{"id":331,"date":"2024-12-30T08:05:18","date_gmt":"2024-12-30T08:05:18","guid":{"rendered":"https:\/\/ymy185179.xyz\/?p=331"},"modified":"2024-12-30T08:05:18","modified_gmt":"2024-12-30T08:05:18","slug":"%ea%b2%bd%ec%a0%9c%ec%a0%81-%ec%9e%90%ec%9c%a0%eb%a5%bc-%ec%9d%b4%eb%a3%a8%ea%b8%b0-%ec%9c%84%ed%95%9c-%ed%95%84%ec%88%98-%ed%88%ac%ec%9e%90-%eb%8f%84%ea%b5%ac","status":"publish","type":"post","link":"https:\/\/ymy185179.xyz\/%ea%b2%bd%ec%a0%9c%ec%a0%81-%ec%9e%90%ec%9c%a0%eb%a5%bc-%ec%9d%b4%eb%a3%a8%ea%b8%b0-%ec%9c%84%ed%95%9c-%ed%95%84%ec%88%98-%ed%88%ac%ec%9e%90-%eb%8f%84%ea%b5%ac\/","title":{"rendered":"\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc774\ub8e8\uae30 \uc704\ud55c \ud544\uc218 \ud22c\uc790 \ub3c4\uad6c"},"content":{"rendered":"
\n

\uacbd\uc81c\uc801 \uc790\uc720, \ub204\uad6c\ub098 \uafc8\uafb8\ub294 \ubaa9\ud45c\uc774\uc9c0\ub9cc \uc815\ud655\ud788 \uc5b4\ub5bb\uac8c \ub3c4\ub2ec\ud574\uc57c \ud560\uc9c0 \ub9c9\ub9c9\ud558\uac8c \ub290\uaef4\uc9c0\uc2dc\uc8e0? \uafc8\uac19\uc740 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ud604\uc2e4\ub85c \ub9cc\ub4e4\uae30 \uc704\ud55c \uccab\uac78\uc74c\uc740 \ubc14\ub85c \ud604\uba85\ud55c \ud22c\uc790<\/b>\uc785\ub2c8\ub2e4.<\/p>\n

\ud558\uc9c0\ub9cc \ud22c\uc790\uc758 \uc138\uacc4\ub294 \uad11\ud65c\ud558\uace0 \ubcf5\uc7a1\ud569\ub2c8\ub2e4. \uc5b4\ub5a4 \ud22c\uc790 \ub3c4\uad6c\ub97c \uc120\ud0dd\ud574\uc57c \ud560\uc9c0 \uace0\ubbfc\uc774\uc2dc\ub77c\uba74, \uc774 \uae00\uc774 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ud5a5\ud55c \uc5ec\uc815\uc5d0\uc11c \uaf2d \ud544\uc694\ud55c \ud544\uc218 \ud22c\uc790 \ub3c4\uad6c\ub4e4\uc744 \uc18c\uac1c\ud574\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubd88\ub9ac\ub294 \uac83 \uc774\uc0c1\uc73c\ub85c, \uc548\uc815\uc131<\/b>\uacfc \uc7a5\uae30\uc801\uc778 \uc131\uc7a5<\/b>\uc744 \uace0\ub824\ud558\uc5ec \uade0\ud615 \uc7a1\ud78c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \ubc29\ubc95\uc744 \uc54c\ub824\ub4dc\ub9b4 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n

\uba3c\uc800 \uac00\uc7a5 \uae30\ubcf8\uc801\uc774\uba74\uc11c\ub3c4 \uc911\uc694\ud55c \uc8fc\uc2dd \ud22c\uc790<\/b>\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc8fc\uc2dd\uc740 \uae30\uc5c5\uc758 \uc131\uc7a5\uc5d0 \uc9c1\uc811 \ucc38\uc5ec\ud558\uc5ec \uc218\uc775\uc744 \uc5bb\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub2e8\uae30\uc801\uc778 \ubcc0\ub3d9\uc131\uc774 \ud06c\uae30 \ub54c\ubb38\uc5d0 \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uacfc \ubd84\uc0b0 \ud22c\uc790<\/b>\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \uc704\ud55c \ubc29\ubc95\uacfc \uc720\ub9dd\ud55c \uae30\uc5c5\uc744 \uc120\ubcc4\ud558\ub294 \uae30\uc900 \ub610\ud55c \ud568\uaed8 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc74c\uc73c\ub85c \ubd80\ub3d9\uc0b0 \ud22c\uc790<\/b>\uc785\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0\uc740 \uc548\uc815\uc801\uc778 \uc218\uc775\uacfc \uc790\uc0b0 \uac00\uce58 \uc0c1\uc2b9\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \ub9e4\ub825\uc801\uc778 \ud22c\uc790 \ub3c4\uad6c\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ucd08\uae30 \uc790\ubcf8\uc774 \ub9ce\uc774 \ud544\uc694\ud558\uace0 \uc720\ub3d9\uc131\uc774 \ub0ae\ub2e4\ub294 \uc810\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uc8fc\ud0dd, \uc0c1\uac00, \ud1a0\uc9c0 \ub4f1 \ub2e4\uc591\ud55c \ubd80\ub3d9\uc0b0 \ud22c\uc790 \uc0c1\ud488\uc758 \ud2b9\uc9d5\uacfc \uc7a5\ub2e8\uc810\uc744 \ube44\uad50 \ubd84\uc11d\ud558\uace0, \ud604\uba85\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \uc81c\uc2dc\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc8fc\uc2dd\uacfc \ubd80\ub3d9\uc0b0 \uc678\uc5d0\ub3c4 \uc801\ub9bd\uc2dd \ud380\ub4dc<\/b>\ub098 ETF(\uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc)<\/b>\uc640 \uac19\uc740 \uac04\ud3b8\ud558\uace0 \ub2e4\uc591\ud55c \ud22c\uc790 \ubc29\ubc95\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0c1\ud488\ub4e4\uc740 \uc804\ubb38\uac00\uc758 \uad00\ub9ac\ub97c \ubc1b\uc73c\uba70 \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc77c \uc218 \uc788\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc218\uc218\ub8cc\uc640 \uc6b4\uc6a9 \uc131\uacfc\ub97c \uaf3c\uaf3c\ud788 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc5b4\ub5a4 \ud22c\uc790 \ub3c4\uad6c\ub97c \uc120\ud0dd\ud558\ub4e0 \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \ud22c\uc790 \ubaa9\ud45c\ub97c \uba85\ud655\ud788 \uc124\uc815<\/b>\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uc911\uc694\ud569\ub2c8\ub2e4. \uc548\uc804\uc790\uc0b0\uacfc \uc704\ud5d8\uc790\uc0b0\uc758 \ube44\uc728\uc744 \uc801\uc808\ud788 \uc870\uc808\ud558\uc5ec \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\ub97c \ucca0\uc800\ud788 \ud574\uc57c \ud569\ub2c8\ub2e4. \ubcf8\uaca9\uc801\uc778 \ud22c\uc790\uc5d0 \uc55e\uc11c \uc7ac\ubb34 \uacc4\ud68d<\/b>\uc744 \uc138\uc6b0\uace0, \ud544\uc694\ud558\ub2e4\uba74 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \ud604\uba85\ud55c \uc120\ud0dd\uc785\ub2c8\ub2e4.<\/p>\n

\uc774 \uae00\uc744 \ud1b5\ud574 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \ucd5c\uc801\uc758 \ud22c\uc790 \uc804\ub7b5<\/b>\uc744 \ucc3e\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4. \ub2e4\uc74c \uae00\uc5d0\uc11c\ub294 \uac01 \ud22c\uc790 \ub3c4\uad6c\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \ub0b4\uc6a9\uacfc \uc2e4\uc81c \uc0ac\ub840\ub97c \ud1b5\ud574 \ub354\uc6b1 \uc2ec\ub3c4\uc788\ub294 \uc774\uc57c\uae30\ub97c \ub098\ub220\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.
\ub9ce\uc740 \uae30\ub300 \ubd80\ud0c1\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n<\/div>\n

\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc774\ub8e8\uae30 \uc704\ud55c \ud544\uc218 \ud22c\uc790 \ub3c4\uad6c<\/p>\n

\n

\ud22c\uc790, \uacbd\uc81c\uc801 \uc790\uc720\ub85c \uac00\ub294 \uae38<\/h2>\n

\uacbd\uc81c\uc801 \uc790\uc720\ub294 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc758 \uafc8\uc785\ub2c8\ub2e4. \uc6d4\uae09\uc5d0 \uc758\uc874\ud558\uc9c0 \uc54a\uace0, \uc790\uc2e0\uc774 \uc6d0\ud558\ub294 \uc0b6\uc744 \uc0b4 \uc218 \uc788\ub294 \uc790\uc720, \ubc14\ub85c \uacbd\uc81c\uc801 \uc790\uc720\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uafc8\uc744 \ud604\uc2e4\ub85c \ub9cc\ub4e4\uae30 \uc704\ud574\uc11c\ub294 \uccb4\uacc4\uc801\uc778 \ud22c\uc790<\/b>\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubaa8\uc73c\ub294 \uac83\ub9cc\uc73c\ub85c\ub294 \ubd80\uc871\ud558\uba70, \uc790\uc2e0\uc758 \uc790\uc0b0\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc601\ud558\uace0 \ubd88\ub824\ub098\uac00\ub294 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

\ud22c\uc790\ub294 \ub2e4\uc591\ud55c \ud615\ud0dc\ub85c \uc874\uc7ac\ud558\uc9c0\ub9cc, \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uc804\ub7b5\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub9ac\uc2a4\ud06c\ub97c \uac10\uc218\ud560 \uc218 \uc788\ub294 \uc218\uc900\uacfc \ud22c\uc790 \uae30\uac04 \ub4f1\uc744 \uace0\ub824\ud558\uc5ec \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc7a5\uae30\uc801\uc778 \ubaa9\ud45c\ub97c \uac00\uc9c0\uace0 \uc788\ub2e4\uba74 \uc8fc\uc2dd \ud22c\uc790\uc5d0 \ube44\uc911\uc744 \ub192\uc77c \uc218 \uc788\uace0, \ub2e8\uae30\uc801\uc778 \ubaa9\ud45c\ub77c\uba74 \uc548\uc815\uc801\uc778 \ucc44\uad8c \ud22c\uc790\uc5d0 \uc9d1\uc911\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc8fc\uc2dd \ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \ub192\uc740 \uc218\uc775\ub960\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc2dc\uc7a5 \ubcc0\ub3d9\uc131<\/b>\uc5d0 \ub530\ub77c \uc704\ud5d8\ub3c4 \ud06c\ub2e4\ub294 \uac83\uc744 \uc778\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \ucda9\ubd84\ud55c \uacf5\ubd80\uc640 \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \ub9ac\uc2a4\ud06c\ub97c \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \uc720\ud589\ud558\ub294 \uc885\ubaa9\uc5d0 \ud22c\uc790\ud558\uae30\ubcf4\ub2e4\ub294, \uae30\uc5c5\uc758 \uac00\uce58\uc640 \uc131\uc7a5 \uac00\ub2a5\uc131\uc744 \uaf3c\uaf3c\ud788 \ubd84\uc11d\ud558\uace0 \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uac83\uc774 \ud604\uba85\ud55c \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n

\ubd80\ub3d9\uc0b0 \ud22c\uc790\ub294 \ub610 \ub2e4\ub978 \ub300\ud45c\uc801\uc778 \ud22c\uc790 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc8fc\ud0dd, \uc0c1\uac00 \ub4f1 \ub2e4\uc591\ud55c \ubd80\ub3d9\uc0b0\uc5d0 \ud22c\uc790\ud558\uc5ec \uc784\ub300 \uc218\uc775\uc744 \uc5bb\uac70\ub098 \uc790\uc0b0 \uac00\uce58 \uc0c1\uc2b9\uc744 \ud1b5\ud574 \uc774\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubd80\ub3d9\uc0b0 \ud22c\uc790\ub294 \ucd08\uae30 \uc790\uae08\uc774 \ub9ce\uc774 \ud544\uc694\ud558\uace0, \uc720\ub3d9\uc131\uc774 \ub0ae\ub2e4\ub294 \uc810<\/b>\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \ubd80\ub3d9\uc0b0\uc744 \uc2e0\uc911\ud558\uac8c \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\ud22c\uc790\ub294 \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubc84\ub294 \ud589\uc704\ub97c \ub118\uc5b4, \ubbf8\ub798\ub97c \uc124\uacc4\ud558\ub294 \uacfc\uc815\uc785\ub2c8\ub2e4. \uafb8\uc900\ud55c \uc790\uae30\uacc4\ubc1c\uacfc \uc815\ubcf4\uc218\uc9d1\uc744 \ud1b5\ud574 \ud22c\uc790 \uc9c0\uc2dd\uc744 \uc313\ub294 \uac83\uc740 \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc758 \uc2dc\uc791\uc785\ub2c8\ub2e4. \ub2e4\uc591\ud55c \ud22c\uc790 \uc11c\uc801\uc744 \uc77d\uac70\ub098, \uc804\ubb38\uac00\uc758 \uac15\uc758\ub97c \ub4e3\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \ub04a\uc784\uc5c6\ub294 \ub178\ub825\uacfc \ud559\uc2b5\ub9cc\uc774 \uacbd\uc81c\uc801 \uc790\uc720\ub85c \ud5a5\ud558\ub294 \uae38\uc744 \uc5f4\uc5b4\uc904 \uac83\uc785\ub2c8\ub2e4.<\/span><\/p>\n

\ud6a8\uacfc\uc801\uc778 \ud22c\uc790\ub97c \uc704\ud55c \uba87 \uac00\uc9c0 \ud301\uc744 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. <\/p>\n

    \n
  • \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc744 \uac00\uc9c0\uace0 \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6b0\uc138\uc694.<\/li>\n
  • \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654<\/b>\ud558\uc138\uc694.<\/li>\n
  • \uafb8\uc900\ud788 \ud22c\uc790\ud558\uace0, \ubcf5\ub9ac \ud6a8\uacfc<\/b>\ub97c \ub204\ub9ac\uc138\uc694.<\/li>\n
  • \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uc744 \uc815\ud655\ud558\uac8c \ud30c\uc545\ud558\uace0, \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uc138\uc694.<\/li>\n
  • \uc815\uae30\uc801\uc73c\ub85c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc810\uac80\ud558\uace0, \ud544\uc694\uc5d0 \ub530\ub77c \uc870\uc815\ud558\uc138\uc694.<\/li>\n<\/ul>\n

    \uacb0\ub860\uc801\uc73c\ub85c, \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc5bb\uae30 \uc704\ud55c \ud22c\uc790\ub294 \ub2e8\uc21c\ud788 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\ub294 \uac83 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uc9c0\ub2d9\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ubbf8\ub798\ub97c \uc124\uacc4\ud558\uace0, \uc548\uc815\uc801\uc778 \uc0b6\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud55c \uc911\uc694\ud55c \uc218\ub2e8\uc785\ub2c8\ub2e4. \uccb4\uacc4\uc801\uc778 \uacc4\ud68d\uacfc \uafb8\uc900\ud55c \ub178\ub825\uc744 \ud1b5\ud574 \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\uace0, \uacbd\uc81c\uc801 \uc790\uc720\ub77c\ub294 \uafc8\uc744 \ud604\uc2e4\ub85c \ub9cc\ub4e4\uc5b4 \ub098\uac00\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<\/div>\n

    \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc774\ub8e8\uae30 \uc704\ud55c \ud544\uc218 \ud22c\uc790 \ub3c4\uad6c<\/p>\n

    \n

    \uacbd\uc81c\uc801 \uc790\uc720 \uc704\ud55c \ud604\uba85\ud55c \ud22c\uc790 \uc120\ud0dd<\/h2>\n

    \uacbd\uc81c\uc801 \uc790\uc720\ub294 \ub2e8\uc21c\ud788 \ub3c8\uc774 \ub9ce\uc740 \uc0c1\ud0dc\ub97c \ub118\uc5b4, \uc2dc\uac04\uacfc \uacf5\uac04\uc758 \uc81c\uc57d \uc5c6\uc774 \uc6d0\ud558\ub294 \uc0b6\uc744 \uc0b4 \uc218 \uc788\ub294 \uc790\uc720\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574\uc11c\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud604\uba85\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6b0\uace0 \uafb8\uc900\ud788 \uc2e4\ud589\ud558\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ub2e4\uc591\ud55c \ud22c\uc790 \ub3c4\uad6c\ub4e4\uc744 \uc774\ud574\ud558\uace0 \uc790\uc2e0\uc758 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ubcf8 \uac00\uc774\ub4dc\ub294 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ud5a5\ud55c \uc5ec\uc815\uc5d0\uc11c \ud604\uba85\ud55c \ud22c\uc790 \uc120\ud0dd\uc744 \ub3d5\uae30 \uc704\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n\n\n\n\n\n\n
    \n \ubcf8 \ud45c\ub294 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \ub2e4\uc591\ud55c \ud22c\uc790 \ub3c4\uad6c\ub4e4\uc744 \ube44\uad50 \ubd84\uc11d\ud558\uc5ec, \uac01 \ud22c\uc790 \ub3c4\uad6c\uc758 \uc7a5\ub2e8\uc810\uacfc \ud2b9\uc9d5\uc744 \ud55c\ub208\uc5d0 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \ud22c\uc790\ub294 \ud56d\uc0c1 \uc704\ud5d8\uc744 \uc218\ubc18\ud558\ubbc0\ub85c, \ubcf8 \uc815\ubcf4\ub294 \ud22c\uc790 \uacb0\uc815\uc5d0 \ub300\ud55c \uc804\ubb38\uc801\uc778 \uc870\uc5b8\uc744 \ub300\uccb4\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud558\uace0 \uc2e0\uc911\ud558\uac8c \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud22c\uc790 \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\ud558\ub294 \uac83\uc744 \uc801\uadf9 \uad8c\uc7a5\ud569\ub2c8\ub2e4.
    \n <\/caption>\n
    \ud22c\uc790 \ub3c4\uad6c<\/th>\n\uc7a5\uc810<\/th>\n\ub2e8\uc810<\/th>\n\uc704\ud5d8 \uc218\uc900<\/th>\n\uc801\ud569\ud55c \ud22c\uc790\uc790<\/th>\n<\/tr>\n<\/thead>\n
    \uc8fc\uc2dd<\/td>\n\ub192\uc740 \uc131\uc7a5 \uac00\ub2a5\uc131, \ub2e4\uc591\ud55c \ud22c\uc790 \uae30\ud68c<\/td>\n\uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc774 \ud06c\uace0, \uc6d0\uae08 \uc190\uc2e4 \uc704\ud5d8 \uc874\uc7ac<\/td>\n\uc911~\uace0<\/td>\n\uc7a5\uae30 \ud22c\uc790\ub97c \uacc4\ud68d\ud558\uace0 \uc704\ud5d8 \uac10\uc218\uac00 \ub192\uc740 \ud22c\uc790\uc790<\/td>\n<\/tr>\n
    \ubd80\ub3d9\uc0b0<\/td>\n\uc784\ub300 \uc218\uc785 \ud655\ubcf4 \uac00\ub2a5, \uc790\uc0b0 \uac00\uce58 \uc0c1\uc2b9 \uae30\ub300<\/td>\n\ucd08\uae30 \uc790\uae08 \ubd80\ub2f4\uc774 \ud06c\uace0, \uc720\ub3d9\uc131\uc774 \ub0ae\uc74c<\/td>\n\uc911<\/td>\n\uc7a5\uae30 \ud22c\uc790\ub97c \uc120\ud638\ud558\uace0 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucd94\uad6c\ud558\ub294 \ud22c\uc790\uc790<\/td>\n<\/tr>\n
    \ucc44\uad8c<\/td>\n\uc0c1\ub300\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc218\uc775, \uc6d0\uae08 \ubcf4\uc7a5 \uac00\ub2a5\uc131 \ub192\uc74c<\/td>\n\uc218\uc775\ub960\uc774 \uc8fc\uc2dd\ubcf4\ub2e4 \ub0ae\uc74c<\/td>\n\ub0ae\uc74c<\/td>\n\uc548\uc815\uc801\uc778 \ud22c\uc790\ub97c \uc120\ud638\ud558\uace0 \uc704\ud5d8 \ud68c\ud53c\uc801\uc778 \ud22c\uc790\uc790<\/td>\n<\/tr>\n
    \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF)<\/td>\n\ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790 \uac00\ub2a5, \uad00\ub9ac \ube44\uc6a9\uc774 \uc800\ub834<\/td>\n\uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ub530\ub77c \uc218\uc775\ub960 \ubcc0\ub3d9 \uac00\ub2a5<\/td>\n\uc911<\/td>\n\ubd84\uc0b0 \ud22c\uc790\ub97c \uc6d0\ud558\uace0, \uafb8\uc900\ud55c \uc131\uc7a5\uc744 \ucd94\uad6c\ud558\ub294 \ud22c\uc790\uc790<\/td>\n<\/tr>\n
    \uc801\ub9bd\uc2dd \ud22c\uc790<\/td>\n\uc18c\uc561\uc73c\ub85c \uc7a5\uae30\uac04 \ud22c\uc790 \uac00\ub2a5, \ud3c9\uade0 \ub9e4\uc785 \ub2e8\uac00 \ud6a8\uacfc<\/td>\n\uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc218\uc775\ub960 \ubcc0\ub3d9 \uac00\ub2a5<\/td>\n\uc911<\/td>\n\uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uacc4\ud68d\uc744 \uac00\uc9c0\uace0 \uc788\ub294 \ud22c\uc790\uc790<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    \uc704\uc5d0 \uc81c\uc2dc\ub41c \ud22c\uc790 \ub3c4\uad6c\ub4e4\uc740 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \ubc29\ubc95 \uc911 \uc77c\ubd80\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubaa8\ub4e0 \ud22c\uc790\uc5d0\ub294 \uc704\ud5d8\uc774 \ub530\ub974\ubbc0\ub85c, \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc744 \uc2e0\uc911\ud558\uac8c \uace0\ub824\ud558\uc5ec \ud22c\uc790 \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\uace0 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uafb8\uc900\ud55c \uc790\uae30 \uacc4\ubc1c\uc744 \ud1b5\ud574 \ud22c\uc790\uc5d0 \ub300\ud55c \uc9c0\uc2dd\uc744 \uc313\uc544\uac00\ub294 \uac83\ub3c4 \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc758 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4. \ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \uc7a5\uae30\uc801\uc778 \uc548\ubaa9\uc73c\ub85c \uafb8\uc900\ud788 \ud22c\uc790\ud558\ub294 \uc790\uc138\uac00 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ud5a5\ud55c \uc5ec\uc815\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n

    \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc774\ub8e8\uae30 \uc704\ud55c \ud544\uc218 \ud22c\uc790 \ub3c4\uad6c<\/p>\n

    \n

    \ub098\ub9cc\uc758 \ud22c\uc790 \uc804\ub7b5, \ubd80\ub97c \uc313\ub294 \ubc29\ubc95<\/h2>\n

    \n

    “\ud22c\uc790\ub294 \ubbf8\ub798\uc5d0 \ub300\ud55c \ubbff\uc74c\uc774\ub2e4. \uadf8\ub9ac\uace0 \uadf8 \ubbff\uc74c\uc740 \uc9c0\uc2dd\uacfc \ud604\uba85\ud55c \ud310\ub2e8\uc73c\ub85c \ub4b7\ubc1b\uce68\ub418\uc5b4\uc57c \ud55c\ub2e4.” – \uc6cc\ub80c \ubc84\ud54f<\/p><\/blockquote>\n\n

    \uc7a5\uae30 \ud22c\uc790\uc758 \uc911\uc694\uc131:<\/b> \uc2dc\uac04\uc758 \ud798\uc744 \ud65c\uc6a9\ud558\ub77c
    \n <\/h3>\n

    \uc7a5\uae30 \ud22c\uc790\ub294 \ubcf5\ub9ac\uc758 \ub9c8\ubc95<\/b>\uc744 \ud1b5\ud574 \uc790\uc0b0\uc744 \uafb8\uc900\ud788 \uc99d\ud3ed\uc2dc\ud0a4\ub294 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95\uc785\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0, \uafb8\uc900\ud788 \ud22c\uc790\ub97c \uc720\uc9c0\ud568\uc73c\ub85c\uc368 \uc7a5\uae30\uc801\uc778 \uc131\uc7a5\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc740 \ubd88\uac00\ud53c\ud558\uc9c0\ub9cc, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c\ub294 \uae0d\uc815\uc801\uc778 \uacb0\uacfc\ub97c \uac00\uc838\uc62c \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \uafb8\uc900\ud55c \ud22c\uc790\uc640 \uc778\ub0b4\uc2ec\uc774 \uc911\uc694\ud55c \uc131\uacf5 \uc694\uc778\uc785\ub2c8\ub2e4. <\/p>\n

      \n
    • \ubcf5\ub9ac \ud6a8\uacfc<\/li>\n
    • \uc7a5\uae30 \ud22c\uc790<\/li>\n
    • \uc778\ub0b4\uc2ec<\/li>\n<\/ul>\n\n

      \n

      “\uc704\ud5d8\uc744 \uac10\uc218\ud558\uc9c0 \uc54a\uace0\uc11c\ub294 \ud070 \uc131\uacf5\uc744 \uac70\ub458 \uc218 \uc5c6\ub2e4.” – \ub808\uc774 \ub2ec\ub9ac\uc624<\/p><\/blockquote>\n\n

      \ubd84\uc0b0 \ud22c\uc790 \uc804\ub7b5:<\/b> \uc704\ud5d8 \uad00\ub9ac\uc758 \ud575\uc2ec
      \n <\/h3>\n

      \ubaa8\ub4e0 \uc790\uc0b0\uc744 \ud558\ub098\uc758 \ud22c\uc790\ucc98\uc5d0 \uc9d1\uc911\ud558\ub294 \uac83\uc740 \ub9ac\uc2a4\ud06c\uac00 \ub9e4\uc6b0 \ub192\uc2b5\ub2c8\ub2e4<\/b>. \ubd84\uc0b0 \ud22c\uc790\ub294 \ub2e4\uc591\ud55c \uc790\uc0b0\uad70(\uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1)\uc5d0 \ud22c\uc790\ud558\uc5ec \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc704\ud5d8\uc744 \uc904\uc774\uace0 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ud655\ubcf4\ud558\ub294 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uac01 \uc790\uc0b0\uad70\uc758 \uc131\uacfc\ub294 \uc0c1\ud638 \uc5f0\uad00\uc131\uc774 \ub0ae\uc544, \ud55c \uc790\uc0b0\uc758 \ubd80\uc9c4\uc774 \uc804\uccb4 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uc2e0\uc758 \uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b>\uc5d0 \ub9de\ucdb0 \uc801\uc808\ud55c \ubd84\uc0b0 \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

        \n
      • \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\ubcc0\ud654<\/li>\n
      • \uc704\ud5d8 \ubd84\uc0b0<\/li>\n
      • \uc790\uc0b0 \ubc30\ubd84<\/li>\n<\/ul>\n\n

        \n

        “\uc2dc\uc7a5\uc744 \uc774\uae30\ub824\uace0 \ud558\uc9c0 \ub9d0\uace0, \uc2dc\uc7a5\uacfc \ud568\uaed8 \uac00\ub77c.” – \ubca4\uc800\ubbfc \uadf8\ub808\uc774\uc5c4<\/p><\/blockquote>\n\n

        \uac00\uce58 \ud22c\uc790 \uc6d0\uce59:<\/b> \uc7a5\uae30\uc801\uc778 \uc131\uc7a5\uc744 \uc704\ud55c \uc120\ud0dd
        \n <\/h3>\n

        \uac00\uce58 \ud22c\uc790\ub294 \uc800\ud3c9\uac00\ub41c \uc790\uc0b0<\/b>\uc744 \ubc1c\uad74\ud558\uc5ec \uc7a5\uae30\uc801\uc73c\ub85c \ubcf4\uc720\ud558\ub294 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc2dc\uc7a5\uc758 \ub2e8\uae30\uc801\uc778 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0, \uae30\uc5c5\uc758 \uc2e4\uc81c \uac00\uce58\uc5d0 \uc9d1\uc911\ud558\uc5ec \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9bd\ub2c8\ub2e4. \uae30\uc5c5\uc758 \uc7ac\ubb34\uc81c\ud45c \ubd84\uc11d, \uacbd\uc601\uc9c4 \ud3c9\uac00 \ub4f1\uc744 \ud1b5\ud574 \uac00\uce58\ub97c \uac1d\uad00\uc801\uc73c\ub85c \ud310\ub2e8<\/b>\ud558\uace0, \uc7a5\uae30\uc801\uc778 \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c4 \uae30\uc5c5\uc5d0 \ud22c\uc790\ud574\uc57c \ud569\ub2c8\ub2e4. \uc778\ub0b4\uc2ec\uacfc \uc219\ub828\ub41c \ubd84\uc11d \ub2a5\ub825\uc774 \ud544\uc694\ud55c \uc804\ub7b5\uc785\ub2c8\ub2e4.<\/p>\n

          \n
        • \uae30\uc5c5 \ubd84\uc11d<\/li>\n
        • \uc7a5\uae30 \ubcf4\uc720<\/li>\n
        • \uc800\ud3c9\uac00 \uc790\uc0b0<\/li>\n<\/ul>\n\n

          \n

          “\ubd80\uc790\uac00 \ub418\ub294 \uac00\uc7a5 \ube60\ub978 \uae38\uc740 \ubd80\uc790\uc758 \uc0ac\uace0\ubc29\uc2dd\uc744 \ubc30\uc6b0\ub294 \uac83\uc774\ub2e4” – \ub85c\ubc84\ud2b8 \uae30\uc694\uc0ac\ud0a4<\/p><\/blockquote>\n\n

          \uafb8\uc900\ud55c \uc790\uae30 \uacc4\ubc1c:<\/b> \ud22c\uc790 \uc9c0\uc2dd\uc758 \uc911\uc694\uc131
          \n <\/h3>\n

          \ud22c\uc790\ub294 \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubc84\ub294 \ud589\uc704\ub97c \ub118\uc5b4, \ub04a\uc784\uc5c6\ub294 \ud559\uc2b5<\/b>\uc744 \ud544\uc694\ub85c \ud569\ub2c8\ub2e4. \ud22c\uc790 \uad00\ub828 \uc11c\uc801\uc744 \uc77d\uace0, \uc804\ubb38\uac00\uc758 \uac15\uc758\ub97c \ub4e3\uace0, \uc2dc\uc7a5 \ub3d9\ud5a5\uc744 \uc8fc\uc2dc\ud558\ub294 \ub4f1 \uafb8\uc900\ud55c \uc790\uae30 \uacc4\ubc1c\uc744 \ud1b5\ud574 \ud22c\uc790 \uc9c0\uc2dd\uc744 \ub113\ud600\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c, \uc790\uc2e0\uc758 \ud22c\uc790 \uc2a4\ud0c0\uc77c\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uc801\uc808\ud55c \uc804\ub7b5<\/b>\uc744 \uc218\ub9bd\ud558\uace0, \uc815\uae30\uc801\uc73c\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uac80\ud1a0\ud558\uace0 \uc870\uc815\ud558\ub294 \ub2a5\ub825\uc744 \ud0a4\uc6cc\uc57c \ud569\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \ud22c\uc790 \uae30\ud68c\ub97c \ubc1c\uacac\ud558\uace0, \uc704\ud5d8\uc744 \uad00\ub9ac\ud558\ub294 \ub2a5\ub825\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

            \n
          • \ud22c\uc790 \uc9c0\uc2dd \uc2b5\ub4dd<\/li>\n
          • \uc790\uae30 \uacc4\ubc1c<\/li>\n
          • \uc9c0\uc18d\uc801\uc778 \ud559\uc2b5<\/li>\n<\/ul>\n\n

            \n

            “\ub3c8\uc744 \ubc8c\uace0 \uc2f6\ub2e4\uba74 \ub3c8\uc744 \uc704\ud574 \uc77c\ud558\uc9c0 \ub9d0\uace0, \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\ub294 \uc77c\uc5d0 \uc9d1\uc911\ud558\ub77c.” – \uc2a4\ud2f0\ube0c \uc7a1\uc2a4 (\uc758\uc5ed)<\/p><\/blockquote>\n\n

            \uc18c\ube44 \uc2b5\uad00 \uad00\ub9ac:<\/b> \uc7ac\uc815\uc801 \uc790\uc720\ub97c \uc704\ud55c \uae30\ubc18
            \n <\/h3>\n

            \ud22c\uc790\ub9cc\ud07c \uc911\uc694\ud55c \uac83\uc774 \ubc14\ub85c \uc18c\ube44 \uc2b5\uad00 \uad00\ub9ac<\/b>\uc785\ub2c8\ub2e4. \ud569\ub9ac\uc801\uc778 \uc18c\ube44 \uc2b5\uad00\uc744 \ub4e4\uc774\uace0, \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc784\uc73c\ub85c\uc368 \ud22c\uc790\uc5d0 \ub354 \ub9ce\uc740 \uc790\uae08\uc744 \ud22c\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\uc0b0 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0, \uc815\uae30\uc801\uc73c\ub85c \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uc810\uac80\ud558\ub294 \uc2b5\uad00\uc744 \ub4e4\uc774\uba74 \uc7ac\uc815\uc801\uc778 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud558\uace0, \uc7a5\uae30\uc801\uc778 \ubd80\uc758 \ucd95\uc801\uc744 \uc704\ud55c \ud0c4\ud0c4\ud55c \uae30\ubc18<\/b>\uc744 \ub9c8\ub828\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ubd80\ucc44 \uad00\ub9ac \ub610\ud55c \uc911\uc694\ud55c \ubd80\ubd84\uc785\ub2c8\ub2e4.<\/p>\n

              \n
            • \uc608\uc0b0 \uad00\ub9ac<\/li>\n
            • \uc18c\ube44 \uc2b5\uad00 \uac1c\uc120<\/li>\n
            • \ubd80\ucc44 \uad00\ub9ac<\/li>\n<\/ul>\n<\/div>\n

              \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc774\ub8e8\uae30 \uc704\ud55c \ud544\uc218 \ud22c\uc790 \ub3c4\uad6c<\/p>\n

              \n

              \uc548\uc804\ud55c \ud22c\uc790, \uacbd\uc81c\uc801 \uc790\uc720\uc758 \uc2dc\uc791<\/h2>\n

              <\/p>\n

              1, \uc548\uc804\uc790\uc0b0 \ud22c\uc790: \uc6d0\uae08 \ubcf4\uc7a5\uacfc \uc548\uc815\uc801\uc778 \uc218\uc775<\/b>\uc744 \uc704\ud55c \uc120\ud0dd<\/h3>\n
                \n
              1. \uc548\uc804\uc790\uc0b0 \ud22c\uc790\ub294 \uc608\uae08, \uad6d\ucc44, \ucc44\uad8c \ub4f1 \uc6d0\uae08 \uc190\uc2e4 \uc704\ud5d8\uc774 \ub0ae\uc740 \ud22c\uc790<\/b>\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4. \uacbd\uc81c\uc801 \ubd88\ud655\uc2e4\uc131 \uc18d\uc5d0\uc11c\ub3c4 \uc790\uc0b0\uc744 \uc548\uc804\ud558\uac8c \ubcf4\uc874\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.<\/li>\n
              2. \ub0ae\uc740 \uc218\uc775\ub960<\/b>\uc744 \uac10\uc218\ud574\uc57c \ud558\uc9c0\ub9cc, \uc790\ubcf8 \uc190\uc2e4\uc758 \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654<\/b>\ud560 \uc218 \uc788\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ud5a5\ud55c \uccab\uac78\uc74c\uc73c\ub85c \uc548\uc815\uc801\uc778 \uae30\ubc18\uc744 \ub9c8\ub828\ud558\ub294 \ub370 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4.<\/li>\n
              3. \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uafb8\uc900\ud788 \ud22c\uc790\ud558\uc5ec \ubcf5\ub9ac \ud6a8\uacfc<\/b>\ub97c \ub204\ub9ac\ub294 \uc804\ub7b5\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n
                \n

                \uc608\uae08\uc758 \uc7a5\uc810\uacfc \ub2e8\uc810<\/h4>\n

                \uc608\uae08\uc740 \uc811\uadfc\uc131\uc774 \ub6f0\uc5b4\ub098\uace0 \uc6d0\uae08 \ubcf4\uc7a5<\/b>\uc774\ub77c\ub294 \ud655\uc2e4\ud55c \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub0ae\uc740 \uc774\uc790\uc728<\/b>\ub85c \uc778\ud574 \ub192\uc740 \uc218\uc775\uc744 \uae30\ub300\ud558\uae30\ub294 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc744 \uace0\ub824\ud588\uc744 \ub54c \uc2e4\uc9c8 \uc218\uc775\ub960\uc740 \ub354\uc6b1 \ub0ae\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

                \uc608\uae08\uc740 \ube44\uc0c1\uae08 \ub9c8\ub828<\/b>\uc774\ub098 \ub2e8\uae30 \ubaa9\ud45c \ub2ec\uc131<\/b>\uc744 \uc704\ud55c \uc548\uc804\ud55c \uc218\ub2e8\uc73c\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc744 \ube44\uad50 \ubd84\uc11d\ud558\uc5ec \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \uc608\uae08 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. <\/p>\n<\/div>\n

                \n

                \uad6d\ucc44 \ud22c\uc790\uc758 \ud2b9\uc9d5\uacfc \uc8fc\uc758\uc0ac\ud56d<\/h4>\n

                \uad6d\ucc44\ub294 \uad6d\uac00\uac00 \ubc1c\ud589\ud558\ub294 \ucc44\uad8c\uc73c\ub85c \uc0c1\ub300\uc801\uc73c\ub85c \uc548\uc804\ud55c \ud22c\uc790<\/b>\ub85c \uc5ec\uaca8\uc9d1\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2dc\uc911 \uae08\ub9ac \ubcc0\ub3d9\uc5d0 \ub530\ub77c \ucc44\uad8c \uac00\uaca9\uc774 \ubcc0\ub3d9\ub420 \uc218 \uc788\ub2e4\ub294 \uc810\uc5d0 \uc720\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

                \uad6d\ucc44 \ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc804\ub7b5<\/b>\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ub9cc\uae30\uae4c\uc9c0 \ubcf4\uc720\ud558\uba74 \uc6d0\uae08\uacfc \uc774\uc790\ub97c \ubaa8\ub450 \ud68c\uc218<\/b>\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc911\ub3c4 \ub9e4\uac01 \uc2dc \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n

                <\/p>\n

                2, \ubd80\ub3d9\uc0b0 \ud22c\uc790: \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd<\/b>\uc744 \uc704\ud55c \uc804\ub7b5<\/h3>\n
                  \n
                1. \ubd80\ub3d9\uc0b0 \ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd<\/b>\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \ud22c\uc790 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc8fc\ud0dd, \uc0c1\uac00, \ud1a0\uc9c0 \ub4f1 \ub2e4\uc591\ud55c \ubd80\ub3d9\uc0b0\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
                2. \uc784\ub300 \uc218\uc775<\/b>\uc744 \uc5bb\uc744 \uc218 \uc788\uace0, \ubd80\ub3d9\uc0b0 \uac00\uaca9 \uc0c1\uc2b9\uc5d0 \ub530\ub978 \uc790\ubcf8 \uc774\uc775<\/b>\ub3c4 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub192\uc740 \ucd08\uae30 \ud22c\uc790\uae08\uacfc \uc720\uc9c0 \uad00\ub9ac \ube44\uc6a9\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc810\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
                3. \uc2dc\uc7a5 \ubd84\uc11d<\/b>\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uac00 \uc911\uc694\ud558\uba70, \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4.<\/li>\n<\/ol>\n
                  \n

                  \ubd80\ub3d9\uc0b0 \ud22c\uc790\uc758 \uc7a5\uc810\uacfc \ub9ac\uc2a4\ud06c<\/h4>\n

                  \ubd80\ub3d9\uc0b0\uc740 \ubb3c\ub9ac\uc801\uc778 \uc790\uc0b0<\/b>\uc774\uae30 \ub54c\ubb38\uc5d0 \uc548\uc815\uc801\uc778 \ud22c\uc790\ucc98<\/b>\ub85c \uc5ec\uaca8\uc9d1\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2dc\uc7a5 \ubcc0\ub3d9<\/b>, \uae08\ub9ac \ubcc0\ud654<\/b>, \uc138\uae08<\/b> \ub4f1\uc758 \uc601\ud5a5\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

                  \ub808\ubc84\ub9ac\uc9c0 \ud6a8\uacfc<\/b>\ub97c \ud65c\uc6a9\ud558\uba74 \uc801\uc740 \uc790\ubcf8\uae08\uc73c\ub85c\ub3c4 \ud22c\uc790\uac00 \uac00\ub2a5\ud558\uc9c0\ub9cc, \ubd80\ucc44 \ubd80\ub2f4<\/b>\uc774 \ucee4\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c \uc2e0\uc911\ud55c \uc811\uadfc\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0 \ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc5d0\uc11c \uc811\uadfc\ud574\uc57c \ud558\uba70, \ucda9\ubd84\ud55c \uc790\uae08 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                  \n

                  \ubd80\ub3d9\uc0b0 \ud22c\uc790 \uc804\ub7b5\uacfc \uc131\uacf5 \uc694\uc778<\/h4>\n

                  \uc131\uacf5\uc801\uc778 \ubd80\ub3d9\uc0b0 \ud22c\uc790\ub97c \uc704\ud574\uc11c\ub294 \uc785\uc9c0 \ubd84\uc11d<\/b>, \uc218\uc775\uc131 \ubd84\uc11d<\/b>, \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b> \ub4f1\uc744 \uaf3c\uaf3c\ud558\uac8c \uac80\ud1a0\ud574\uc57c \ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \ud2b8\ub80c\ub4dc<\/b>\ub97c \ud30c\uc545\ud558\uace0, \ubbf8\ub798 \uac00\uce58<\/b>\ub97c \uc608\uce21\ud558\ub294 \ub2a5\ub825\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

                  \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0<\/b>\uc744 \ubc1b\uc544 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\uace0, \uafb8\uc900\ud55c \uad00\ub9ac<\/b>\ub97c \ud1b5\ud574 \uc790\uc0b0 \uac00\uce58\ub97c \ub192\uc5ec\ub098\uac00\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e4\uc591\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624<\/b>\ub97c \uad6c\uc131\ud558\uc5ec \ub9ac\uc2a4\ud06c\ub97c \ubd84\uc0b0\ud558\ub294 \uc804\ub7b5\ub3c4 \uace0\ub824\ud574\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n

                  <\/p>\n

                  3, \uc7a5\uae30 \ud22c\uc790: \ubcf5\ub9ac \ud6a8\uacfc<\/b>\ub97c \uadf9\ub300\ud654\ud558\ub294 \ubc29\ubc95<\/h3>\n
                    \n
                  1. \uc7a5\uae30 \ud22c\uc790\ub294 \uafb8\uc900\ud55c \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \ubcf5\ub9ac \ud6a8\uacfc<\/b>\ub97c \ub204\ub9ac\ub294 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc8fc\uc2dd, \ud380\ub4dc \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
                  2. \uc2dc\uc7a5\uc758 \ub2e8\uae30\uc801\uc778 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0<\/b> \uafb8\uc900\ud788 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc7a5\uae30\uac04\uc5d0 \uac78\uccd0 \ud22c\uc790 \uc218\uc775\ub960\uc758 \ubcc0\ub3d9\uc131\uc774 \uac10\uc18c\ud558\ub294 \ud6a8\uacfc\ub97c \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
                  3. \ubd84\uc0b0 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \ub9ac\uc2a4\ud06c\ub97c \uad00\ub9ac\ud558\uace0, \uc815\uae30\uc801\uc778 \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \uafb8\uc900\ud788 \uc790\uc0b0\uc744 \ub298\ub824\ub098\uac00\ub294 \uac83\uc774 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4.<\/li>\n<\/ol>\n
                    \n

                    \uc7a5\uae30 \ud22c\uc790\uc758 \uc7a5\uc810\uacfc \uc8fc\uc758 \uc0ac\ud56d<\/h4>\n

                    \uc7a5\uae30 \ud22c\uc790\ub294 \ubcf5\ub9ac\uc758 \ub9c8\ubc95<\/b>\uc744 \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd<\/b>\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2dc\uc7a5 \ubcc0\ub3d9\uc131<\/b>\uc5d0 \ub530\ub978 \uc704\ud5d8\uc744 \uac10\uc218\ud574\uc57c \ud558\uace0, \uc778\ub0b4\uc2ec\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

                    \uc7a5\uae30 \ud22c\uc790\ub294 \uc815\uae30\uc801\uc778 \ud22c\uc790<\/b>\uc640 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac<\/b>\uac00 \uc911\uc694\ud558\uba70, \ud22c\uc790 \ubaa9\ud45c<\/b>\uc640 \ub9ac\uc2a4\ud06c \ud5c8\uc6a9 \uc218\uc900<\/b>\uc744 \uba85\ud655\ud558\uac8c \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                    \n

                    \uc7a5\uae30 \ud22c\uc790 \uc804\ub7b5 \uad6c\ucd95 \ubc0f \uc2e4\ucc9c \ubc29\ubc95<\/h4>\n

                    \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669<\/b>\uacfc \ud22c\uc790 \ubaa9\ud45c<\/b>\ub97c \uace0\ub824\ud558\uc5ec \uc801\uc808\ud55c \ud22c\uc790 \uacc4\ud68d<\/b>\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4. \uc815\uae30\uc801\uc778 \uc7ac\uac80\ud1a0<\/b>\ub97c \ud1b5\ud574 \uacc4\ud68d\uc744 \uc218\uc815\ud558\uace0 \uac1c\uc120\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

                    \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488<\/b>\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uc5ec \ub9ac\uc2a4\ud06c\ub97c \ubd84\uc0b0\ud558\uace0, \uafb8\uc900\ud55c \uc790\uae30 \uacc4\ubc1c<\/b>\uc744 \ud1b5\ud574 \ud22c\uc790 \uc9c0\uc2dd\uc744 \uc313\uc544\ub098\uac00\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uac10\uc815\uc801\uc778 \ud22c\uc790 \uacb0\uc815<\/b>\uc744 \ud53c\ud558\uace0, \ud569\ub9ac\uc801\uc778 \ud310\ub2e8<\/b>\uc744 \ub0b4\ub9ac\ub294 \uac83\uc774 \uc131\uacf5\uc801\uc778 \uc7a5\uae30 \ud22c\uc790\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n

                    \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc774\ub8e8\uae30 \uc704\ud55c \ud544\uc218 \ud22c\uc790 \ub3c4\uad6c<\/p>\n

                    \n

                    \ud22c\uc790 \ub3c4\uad6c \ud65c\uc6a9, \uacbd\uc81c\uc801 \uc790\uc720 \ub2ec\uc131\ud558\uae30<\/h2>\n
                    \n

                    \ud22c\uc790, \uacbd\uc81c\uc801 \uc790\uc720\ub85c \uac00\ub294 \uae38<\/h3>\n

                    \uacbd\uc81c\uc801 \uc790\uc720\ub294 \ub2e8\uc21c\ud788 \ub9ce\uc740 \ub3c8\uc744 \ubc84\ub294 \uac83 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uc9c0\ub2d9\ub2c8\ub2e4. \uc2dc\uac04\uc801 \uc790\uc720<\/b>\uc640 \uacbd\uc81c\uc801 \uc548\uc815<\/b>\uc744 \ub3d9\uc2dc\uc5d0 \ud655\ubcf4\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud558\uba70, \uc774\ub97c \uc704\ud574\uc11c\ub294 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc804\ub7b5<\/b>\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uafb8\uc900\ud55c \ud22c\uc790\ub97c \ud1b5\ud574 \uc790\uc0b0\uc744 \ubd88\ub9ac\uace0, \uc218\uc785\uc744 \ucc3d\ucd9c\ud558\ub294 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud574\uc57c \uc9c4\uc815\ud55c \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \ud22c\uc790 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0 \uafb8\uc900\ud788 \uc2e4\ud589\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

                    “\ubd80\ub294 \ud558\ub298\uc5d0\uc11c \ub5a8\uc5b4\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uafb8\uc900\ud55c \ub178\ub825\uacfc \ud604\uba85\ud55c \ud22c\uc790\ub97c \ud1b5\ud574\uc11c\ub9cc \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n\n

                    \n

                    \uacbd\uc81c\uc801 \uc790\uc720 \uc704\ud55c \ud604\uba85\ud55c \ud22c\uc790 \uc120\ud0dd<\/h3>\n

                    \ud604\uba85\ud55c \ud22c\uc790\ub294 \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uc640 \uc218\uc775\ub960 \uadf9\ub300\ud654<\/b> \uc0ac\uc774\uc758 \uade0\ud615\uc744 \ucc3e\ub294 \uac83\uc785\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc744 \ud30c\uc545\ud558\uace0, \uadf8\uc5d0 \ub9de\ub294 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud574\uc57c \ud569\ub2c8\ub2e4.
                    \ub2e8\uae30\uc801\uc778 \uc218\uc775\uc5d0 \ud639\ud558\uc9c0 \uc54a\uace0, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud22c\uc790\ub97c \uc9c4\ud589\ud574\uc57c \ud558\uba70, \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc744 \ubd84\uc0b0 \ud22c\uc790\ud558\uc5ec \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \uad6c\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n

                    “\ubaa8\ub4e0 \ub2ec\uac40\uc744 \ud55c \ubc14\uad6c\ub2c8\uc5d0 \ub2f4\uc9c0 \ub9c8\uc138\uc694. \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\uc2ed\uc2dc\uc624.”<\/p><\/blockquote>\n<\/div>\n\n

                    \n

                    \ub098\ub9cc\uc758 \ud22c\uc790 \uc804\ub7b5, \ubd80\ub97c \uc313\ub294 \ubc29\ubc95<\/h3>\n

                    \ub098\ub9cc\uc758 \ud22c\uc790 \uc804\ub7b5\uc740 \uac1c\uc778\uc758 \ubaa9\ud45c<\/b>\uc640 \uc7ac\uc815 \uc0c1\ud669<\/b>\uc5d0 \ub9de\ucdb0 \uc124\uacc4\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ub0a8\ub4e4\uc774 \ud558\ub294 \ud22c\uc790\ub97c \ub530\ub77c\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc790\uc2e0\ub9cc\uc758 \ud22c\uc790 \uc6d0\uce59\uacfc \uae30\uc900\uc744 \uc138\uc6b0\uace0, \uadf8\uac83\uc744 \uafb8\uc900\ud788 \uc9c0\ucf1c\ub098\uac00\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.
                    \uafb8\uc900\ud55c \uc790\uae30\uacc4\ubc1c<\/b>\uc744 \ud1b5\ud574 \ud22c\uc790 \uc9c0\uc2dd\uc744 \uc313\uc544\uac00\uace0, \uc2dc\uc7a5 \ub3d9\ud5a5\uc744 \ud30c\uc545\ud558\uba70, \uc790\uc2e0\uc758 \ud22c\uc790 \uc804\ub7b5\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uc218\uc815\u00b7\ubcf4\uc644\ud574\ub098\uac00\ub294 \uc720\uc5f0\uc131\uc744 \uac00\uc838\uc57c \ud569\ub2c8\ub2e4. \ud22c\uc790\ub294 \ub9c8\ub77c\ud1a4\uacfc \uac19\uc2b5\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uc548\ubaa9\uc73c\ub85c \uafb8\uc900\ud788 \ub178\ub825\ud574\uc57c \uc131\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

                    “\uc131\uacf5\uc801\uc778 \ud22c\uc790\ub294 \ub2e8\uc21c\ud55c \ud589\uc6b4\uc774 \uc544\ub2cc, \uc9c0\uc2dd<\/b>, \ub178\ub825<\/b>, \uadf8\ub9ac\uace0 \uc778\ub0b4<\/b>\uc758 \uacb0\uacfc\uc785\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n\n

                    \n

                    \uc548\uc804\ud55c \ud22c\uc790, \uacbd\uc81c\uc801 \uc790\uc720\uc758 \uc2dc\uc791<\/h3>\n

                    \uc548\uc804\ud55c \ud22c\uc790\ub294 \uc6d0\uae08 \uc190\uc2e4 \uc704\ud5d8<\/b>\uc744 \ucd5c\uc18c\ud654\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4. \uace0\uc218\uc775\uc744 \ucd94\uad6c\ud558\uae30\ubcf4\ub2e4\ub294 \uc548\uc815\uc801\uc778 \uc218\uc775<\/b>\uc744 \uc5bb\ub294 \ub370 \uc911\uc810\uc744 \ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4.
                    \uc608\uae08, \uc801\uae08\uacfc \uac19\uc740 \uc548\uc804\uc790\uc0b0 \ud22c\uc790\ub97c \uae30\ubcf8\uc73c\ub85c \ud558\uace0, \ud22c\uc790 \uacbd\ud5d8\uc774 \uc313\uc778 \ud6c4\uc5d0 \uc8fc\uc2dd\uc774\ub098 \ubd80\ub3d9\uc0b0 \ub4f1\uc758 \uc704\ud5d8 \uc790\uc0b0 \ud22c\uc790\ub97c \uc810\uc9c4\uc801\uc73c\ub85c \ub298\ub824\uac00\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc704\ud5d8 \uad00\ub9ac<\/b>\ub294 \uc548\uc804\ud55c \ud22c\uc790\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n

                    “\uc548\uc804\ud55c \ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc778 \ubd80\uc758 \ucd95\uc801<\/b>\uc744 \uc704\ud55c \ud2bc\ud2bc\ud55c \uae30\ubc18<\/b>\uc744 \ub9c8\ub828\ud569\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n\n

                    \n

                    \ud22c\uc790 \ub3c4\uad6c \ud65c\uc6a9, \uacbd\uc81c\uc801 \uc790\uc720 \ub2ec\uc131\ud558\uae30<\/h3>\n

                    \ub2e4\uc591\ud55c \ud22c\uc790 \ub3c4\uad6c\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 \uac83\uc740 \uacbd\uc81c\uc801 \uc790\uc720 \ub2ec\uc131\uc5d0 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc8fc\uc2dd<\/b>, \ucc44\uad8c<\/b>, \ubd80\ub3d9\uc0b0<\/b>, \ud380\ub4dc<\/b> \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc774\ud574\ub97c \ub192\uc774\uace0, \uac01 \uc0c1\ud488\uc758 \ud2b9\uc9d5\uacfc \uc704\ud5d8\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud574\uc57c \ud569\ub2c8\ub2e4.
                    \uc628\ub77c\uc778 \ud22c\uc790 \ud50c\ub7ab\ud3fc<\/b>\uc744 \ud65c\uc6a9\ud558\uc5ec \ud3b8\ub9ac\ud558\uac8c \ud22c\uc790\ub97c \uad00\ub9ac\ud558\uace0, \ud22c\uc790 \uad00\ub828 \uc815\ubcf4<\/b>\ub97c \uc2b5\ub4dd\ud558\uba70, \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0<\/b>\uc744 \ubc1b\ub294 \uac83\ub3c4 \ud6a8\uacfc\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ud22c\uc790 \ub3c4\uad6c\ub97c \uc120\ud0dd\ud558\uace0, \uafb8\uc900\ud788 \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.
                    \ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc5d0\uc11c \uc811\uadfc\ud574\uc57c \ud558\uba70, \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uafb8\uc900\ud55c \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \ubcf5\ub9ac \ud6a8\uacfc<\/b>\ub97c \ub204\ub824\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

                    “\ud22c\uc790 \ub3c4\uad6c\ub97c \uc798 \ud65c\uc6a9\ud558\uba74, \uc2dc\uac04\uacfc \ub178\ub825\uc744 \uc808\uc57d<\/b>\ud558\uace0 \uc218\uc775\ub960\uc744 \uadf9\ub300\ud654<\/b>\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.”<\/p><\/blockquote>\n<\/div>\n<\/div>\n

                    \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc774\ub8e8\uae30 \uc704\ud55c \ud544\uc218 \ud22c\uc790 \ub3c4\uad6c<\/p>\n

                    \n

                    \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc774\ub8e8\uae30 \uc704\ud55c \ud544\uc218 \ud22c\uc790 \ub3c4\uad6c \uc5d0 \ub300\ud574 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 TOP 5<\/h2>\n
                    \n

                    \uc9c8\ubb38. \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud574 \uc5b4\ub5a4 \ud22c\uc790 \ub3c4\uad6c\ub97c \uba3c\uc800 \uc2dc\uc791\ud574\uc57c \ud560\uae4c\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc704\ud55c \uccab\uac78\uc74c\uc740 \uc7ac\uc815\uc801 \uc548\uc815\uc131 \ud655\ubcf4<\/b>\uc785\ub2c8\ub2e4. \uba3c\uc800 \ube44\uc0c1\uae08<\/b> \ub9c8\ub828\uc5d0 \uc9d1\uc911\ud558\uc138\uc694. \uc608\uc0c1\uce58 \ubabb\ud55c \uc0c1\ud669\uc5d0 \ub300\ube44\ud560 \uc218 \uc788\ub294 3-6\uac1c\uc6d4 \uc0dd\ud65c\ube44 \uc815\ub3c4\uc758 \ube44\uc0c1\uae08\uc744 \uc548\uc804\ud55c \uc608\uae08\uc774\ub098 MMDA\uc5d0 \ub123\uc5b4\ub450\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ube44\uc0c1\uae08 \ub9c8\ub828 \ud6c4\uc5d0\ub294 \uc7a5\uae30 \ud22c\uc790<\/b>\ub97c \uc704\ud55c \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ub098\uc774, \ubaa9\ud45c, \uc704\ud5d8 \uac10\uc218 \uc218\uc900 \ub4f1\uc744 \uace0\ub824\ud558\uc5ec \uc801\ub9bd\uc2dd \ud380\ub4dc<\/b>\ub098 \uc8fc\uc2dd \ud22c\uc790<\/b>\ub97c \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
                    \n\ud558\uc9c0\ub9cc, \uc8fc\uc2dd \ud22c\uc790\ub294 \uc704\ud5d8\uc774 \ub530\ub974\ubbc0\ub85c, \ud22c\uc790 \uc804\uc5d0 \ucda9\ubd84\ud55c \uacf5\ubd80\uc640 \uc815\ubcf4 \uc2b5\ub4dd\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ucc98\uc74c\ubd80\ud130 \uacfc\ub3c4\ud55c \ud22c\uc790\ub294 \ud53c\ud558\uc2dc\uace0, \uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud558\uc5ec \uacbd\ud5d8\uc744 \uc313\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.
                    \n\ub2e8\uae30\uc801\uc778 \uc218\uc775\ubcf4\ub2e4\ub294 \uc7a5\uae30\uc801\uc778 \uc131\uc7a5\uc744 \ubaa9\ud45c\ub85c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n

                    \n

                    \uc9c8\ubb38. \ud22c\uc790\uc5d0 \ud544\uc694\ud55c \uc790\ubcf8\uae08\uc740 \uc5bc\ub9c8\ub098 \uc788\uc5b4\uc57c \ud560\uae4c\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \ud22c\uc790\uc5d0 \ud544\uc694\ud55c \uc790\ubcf8\uae08\uc740 \uc815\ud574\uc9c4 \uae08\uc561\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/b> \uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \uac83\ub3c4 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc801\ub9bd\uc2dd \ud380\ub4dc\ub098 \uc8fc\uc2dd \ud22c\uc790\uc758 \uacbd\uc6b0, \uc6d4\uae09\uc758 \uc77c\ubd80\ub97c \uafb8\uc900\ud788 \ud22c\uc790\ud558\ub294 \uac83\ubd80\ud130 \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uc694\ud55c \uac83\uc740 \uafb8\uc900\ud55c \ud22c\uc790<\/b>\uc640 \uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc785\ub2c8\ub2e4.
                    \n\uc790\ubcf8\uae08\uc774 \ubd80\uc871\ud558\ub2e4\uace0 \ud22c\uc790\ub97c \ud3ec\uae30\ud558\uc9c0 \ub9c8\uc138\uc694. \uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud558\uc5ec \ud22c\uc790 \uacbd\ud5d8\uc744 \uc313\uace0, \uc810\ucc28 \ud22c\uc790 \uae08\uc561\uc744 \ub298\ub824\ub098\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
                    \n\ud22c\uc790\ub294 \ubd80\uc790\uac00 \ub418\ub294 \ub2e8\uae30\uc801\uc778 \ubc29\ubc95\uc774 \uc544\ub2cc, \uc7a5\uae30\uc801\uc778 \uc7ac\ud14c\ud06c \uc804\ub7b5<\/b>\uc758 \uc77c\ubd80\uc785\ub2c8\ub2e4. <\/p>\n<\/div>\n

                    \n

                    \uc9c8\ubb38. \uc5b4\ub5a4 \ud22c\uc790 \ub3c4\uad6c\uac00 \uac00\uc7a5 \uc548\uc804\ud558\uace0 \uc218\uc775\ub960\uc774 \ub192\uc744\uae4c\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \uc548\uc804\uc131\uacfc \ub192\uc740 \uc218\uc775\ub960\uc744 \ub3d9\uc2dc\uc5d0 \ubcf4\uc7a5\ud558\ub294 \ud22c\uc790 \ub3c4\uad6c\ub294 \uc874\uc7ac\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc548\uc804\uc131\uc774 \ub192\uc73c\uba74 \uc218\uc775\ub960\uc774 \ub0ae\uace0, \uc218\uc775\ub960\uc774 \ub192\uc73c\uba74 \uc548\uc804\uc131\uc774 \ub0ae\uc544\uc9c0\ub294 \uacbd\ud5a5<\/b>\uc774 \uc788\uc2b5\ub2c8\ub2e4.
                    \n\uc608\uae08\uc774\ub098 \ucc44\uad8c\uc740 \uc548\uc804\uc131\uc774 \ub192\uc9c0\ub9cc \uc218\uc775\ub960\uc740 \ub0ae\uace0, \uc8fc\uc2dd\uc774\ub098 \ubd80\ub3d9\uc0b0\uc740 \uc218\uc775\ub960\uc774 \ub192\uc744 \uc218 \uc788\uc9c0\ub9cc \uc704\ud5d8\ub3c4\uac00 \ub192\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc790\uc2e0\uc758 \uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b>\uacfc \ud22c\uc790 \ubaa9\ud45c<\/b>\uc5d0 \ub9de\ucdb0 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.
                    \n\ubd84\uc0b0\ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \uc904\uc774\uace0, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc73c\ub85c \ud22c\uc790\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n

                    \n

                    \uc9c8\ubb38. \ud22c\uc790\ub294 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc774 \ud544\uc694\ud560\uae4c\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \ud22c\uc790\uc5d0 \ub300\ud55c \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc740 \uc120\ud0dd\uc801\uc778 \ubd80\ubd84<\/b>\uc785\ub2c8\ub2e4. \ubcf8\uc778\uc774 \ud22c\uc790\uc5d0 \ub300\ud55c \ucda9\ubd84\ud55c \uc9c0\uc2dd\uacfc \uacbd\ud5d8\uc774 \uc788\ub2e4\uba74, \uc2a4\uc2a4\ub85c \ud22c\uc790\ub97c \uad00\ub9ac\ud558\ub294 \uac83\ub3c4 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud22c\uc790\ub294 \ubcf5\uc7a1\ud558\uace0 \uc704\ud5d8\uc774 \ub530\ub974\ubbc0\ub85c, \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \uad6c\ud558\ub294 \uac83\uc740 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/b>
                    \n\ud22c\uc790 \uc804\ubb38\uac00\ub294 \uac1c\uc778\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \ud22c\uc790 \ubaa9\ud45c\uc5d0 \ub9de\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc744 \ub3c4\uc640\uc8fc\uace0, \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
                    \n\ud558\uc9c0\ub9cc \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc774 \ud56d\uc0c1 \uc815\ub2f5\uc740 \uc544\ub2c8\ubbc0\ub85c, \uc2a4\uc2a4\ub85c \uacf5\ubd80\ud558\uace0 \ud310\ub2e8\ud558\ub294 \uc790\uc138<\/b>\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \ud22c\uc790 \uad00\ub828 \ucc45\uc744 \uc77d\uace0, \uad00\ub828 \uac15\uc758\ub97c \uc218\uac15\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. <\/p>\n<\/div>\n

                    \n

                    \uc9c8\ubb38. \uacbd\uc81c\uc801 \uc790\uc720\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \ud22c\uc790 \uc678\uc5d0 \ub2e4\ub978 \uc911\uc694\ud55c \uc694\uc18c\ub294 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/h3>\n

                    \ub2f5\ubcc0. \uacbd\uc81c\uc801 \uc790\uc720\ub294 \ud22c\uc790\ub9cc\uc73c\ub85c \ub2ec\uc131\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uc18c\ube44 \uc2b5\uad00 \uac1c\uc120<\/b>\uacfc \ubd80\ucc44 \uad00\ub9ac<\/b>\ub3c4 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.
                    \n\ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\uace0, \uc800\ucd95\uc744 \ub298\ub9ac\ub294 \ub178\ub825\uc774 \ud544\uc694\ud558\uba70, \ubd80\ucc44\ub294 \ucd5c\uc18c\ud654\ud574\uc57c \ud569\ub2c8\ub2e4. \uc7ac\uc815 \uacc4\ud68d<\/b>\uc744 \uc138\uc6b0\uace0, \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uc5ec \uafb8\uc900\ud788 \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.
                    \n\ub610\ud55c, \uc790\uc2e0\uc758 \uc7ac\ub2a5\uacfc \uae30\uc220\uc744 \uac1c\ubc1c<\/b>\ud558\uc5ec \uc218\uc785\uc744 \ub298\ub9ac\ub294 \uac83\ub3c4 \uacbd\uc81c\uc801 \uc790\uc720 \ub2ec\uc131\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uafb8\uc900\ud55c \uc790\uae30\uacc4\ubc1c\uc744 \ud1b5\ud574 \ub354 \ub192\uc740 \ubd80\uac00\uac00\uce58\ub97c \ucc3d\ucd9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
                    \n\uacb0\uad6d \uacbd\uc81c\uc801 \uc790\uc720\ub294 \ud22c\uc790, \uc800\ucd95, \uc18c\ube44, \ubd80\ucc44 \uad00\ub9ac, \uc790\uae30\uacc4\ubc1c \ub4f1 \ub2e4\uc591\ud55c \uc694\uc18c\uc758 \uc870\ud654\ub85c\uc6b4 \uacb0\uacfc\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n