ub9ce\uc774 \ud544\uc694\ud558\uace0,  \uc720\ub3d9\uc131\uc774 \ub0ae\ub2e4\ub294 \ub2e8\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubd80\ub3d9\uc0b0 \ud22c\uc790\ub294 <b>\ud604\uae08 \ud750\ub984<\/b>\uc744 \ucc3d\ucd9c\ud560 \uc218 \uc788\uc9c0\ub9cc,  \ub9e4\uc785 \ubc0f \uad00\ub9ac\uc5d0 \uc2dc\uac04\uacfc \ub178\ub825\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.  \ud22c\uc790 \uc804 \uc9c0\uc5ed \ubd84\uc11d\uacfc \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<h3>3, \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc9c0\uc18d\uc801\uc778 \uad00\ub9ac \ubc0f \uc7ac\ubd84\ubc30<br \/><\/h3>\n<ol>\n<li>\ud22c\uc790 \ud658\uacbd \ubcc0\ud654\uc5d0 \ub530\ub77c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uace0, \ud544\uc694\uc5d0 \ub530\ub77c \uc7ac\ubd84\ubc30\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uac80\ud1a0\ub97c \ud1b5\ud574 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\uc815\ud558\uace0,  \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n<div class=\"subsection\">\n<h4>\uc704\ud5d8 \uad00\ub9ac\uc758 \uc911\uc694\uc131<\/h4>\n<p><b>\ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\ub294 \ud22c\uc790 \uc131\uacf5\uc758 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4.  \uc2dc\uc7a5 \ubcc0\ub3d9\uc131, \uae08\ub9ac \ubcc0\ud654,  \uc815\uce58\uc801 \ub9ac\uc2a4\ud06c \ub4f1 \ub2e4\uc591\ud55c \uc704\ud5d8 \uc694\uc778\uc744 \uace0\ub824\ud558\uc5ec,  \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud558\uace0 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud558\ub294 \uc804\ub7b5\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4.  \uc790\uc2e0\uc758 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc744 \uc815\ud655\ud558\uac8c \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"subsection\">\n<h4>\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc7ac\ubd84\ubc30 \uc804\ub7b5<\/h4>\n<p>\uc8fc\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub9ac\ubc38\ub7f0\uc2f1\uc740 <b>\uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc131\uacf5<\/b>\uc5d0 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.  \uc608\ub97c \ub4e4\uc5b4, \ud2b9\uc815 \uc790\uc0b0\uc758 \ube44\uc911\uc774 \ubaa9\ud45c\uce58\ubcf4\ub2e4 \ub192\uc544\uc84c\ub2e4\uba74,  \uc77c\ubd80\ub97c \ub9e4\ub3c4\ud558\uc5ec \ub2e4\ub978 \uc790\uc0b0\uc5d0 \ud22c\uc790\ud568\uc73c\ub85c\uc368 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uade0\ud615\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uc774\ub7ec\ud55c \uacfc\uc815\uc740 \ud22c\uc790 \ubaa9\ud45c \ub2ec\uc131\uc5d0 \ub3c4\uc6c0\uc774 \ub420 \ubfd0 \uc544\ub2c8\ub77c,  \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc5d0\ub3c4 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc7ac\ubd84\ubc30\ub294 \ub2e8\uc21c\ud788 \ube44\uc911 \uc870\uc815\ubfd0 \uc544\ub2c8\ub77c,  \uc2dc\uc7a5 \uc0c1\ud669\uacfc \uac1c\uc778\uc801\uc778 \uc0c1\ud669 \ubcc0\ud654\ub97c \ubc14\ud0d5\uc73c\ub85c \ud22c\uc790 \uc804\ub7b5 \uc790\uccb4\ub97c \uc218\uc815\ud558\ub294 \uac83\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.  <b>\uc804\ubb38\uac00\uc758 \ub3c4\uc6c0<\/b>\uc744 \ubc1b\ub294 \uac83\ub3c4 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n<p><img src='https:\/\/ymy185179.xyz\/wp-content\/uploads\/2024\/12\/sub-10_resized-7.png' alt='\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\ubc95' width='100%'><\/p>\n<div>\n<h3 class=\"chatgin-subtitle\">\ub098\ub9cc\uc758 \uacbd\uc81c\uc801 \uc790\uc720 \ud22c\uc790 \uacc4\ud68d \uc138\uc6b0\uae30<\/h3>\n<p>\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \uacc4\ud68d\uc740 \uba3c\uc800 <b>\ubaa9\ud45c \uae08\uc561<\/b>\uacfc <b>\ub2ec\uc131 \uc2dc\uc810<\/b>\uc744 \uba85\ud655\ud788 \uc124\uc815\ud558\ub294 \uac83\uc73c\ub85c \uc2dc\uc791\ud574\uc57c \ud569\ub2c8\ub2e4.  \ud604\uc7ac \uc790\uc0b0 \uaddc\ubaa8\uc640 \uc18c\ub4dd \uc218\uc900\uc744 \ud30c\uc545\ud558\uace0,  \ubaa9\ud45c \ub2ec\uc131\uc5d0 \ud544\uc694\ud55c <b>\ud22c\uc790 \uae30\uac04<\/b>\uacfc <b>\uc218\uc775\ub960<\/b>\uc744 \uc608\uc0c1\ud574 \ubcf4\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc744 \uace0\ub824\ud558\uc5ec <b>\ud22c\uc790 \uc804\ub7b5<\/b>\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \uc131\ud5a5\uc5d0 \ub9de\ub294 \uacc4\ud68d\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n<blockquote><p>&#8220;\uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \ubaa9\ud45c\ub97c \ub0c9\uc815\ud558\uac8c \ud3c9\uac00\ud558\uace0, \ud604\uc2e4\uc801\uc778 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc758 \uccab\uac78\uc74c\uc785\ub2c8\ub2e4.&#8221;<\/p><\/blockquote>\n<\/div>\n<hr>\n<div>\n<h3 class=\"chatgin-subtitle\">\uc548\uc804\uc790\uc0b0\uacfc \uc704\ud5d8\uc790\uc0b0\uc758 \uc801\uc808\ud55c \ubc30\ubd84<\/h3>\n<p><b>\uc548\uc804\uc790\uc0b0<\/b>(\uc608: \uc608\uae08, \uad6d\ucc44)\uc740 \uc6d0\uae08 \uc190\uc2e4 \uc704\ud5d8\uc774 \ub0ae\uc9c0\ub9cc \uc218\uc775\ub960\ub3c4 \ub0ae\uc740 \ubc18\uba74, <b>\uc704\ud5d8\uc790\uc0b0<\/b>(\uc608: \uc8fc\uc2dd, \ubd80\ub3d9\uc0b0)\uc740 \ub192\uc740 \uc218\uc775\ub960\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc9c0\ub9cc \uc6d0\uae08 \uc190\uc2e4 \uc704\ud5d8\ub3c4 \ub192\uc2b5\ub2c8\ub2e4.  \ud22c\uc790 \uae30\uac04\uacfc \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc5d0 \ub530\ub77c \uc548\uc804\uc790\uc0b0\uacfc \uc704\ud5d8\uc790\uc0b0\uc758 \ube44\uc728\uc744 \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc7a5\uae30 \ud22c\uc790\uc77c\uc218\ub85d \uc704\ud5d8\uc790\uc0b0\uc758 \ube44\uc911\uc744 \ub192\uc77c \uc218 \uc788\uc9c0\ub9cc,  <b>\uc704\ud5d8 \uad00\ub9ac<\/b>\ub97c \uc704\ud574 \ubd84\uc0b0 \ud22c\uc790\ub294 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.  \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c \uc218\uc775\ub960\uc744 \uace0\ub824\ud558\uc5ec \uc801\uc808\ud55c \ube44\uc728\uc744 \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<blockquote><p>&#8220;\uc704\ud5d8\uacfc \uc218\uc775\uc740 \ud56d\uc0c1 \ube44\ub840\ud569\ub2c8\ub2e4.  \uc790\uc2e0\uc774 \uac10\uc218\ud560 \uc218 \uc788\ub294 \uc704\ud5d8 \uc218\uc900\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud558\uace0, \uadf8\uc5d0 \ub9de\ub294 \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.&#8221;<\/p><\/blockquote>\n<\/div>\n<hr>\n<div>\n<h3 class=\"chatgin-subtitle\">\ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624, \uc7a5\uae30 \ubaa9\ud45c \uc124\uc815\ud558\uae30<\/h3>\n<p>\uc7a5\uae30\uc801\uc778 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ubaa9\ud45c\ub85c \ud55c\ub2e4\uba74, <b>\uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc5d0\uc11c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uafb8\uc900\ud788 \ud22c\uc790\ub97c \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \ubaa9\ud45c \uc2dc\uc810\uae4c\uc9c0 \ud544\uc694\ud55c \uc790\uae08 \uaddc\ubaa8\ub97c \uacc4\uc0b0\ud558\uace0,  \uadf8\uc5d0 \ub9de\ucdb0 <b>\uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc804\ub7b5<\/b>\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc815\uae30\uc801\uc778 \ud22c\uc790\uc640 \uc7ac\ud3c9\uac00\ub97c \ud1b5\ud574 \ubaa9\ud45c \ub2ec\uc131\uc744 \uc704\ud55c \uada4\ub3c4\ub97c \uc218\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<blockquote><p>&#8220;\uc7a5\uae30 \ud22c\uc790\uc758 \ud575\uc2ec\uc740 \uc778\ub0b4\uc2ec\uacfc \uafb8\uc900\ud568\uc785\ub2c8\ub2e4.  \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc744 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.&#8221;<\/p><\/blockquote>\n<\/div>\n<hr>\n<div>\n<h3 class=\"chatgin-subtitle\">\uacbd\uc81c\uc801 \uc790\uc720 \ub2ec\uc131, \ud22c\uc790 \uc804\ub7b5 \uc120\ud0dd\ubc95<\/h3>\n<p>\uacbd\uc81c\uc801 \uc790\uc720 \ub2ec\uc131\uc744 \uc704\ud55c \ud22c\uc790 \uc804\ub7b5 \uc120\ud0dd\uc740 \uac1c\uc778\uc758 <b>\uc7ac\uc815 \uc0c1\ud669<\/b>, <b>\ud22c\uc790 \uae30\uac04<\/b>, <b>\uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b> \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud558\uc5ec \uacb0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. <b>\uac00\uce58 \ud22c\uc790<\/b>, <b>\uc131\uc7a5 \ud22c\uc790<\/b>, <b>\uc778\ub371\uc2a4 \ud380\ub4dc \ud22c\uc790<\/b> \ub4f1 \ub2e4\uc591\ud55c \uc804\ub7b5\uc774 \uc874\uc7ac\ud558\uba70, \uac01 \uc804\ub7b5\uc758 \uc7a5\ub2e8\uc810\uc744 \ube44\uad50 \ubd84\uc11d\ud558\uace0 \uc790\uc2e0\uc5d0\uac8c \uc801\ud569\ud55c \uc804\ub7b5\uc744 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<p>  <b>\ubd84\uc0b0 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud558\uace0,  \uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uac80\ud1a0\ub97c \ud1b5\ud574 \uc804\ub7b5\uc744 \uc870\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc131\ud5a5\uc5d0 \ub9de\ub294 \uc804\ub7b5\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<blockquote><p>&#8220;\ud22c\uc790 \uc804\ub7b5\uc740 \ud558\ub098\uc758 \uc815\ub2f5\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.  \uc790\uc2e0\uc758 \uc0c1\ud669\uacfc \ubaa9\ud45c\uc5d0 \uac00\uc7a5 \uc801\ud569\ud55c \uc804\ub7b5\uc744 \ucc3e\uace0, \uafb8\uc900\ud788 \ub178\ub825\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.&#8221;<\/p><\/blockquote>\n<\/div>\n<hr>\n<div>\n<h3 class=\"chatgin-subtitle\">\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac \ubc0f \ub9ac\ubc38\ub7f0\uc2f1 \uc804\ub7b5<\/h3>\n<p>\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac\ub294 <b>\uc8fc\uae30\uc801\uc778 \uc790\uc0b0 \ube44\uc911 \uc810\uac80<\/b>\uacfc \ud544\uc694\uc5d0 \ub530\ub978 <b>\uc790\uc0b0 \uc7ac\ubd84\ubc30<\/b>\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.  \uc2dc\uc7a5 \uc0c1\ud669 \ubcc0\ud654\uc5d0 \ub530\ub77c \uc548\uc804\uc790\uc0b0\uacfc \uc704\ud5d8\uc790\uc0b0\uc758 \ube44\uc911\uc774 \ubcc0\ud654\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c,  \uc815\uae30\uc801\uc73c\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc810\uac80\ud558\uace0 \ub9ac\ubc38\ub7f0\uc2f1\uc744 \ud1b5\ud574 \ubaa9\ud45c \ube44\uc728\uc5d0 \ub9de\ucdb0 \uc870\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 <b>\ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uc640 <b>\uc218\uc775 \uadf9\ub300\ud654<\/b>\ub97c \ub3d9\uc2dc\uc5d0 \ucd94\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc8fc\uc2dd \uc2dc\uc7a5\uc774 \uc0c1\uc2b9\ud558\uc5ec \uc8fc\uc2dd \ube44\uc911\uc774 \uacc4\ud68d\ubcf4\ub2e4 \ub192\uc544\uc84c\ub2e4\uba74, \uc77c\ubd80 \uc8fc\uc2dd\uc744 \ub9e4\ub3c4\ud558\uc5ec \uc548\uc804\uc790\uc0b0\uc73c\ub85c \uc804\ud658\ud558\ub294 \ub4f1\uc758 \uc870\uce58\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub9ac\ubc38\ub7f0\uc2f1\uc740 <b>\uc7a5\uae30\uc801\uc778 \ud22c\uc790 \ubaa9\ud45c<\/b>\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \ud544\uc218\uc801\uc778 \uacfc\uc815\uc774\uba70,  \uc8fc\uae30\uc801\uc778 \ub9ac\ubc38\ub7f0\uc2f1\uc744 \ud1b5\ud574 \ud22c\uc790 \uc804\ub7b5\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uace0 \uac1c\uc120\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc790\ub3d9 \ub9ac\ubc38\ub7f0\uc2f1 \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\ub294 \ud22c\uc790 \ud50c\ub7ab\ud3fc\uc744 \ud65c\uc6a9\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<blockquote><p>&#8220;\uafb8\uc900\ud55c \uad00\ub9ac\uc640 \uc8fc\uae30\uc801\uc778 \ub9ac\ubc38\ub7f0\uc2f1\uc744 \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \ub9ac\ubc38\ub7f0\uc2f1\uc740 \ub2e8\uc21c\ud55c \uc790\uc0b0 \uc7ac\ubd84\ubc30\uac00 \uc544\ub2c8\ub77c,  \ud22c\uc790 \uc804\ub7b5\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uace0 \uac1c\uc120\ud558\ub294 \uacfc\uc815\uc785\ub2c8\ub2e4.&#8221;<\/p><\/blockquote>\n<\/div>\n<hr>\n<p><img src='https:\/\/ymy185179.xyz\/wp-content\/uploads\/2024\/12\/sub-25_resized-3.png' alt='\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\ubc95' width='100%'><\/p>\n<div class=\"section6\">\n<h2 class=\"chatgin-title\">\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\ubc95 \uc5d0 \ub300\ud574 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 TOP 5<\/h2>\n<div class=\"faq-item\">\n<h3 class=\"chatgin-question\">\uc9c8\ubb38. \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud574 \uc5bc\ub9c8\ub098 \ud22c\uc790\ud574\uc57c \ud560\uae4c\uc694? \ubaa9\ud45c \uae08\uc561\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694?<\/h3>\n<p class=\"chatgin-answer\">\ub2f5\ubcc0. \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud544\uc694 \uc790\uae08 \uaddc\ubaa8\ub294 \uac1c\uc778\uc758 \uc0dd\ud65c \uc218\uc900, \uc740\ud1f4 \uc2dc\uc810, \uae30\ub300 \uc218\uba85 \ub4f1\uc5d0 \ub530\ub77c \ud06c\uac8c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. <br \/> \uba3c\uc800, \uc740\ud1f4 \ud6c4 <b>\uc6d4\ubcc4 \uc0dd\ud65c\ube44<\/b>\ub97c \uc608\uc0c1\ud558\uace0, \uc774\ub97c \uae30\uc900\uc73c\ub85c <b>\uc5f0\uac04 \uc0dd\ud65c\ube44<\/b>\ub97c \uacc4\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4. <br \/>  \uadf8 \ud6c4, <b>\uc548\uc804\ud55c \ud22c\uc790 \uc218\uc775\ub960<\/b>(\uc608: 4%~5%)\uc744 \uace0\ub824\ud558\uc5ec \ud544\uc694\ud55c \ud22c\uc790 \uc6d0\uae08\uc744 \uacc4\uc0b0\ud569\ub2c8\ub2e4.  <br \/> \uc608\ub97c \ub4e4\uc5b4, \uc6d4 \uc0dd\ud65c\ube44 300\ub9cc\uc6d0\uc774 \ud544\uc694\ud558\ub2e4\uba74 \uc5f0\uac04 3600\ub9cc\uc6d0\uc774 \ud544\uc694\ud558\uace0,  4% \uc218\uc775\ub960\uc744 \uac00\uc815\ud558\uba74 9\uc5b5\uc6d0\uc758 \uc790\uc0b0\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. <br \/>  \ubaa9\ud45c \uae08\uc561\uc740 <b>\uc7a5\uae30\uc801\uc778 \uacc4\ud68d<\/b>\uc744 \uc138\uc6b0\uace0 <b>\uc815\uae30\uc801\uc73c\ub85c \uac80\ud1a0<\/b>\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<h3 class=\"chatgin-question\">\uc9c8\ubb38. \uc5b4\ub5a4 \ud22c\uc790 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud574\uc57c \ud560\uae4c\uc694?  \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \uc5b4\ub5bb\uac8c \uad6c\uc131\ud574\uc57c \ud558\ub098\uc694?<\/h3>\n<p class=\"chatgin-answer\">\ub2f5\ubcc0.  \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 <b>\uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b>\uacfc <b>\ud22c\uc790 \uae30\uac04<\/b>\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. <br \/> \uc7a5\uae30 \ud22c\uc790\uc5d0\ub294 <b>\uc8fc\uc2dd<\/b>\uacfc <b>\ubd80\ub3d9\uc0b0<\/b> \ud22c\uc790\uac00 \uc801\ud569\ud558\uba70, \uc880 \ub354 \uc548\uc815\uc801\uc778 \ud22c\uc790\ub97c \uc6d0\ud55c\ub2e4\uba74 <b>\ucc44\uad8c<\/b>\uc744 \ud3ec\ud568\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. <br \/> <b>\ubd84\uc0b0 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \uc904\uc774\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. <br \/> \uc608\ub97c \ub4e4\uc5b4, \uc8fc\uc2dd\uc758 \uacbd\uc6b0 \ub2e4\uc591\ud55c \uc5c5\uc885\uacfc \uc2dc\uc7a5\uc5d0 \ud22c\uc790\ud558\uace0, \ubd80\ub3d9\uc0b0\uc740 \uc5ec\ub7ec \uc9c0\uc5ed \ub610\ub294 \uc720\ud615\uc758 \ubd80\ub3d9\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4. <br \/> \uc80a\uc740\uce35\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \uc704\ud5d8 \uc790\uc0b0 \ube44\uc911\uc744 \ub192\uc774\uace0, \ub098\uc774\uac00 \ub4e4\uc218\ub85d \uc548\uc804 \uc790\uc0b0 \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<h3 class=\"chatgin-question\">\uc9c8\ubb38. \ud22c\uc790\uc5d0\ub294 \uc5bc\ub9c8\ub098 \uc790\uc8fc \uc2dc\uac04\uc744 \ud560\uc560\ud574\uc57c \ud560\uae4c\uc694?  \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc774 \ud544\uc694\ud560\uae4c\uc694?<\/h3>\n<p class=\"chatgin-answer\">\ub2f5\ubcc0. \ud22c\uc790\uc5d0 \ud544\uc694\ud55c \uc2dc\uac04\uc740 \ud22c\uc790 \ubc29\uc2dd\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. <br \/> <b>\uc9c1\uc811 \ud22c\uc790<\/b>\ub97c \ud558\ub294 \uacbd\uc6b0 \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac\uc5d0 \uc0c1\ub2f9\ud55c \uc2dc\uac04\uc744 \ud560\uc560\ud574\uc57c \ud569\ub2c8\ub2e4. <br \/> \ubc18\uba74 <b>\uac04\uc811 \ud22c\uc790<\/b>(\ud380\ub4dc, ETF \ub4f1)\ub294 \uad00\ub9ac\uc5d0 \ud544\uc694\ud55c \uc2dc\uac04\uc774 \ud6e8\uc52c \uc801\uc2b5\ub2c8\ub2e4. <br \/>  \ud22c\uc790 \uacbd\ud5d8\uc774 \ubd80\uc871\ud558\uac70\ub098 \uc2dc\uac04\uc774 \uc5c6\ub294 \uacbd\uc6b0 <b>\uc804\ubb38\uac00(\ud22c\uc790 \uc790\ubb38\uc0ac, \uc7ac\ubb34 \uc124\uacc4\uc0ac)<\/b>\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\uc774 \ud6a8\uc728\uc801\uc785\ub2c8\ub2e4. <br \/> \uc804\ubb38\uac00\ub294 \uac1c\uc778\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \ubc0f \uad00\ub9ac\ub97c \uc9c0\uc6d0\ud574 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<h3 class=\"chatgin-question\">\uc9c8\ubb38. \ud22c\uc790 \uc911 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc704\ud5d8\uc740 \ubb34\uc5c7\uc774\uba70, \uc5b4\ub5bb\uac8c \uad00\ub9ac\ud574\uc57c \ud560\uae4c\uc694?<\/h3>\n<p class=\"chatgin-answer\">\ub2f5\ubcc0. \ud22c\uc790\uc5d0\ub294 \ud56d\uc0c1 <b>\uc704\ud5d8<\/b>\uc774 \ub530\ub985\ub2c8\ub2e4. <br \/> <b>\uc2dc\uc7a5 \uc704\ud5d8<\/b>(\uc8fc\uac00 \ud558\ub77d, \uae08\ub9ac \ubcc0\ub3d9), <b>\uc2e0\uc6a9 \uc704\ud5d8<\/b>(\ud22c\uc790 \ub300\uc0c1\uc758 \ud30c\uc0b0), <b>\uc720\ub3d9\uc131 \uc704\ud5d8<\/b>(\uc790\uc0b0\uc744 \ud604\uae08\ud654\ud558\uae30 \uc5b4\ub824\uc6b4 \uacbd\uc6b0) \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. <br \/> \uc704\ud5d8 \uad00\ub9ac\ub97c \uc704\ud574\uc11c\ub294 <b>\ubd84\uc0b0 \ud22c\uc790<\/b>, <b>\uc7a5\uae30 \ud22c\uc790<\/b>, <b>\uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uac80\ud1a0<\/b>\uac00 \uc911\uc694\ud569\ub2c8\ub2e4. <br \/>  \ub610\ud55c, \uc790\uc2e0\uc758 <b>\uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b>\uc744 \ud30c\uc545\ud558\uace0, \uc774\uc5d0 \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. <br \/>  \uacfc\ub3c4\ud55c \ub808\ubc84\ub9ac\uc9c0 \uc0ac\uc6a9\uc740 \uc704\ud5d8\uc744 \uc99d\ud3ed\uc2dc\ud0a4\ubbc0\ub85c \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<h3 class=\"chatgin-question\">\uc9c8\ubb38.  \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \uc678\uc5d0 \ub2e4\ub978 \ubc29\ubc95\uc740 \uc5c6\uc744\uae4c\uc694?<\/h3>\n<p class=\"chatgin-answer\">\ub2f5\ubcc0. \ud22c\uc790 \uc678\uc5d0\ub3c4 <b>\uc18c\ube44 \uc2b5\uad00 \uac1c\uc120<\/b>, <b>\ubd80\ucc44 \uad00\ub9ac<\/b>, <b>\uc7ac\ud14c\ud06c \uad50\uc721<\/b> \ub4f1\uc744 \ud1b5\ud574 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <br \/> \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\uace0, \ubd80\ucc44\ub97c \uc904\uc774\ub294 \ub178\ub825\uc740 \uc790\uc0b0 \uc99d\uac00\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. <br \/> <b>\uc7ac\ubb34 \uad50\uc721<\/b>\uc744 \ud1b5\ud574 \ud22c\uc790 \ubc0f \uc7ac\ud14c\ud06c\uc5d0 \ub300\ud55c \uc9c0\uc2dd\uc744 \uc313\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4.  <br \/>  \ub610\ud55c, <b>\ubd80\uc5c5<\/b>\uc774\ub098 <b>\uc0ac\uc774\ub4dc \ud5c8\uc2ac<\/b>\uc744 \ud1b5\ud574 \ucd94\uac00\uc801\uc778 \uc218\uc785\uc744 \ud655\ubcf4\ud558\ub294 \uac83\ub3c4 \uace0\ub824\ud574 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. <br \/> \uc774\ub7ec\ud55c \ub2e4\uc591\ud55c \ubc29\ubc95\ub4e4\uc744 <b>\uade0\ud615 \uc788\uac8c \ud65c\uc6a9<\/b>\ud558\ub294 \uac83\uc774 \uacbd\uc81c\uc801 \uc790\uc720 \ub2ec\uc131\uc5d0 \ud6a8\uacfc\uc801\uc77c \uac83\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"http:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc9c8\ubb38. \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud574 \uc5bc\ub9c8\ub098 \ud22c\uc790\ud574\uc57c \ud560\uae4c\uc694? \ubaa9\ud45c \uae08\uc561\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ub2f5\ubcc0. \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud544\uc694 \uc790\uae08 \uaddc\ubaa8\ub294 \uac1c\uc778\uc758 \uc0dd\ud65c \uc218\uc900, \uc740\ud1f4 \uc2dc\uc810, \uae30\ub300 \uc218\uba85 \ub4f1\uc5d0 \ub530\ub77c \ud06c\uac8c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.\uba3c\uc800, \uc740\ud1f4 \ud6c4\uc6d4\ubcc4 \uc0dd\ud65c\ube44\ub97c \uc608\uc0c1\ud558\uace0, \uc774\ub97c \uae30\uc900\uc73c\ub85c\uc5f0\uac04 \uc0dd\ud65c\ube44\ub97c \uacc4\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4.\uadf8 \ud6c4,\uc548\uc804\ud55c \ud22c\uc790 \uc218\uc775\ub960(\uc608: 4%~5%)\uc744 \uace0\ub824\ud558\uc5ec \ud544\uc694\ud55c \ud22c\uc790 \uc6d0\uae08\uc744 \uacc4\uc0b0\ud569\ub2c8\ub2e4.\uc608\ub97c \ub4e4\uc5b4, \uc6d4 \uc0dd\ud65c\ube44 300\ub9cc\uc6d0\uc774 \ud544\uc694\ud558\ub2e4\uba74 \uc5f0\uac04 3600\ub9cc\uc6d0\uc774 \ud544\uc694\ud558\uace0,  4% \uc218\uc775\ub960\uc744 \uac00\uc815\ud558\uba74 9\uc5b5\uc6d0\uc758 \uc790\uc0b0\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.\ubaa9\ud45c \uae08\uc561\uc740\uc7a5\uae30\uc801\uc778 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0\uc815\uae30\uc801\uc73c\ub85c \uac80\ud1a0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc9c8\ubb38. \uc5b4\ub5a4 \ud22c\uc790 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud574\uc57c \ud560\uae4c\uc694?  \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \uc5b4\ub5bb\uac8c \uad6c\uc131\ud574\uc57c \ud558\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ub2f5\ubcc0.  \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294\uc704\ud5d8 \uac10\uc218 \uc218\uc900\uacfc\ud22c\uc790 \uae30\uac04\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.\uc7a5\uae30 \ud22c\uc790\uc5d0\ub294\uc8fc\uc2dd\uacfc\ubd80\ub3d9\uc0b0\ud22c\uc790\uac00 \uc801\ud569\ud558\uba70, \uc880 \ub354 \uc548\uc815\uc801\uc778 \ud22c\uc790\ub97c \uc6d0\ud55c\ub2e4\uba74\ucc44\uad8c\uc744 \ud3ec\ud568\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.\ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \uc904\uc774\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.\uc608\ub97c \ub4e4\uc5b4, \uc8fc\uc2dd\uc758 \uacbd\uc6b0 \ub2e4\uc591\ud55c \uc5c5\uc885\uacfc \uc2dc\uc7a5\uc5d0 \ud22c\uc790\ud558\uace0, \ubd80\ub3d9\uc0b0\uc740 \uc5ec\ub7ec \uc9c0\uc5ed \ub610\ub294 \uc720\ud615\uc758 \ubd80\ub3d9\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4.\uc80a\uc740\uce35\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \uc704\ud5d8 \uc790\uc0b0 \ube44\uc911\uc744 \ub192\uc774\uace0, \ub098\uc774\uac00 \ub4e4\uc218\ub85d \uc548\uc804 \uc790\uc0b0 \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc9c8\ubb38. \ud22c\uc790\uc5d0\ub294 \uc5bc\ub9c8\ub098 \uc790\uc8fc \uc2dc\uac04\uc744 \ud560\uc560\ud574\uc57c \ud560\uae4c\uc694?  \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc774 \ud544\uc694\ud560\uae4c\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ub2f5\ubcc0. \ud22c\uc790\uc5d0 \ud544\uc694\ud55c \uc2dc\uac04\uc740 \ud22c\uc790 \ubc29\uc2dd\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4.\uc9c1\uc811 \ud22c\uc790\ub97c \ud558\ub294 \uacbd\uc6b0 \uc2dc\uc7a5 \ubd84\uc11d \ubc0f \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac\uc5d0 \uc0c1\ub2f9\ud55c \uc2dc\uac04\uc744 \ud560\uc560\ud574\uc57c \ud569\ub2c8\ub2e4.\ubc18\uba74\uac04\uc811 \ud22c\uc790(\ud380\ub4dc, ETF \ub4f1)\ub294 \uad00\ub9ac\uc5d0 \ud544\uc694\ud55c \uc2dc\uac04\uc774 \ud6e8\uc52c \uc801\uc2b5\ub2c8\ub2e4.\ud22c\uc790 \uacbd\ud5d8\uc774 \ubd80\uc871\ud558\uac70\ub098 \uc2dc\uac04\uc774 \uc5c6\ub294 \uacbd\uc6b0\uc804\ubb38\uac00(\ud22c\uc790 \uc790\ubb38\uc0ac, \uc7ac\ubb34 \uc124\uacc4\uc0ac)\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\uc774 \ud6a8\uc728\uc801\uc785\ub2c8\ub2e4.\uc804\ubb38\uac00\ub294 \uac1c\uc778\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \ubc0f \uad00\ub9ac\ub97c \uc9c0\uc6d0\ud574 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc9c8\ubb38. \ud22c\uc790 \uc911 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc704\ud5d8\uc740 \ubb34\uc5c7\uc774\uba70, \uc5b4\ub5bb\uac8c \uad00\ub9ac\ud574\uc57c \ud560\uae4c\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ub2f5\ubcc0. \ud22c\uc790\uc5d0\ub294 \ud56d\uc0c1\uc704\ud5d8\uc774 \ub530\ub985\ub2c8\ub2e4.\uc2dc\uc7a5 \uc704\ud5d8(\uc8fc\uac00 \ud558\ub77d, \uae08\ub9ac \ubcc0\ub3d9),\uc2e0\uc6a9 \uc704\ud5d8(\ud22c\uc790 \ub300\uc0c1\uc758 \ud30c\uc0b0),\uc720\ub3d9\uc131 \uc704\ud5d8(\uc790\uc0b0\uc744 \ud604\uae08\ud654\ud558\uae30 \uc5b4\ub824\uc6b4 \uacbd\uc6b0) \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.\uc704\ud5d8 \uad00\ub9ac\ub97c \uc704\ud574\uc11c\ub294\ubd84\uc0b0 \ud22c\uc790,\uc7a5\uae30 \ud22c\uc790,\uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uac80\ud1a0\uac00 \uc911\uc694\ud569\ub2c8\ub2e4.\ub610\ud55c, \uc790\uc2e0\uc758\uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc744 \ud30c\uc545\ud558\uace0, \uc774\uc5d0 \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.\uacfc\ub3c4\ud55c \ub808\ubc84\ub9ac\uc9c0 \uc0ac\uc6a9\uc740 \uc704\ud5d8\uc744 \uc99d\ud3ed\uc2dc\ud0a4\ubbc0\ub85c \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc9c8\ubb38.  \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \uc678\uc5d0 \ub2e4\ub978 \ubc29\ubc95\uc740 \uc5c6\uc744\uae4c\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ub2f5\ubcc0. \ud22c\uc790 \uc678\uc5d0\ub3c4\uc18c\ube44 \uc2b5\uad00 \uac1c\uc120,\ubd80\ucc44 \uad00\ub9ac,\uc7ac\ud14c\ud06c \uad50\uc721\ub4f1\uc744 \ud1b5\ud574 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\uace0, \ubd80\ucc44\ub97c \uc904\uc774\ub294 \ub178\ub825\uc740 \uc790\uc0b0 \uc99d\uac00\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.\uc7ac\ubb34 \uad50\uc721\uc744 \ud1b5\ud574 \ud22c\uc790 \ubc0f \uc7ac\ud14c\ud06c\uc5d0 \ub300\ud55c \uc9c0\uc2dd\uc744 \uc313\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4.\ub610\ud55c,\ubd80\uc5c5\uc774\ub098\uc0ac\uc774\ub4dc \ud5c8\uc2ac\uc744 \ud1b5\ud574 \ucd94\uac00\uc801\uc778 \uc218\uc785\uc744 \ud655\ubcf4\ud558\ub294 \uac83\ub3c4 \uace0\ub824\ud574 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.\uc774\ub7ec\ud55c \ub2e4\uc591\ud55c \ubc29\ubc95\ub4e4\uc744\uade0\ud615 \uc788\uac8c \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uacbd\uc81c\uc801 \uc790\uc720 \ub2ec\uc131\uc5d0 \ud6a8\uacfc\uc801\uc77c \uac83\uc785\ub2c8\ub2e4.\"\n      }\n    }\n  ]\n}\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\ubc95, \uc5b4\ub835\uac8c\ub9cc \ub290\uaef4\uc9c0\uc2dc\ub098\uc694? \ub9c9\ub9c9\ud558\uac8c \ub290\uaef4\uc9c0\ub294 \ud22c\uc790 \uc138\uacc4\uc5d0\uc11c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\uace0, \uad81\uadf9\uc801\uc73c\ub85c \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ub2ec\uc131\ud558\ub294 \uac83\uc740 \ucda9\ubd84\ud788 \uac00\ub2a5\ud55c \ubaa9\ud45c\uc785\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ubcf5\uc7a1\ud55c \uae08\uc735 \uc6a9\uc5b4\ub97c \ucd5c\ub300\ud55c \ubc30\uc81c\ud558\uace0, \ub204\uad6c\ub098 \uc774\ud574\ud558\uae30 \uc27d\uac8c \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ud5a5\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \ubc29\ubc95\uc744 \ub2e8\uacc4\ubcc4\ub85c \uc548\ub0b4\ud574 \ub4dc\ub9bd\ub2c8\ub2e4. \uba3c\uc800, \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uc744 \uc815\ud655\ud558\uac8c \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud604\uc7ac \uc18c\ub4dd, \uc9c0\ucd9c, \ubd80\ucc44 &#8230; <a title=\"\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\ubc95\" class=\"read-more\" href=\"https:\/\/ymy185179.xyz\/%ea%b2%bd%ec%a0%9c%ec%a0%81-%ec%9e%90%ec%9c%a0%eb%a5%bc-%ec%9c%84%ed%95%9c-%ed%88%ac%ec%9e%90-%ed%8f%ac%ed%8a%b8%ed%8f%b4%eb%a6%ac%ec%98%a4-%ea%b5%ac%ec%84%b1%eb%b2%95\/\" aria-label=\"Read more about \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ud22c\uc790 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