{"id":70,"date":"2024-12-04T11:51:02","date_gmt":"2024-12-04T11:51:02","guid":{"rendered":"https:\/\/ymy185179.xyz\/?p=70"},"modified":"2025-01-16T16:53:35","modified_gmt":"2025-01-16T07:53:35","slug":"%ea%b2%bd%ec%a0%9c-%ec%a0%84%eb%a7%9d%ec%9d%84-%ed%86%b5%ed%95%9c-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%a0%84%eb%9e%b5","status":"publish","type":"post","link":"https:\/\/ymy185179.xyz\/%ea%b2%bd%ec%a0%9c-%ec%a0%84%eb%a7%9d%ec%9d%84-%ed%86%b5%ed%95%9c-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%a0%84%eb%9e%b5\/","title":{"rendered":"\uacbd\uc81c \uc804\ub9dd\uc744 \ud1b5\ud55c \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5"},"content":{"rendered":"<div class=\"introduction\">\n<p>\ubd88\ud655\uc2e4\ud55c \uacbd\uc81c \uc0c1\ud669 \uc18d\uc5d0\uc11c <b>\uc790\uc0b0 \uad00\ub9ac<\/b>\ub294 \ub354\uc6b1 \uc911\uc694\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.  \ubcc0\ud654\ubb34\uc30d\ud55c \uc2dc\uc7a5 \ud750\ub984\uc5d0 \ubc1c\ub9de\ucdb0 \ud6a8\uc728\uc801\uc778 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 <b>\uc790\uc0b0 \uc99d\uc2dd<\/b>\uc758 \ud575\uc2ec\uc774\uc8e0.<\/p>\n<p>\uc774 \uae00\uc5d0\uc11c\ub294 \uc55e\uc73c\ub85c\uc758 \uacbd\uc81c \uc804\ub9dd\uc744 \ubc14\ud0d5\uc73c\ub85c, \uc5ec\ub7ec\ubd84\uc758 \uc18c\uc911\ud55c \uc790\uc0b0\uc744 \uc548\uc804\ud558\uac8c \uc9c0\ud0a4\uace0 \ubd88\ub824\ub098\uac08 \uc218 \uc788\ub294 \uc2e4\uc9c8\uc801\uc778 <b>\uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5<\/b>\uc744 \uc81c\uc2dc\ud558\uace0\uc790 \ud569\ub2c8\ub2e4.  \ub2e8\uc21c\ud788 \ud22c\uc790 \ubc29\ubc95\ub9cc \ub098\uc5f4\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \ud604\uc7ac \uacbd\uc81c \uc0c1\ud669\uc744 \uc815\ud655\ud788 \uc774\ud574\ud558\uace0 \uadf8\uc5d0 \ub530\ub978 <b>\ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uc640 <b>\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc804\ub7b5<\/b>\uc744 \ud568\uaed8 \ub2e4\ub8f0 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc\uc758 \uae08\ub9ac \uc778\uc0c1\uacfc \uc778\ud50c\ub808\uc774\uc158, \uc9c0\uc815\ud559\uc801 \ubd88\ud655\uc2e4\uc131 \ub4f1\uc740 \uc790\uc0b0 \uad00\ub9ac\uc5d0 \uc788\uc5b4 \uc911\uc694\ud55c \ubcc0\uc218\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.  \uc774\ub7ec\ud55c \uac70\uc2dc\uacbd\uc81c\uc801 \uc694\uc778\ub4e4\uc774 \ud22c\uc790 \uc790\uc0b0\uc758 \uac00\uce58\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce60\uc9c0 \ubd84\uc11d\ud558\uace0,  \uac01 \uc694\uc778\uc5d0 \ub530\ub978 \ucd5c\uc801\uc758 \ub300\uc751 \uc804\ub7b5\uc744 \uc81c\uc2dc\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc608\ub97c \ub4e4\uc5b4, \uae08\ub9ac\uac00 \uc9c0\uc18d\uc801\uc73c\ub85c \uc0c1\uc2b9\ud558\ub294 \uc0c1\ud669\uc5d0\uc11c\ub294 <b>\ucc44\uad8c \ud22c\uc790<\/b>\uc758 \ub9e4\ub825\uc774 \uac10\uc18c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\ub300\ub85c,  \uc778\ud50c\ub808\uc774\uc158\uc774 \uc2ec\ud654\ub420 \uacbd\uc6b0\uc5d0\ub294 <b>\uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc790\uc0b0<\/b>\uc5d0 \ub300\ud55c \ud22c\uc790 \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc774 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uc774\ub7ec\ud55c \uc0c1\ud669\ubcc4 \uc804\ub7b5\ub4e4\uc744 \uad6c\uccb4\uc801\uc778 \uc0ac\ub840\uc640 \ud568\uaed8 \uc124\uba85\ud558\uc5ec, \uc5ec\ub7ec\ubd84\uc758 \uc774\ud574\ub3c4\ub97c \ub192\uc77c \uc218 \uc788\ub3c4\ub85d \ub178\ub825\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc790\uc0b0\uc744 \uad00\ub9ac\ud558\ub294 \ubc29\ubc95\ub3c4 \uc18c\uac1c\ud569\ub2c8\ub2e4.  <b>\uc7a5\uae30 \ud22c\uc790\uc758 \uc911\uc694\uc131<\/b>\uc744 \uac15\uc870\ud558\uace0,  \uafb8\uc900\ud55c \uc790\uc0b0 \uad00\ub9ac\ub97c \ud1b5\ud574 <b>\uc7ac\uc0b0 \ud615\uc131<\/b>\uc758 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\ub294  \uc2e4\uc6a9\uc801\uc778  \ud301\ub4e4\uc744 \uc81c\uacf5\ud560 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub2e8\uc21c\ud788 \uc774\ub860\uc801\uc778 \ub0b4\uc6a9\ub9cc\uc774 \uc544\ub2cc, \uc2e4\uc81c \ud22c\uc790 \uc0ac\ub840\uc640 \ud568\uaed8  <b>\uc2e4\uc804\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac \ub178\ud558\uc6b0<\/b>\ub97c \uacf5\uc720\ud558\uba70,  \uc5ec\ub7ec\ubd84\uc758 \uc131\uacf5\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\ub97c \uc704\ud55c  \uc2e4\uc9c8\uc801\uc778 \uac00\uc774\ub4dc\ub77c\uc778\uc744 \uc81c\uc2dc\ud558\uaca0\uc2b5\ub2c8\ub2e4.<br \/>  \uc5b4\ub5a4 \uc804\ub7b5\uc774 \uc5ec\ub7ec\ubd84\uc5d0\uac8c \uac00\uc7a5 \uc801\ud569\ud55c\uc9c0 \ud310\ub2e8\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub3c4\ub85d \ub2e4\uc591\ud55c  <b>\ud22c\uc790 \ubc29\uc2dd<\/b>\uacfc <b>\ub9ac\uc2a4\ud06c \uad00\ub9ac \ubc29\ubc95<\/b>\uc744  \uaf3c\uaf3c\ud558\uac8c \ub2e4\ub8e8\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \uae00\uc744 \ud1b5\ud574 \uacbd\uc81c \uc804\ub9dd\uc5d0 \ub300\ud55c \uc774\ud574\ub97c \ub192\uc774\uace0,  \ub098\uc5d0\uac8c \ub9de\ub294  <b>\uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5<\/b>\uc744 \uc218\ub9bd\ud558\uc5ec  \uc548\uc815\uc801\uc778 \ubbf8\ub798\ub97c \uc124\uacc4\ud558\ub294\ub370 \ub3c4\uc6c0\uc774 \ub418\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<\/div>\n<p><img src='https:\/\/ymy185179.xyz\/wp-content\/uploads\/2024\/12\/sub-19_resized-1.png' alt='\uacbd\uc81c \uc804\ub9dd\uc744 \ud1b5\ud55c \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5' width='100%'><\/p>\n<div class=\"section1\">\n<h2 class=\"chatgin-title\">\uacbd\uc81c \uc804\ub9dd, \ud22c\uc790 \uc804\ub7b5\uc758 \uc2dc\uc791<\/h2>\n<p><b>\ud22c\uc790<\/b>\ub294 \ud56d\uc0c1 \ubd88\ud655\uc2e4\uc131\uc744 \uc548\uace0 \uc788\uc2b5\ub2c8\ub2e4.  \ud558\uc9c0\ub9cc \uc131\uacf5\uc801\uc778 \ud22c\uc790\ub97c \uc704\ud574\uc11c\ub294 \ubd88\ud655\uc2e4\uc131\uc744 \ucd5c\uc18c\ud654\ud558\uace0, \uc608\uce21 \uac00\ub2a5\ud55c \ubc94\uc704 \ub0b4\uc5d0\uc11c \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uadf8 \uc2dc\uc791\uc740 \ubc14\ub85c \uc815\ud655\ud55c \uacbd\uc81c \uc804\ub9dd\uc785\ub2c8\ub2e4.  \uacbd\uc81c \uc804\ub9dd\uc740 \ub2e8\uc21c\ud55c \uc608\uce21\uc774 \uc544\ub2cc, \ud22c\uc790 \uacb0\uc815\uc744 \uc704\ud55c <b>\ub098\uce68\ubc18<\/b>\uacfc \uac19\uc740 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<p>\ud604\uc7ac \uacbd\uc81c \uc0c1\ud669\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud558\ub294 \uac83\uc740 \ud22c\uc790 \uc804\ub7b5 \uc218\ub9bd\uc5d0 \uc788\uc5b4 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.  \uacbd\uc81c \uc131\uc7a5\ub960, \ubb3c\uac00 \uc0c1\uc2b9\ub960, \uae08\ub9ac \uc218\uc900, \uace0\uc6a9\ub960 \ub4f1\uc758 <b>\uac70\uc2dc\uacbd\uc81c \uc9c0\ud45c<\/b>\ub97c \uba74\ubc00\ud788 \ubd84\uc11d\ud558\uc5ec \uc2dc\uc7a5\uc758 \uc6c0\uc9c1\uc784\uc744 \uc608\uce21\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc774\ub294 \ub2e8\uc21c\ud788 \uc218\uce58\ub97c \ub098\uc5f4\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc774\ub7ec\ud55c \uc9c0\ud45c\ub4e4\uc774 \uc11c\ub85c \uc5b4\ub5bb\uac8c \uc0c1\ud638 \uc791\uc6a9\ud558\uba70 \uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uc9c0 \uc774\ud574\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc608\ub97c \ub4e4\uc5b4, \uacbd\uae30 \uce68\uccb4\uac00 \uc608\uc0c1\ub418\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc548\uc804\uc790\uc0b0\uc5d0 \ub300\ud55c \ud22c\uc790 \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc774 \ud569\ub9ac\uc801\uc778 \uc804\ub7b5\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \ubc18\ub300\ub85c \uacbd\uae30 \ud68c\ubcf5\uc774 \uc608\uc0c1\ub418\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc131\uc7a5\uc8fc\uc5d0 \ub300\ud55c \ud22c\uc790\ub97c \ud655\ub300\ud558\ub294 \uac83\uc774 \ud6a8\uacfc\uc801\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \uc804\ub7b5\uc740 <b>\uc808\ub300\uc801\uc778 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4<\/b>.  \ub2e4\uc591\ud55c \ubcc0\uc218\ub4e4\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud558\uc5ec \uc790\uc2e0\ub9cc\uc758 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc81c \uc804\ub9dd\uc744 \ubd84\uc11d\ud560 \ub54c \uace0\ub824\ud574\uc57c \ud560 \uc911\uc694\ud55c \uc694\uc18c\ub4e4\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. <\/p>\n<ul>\n<li>\uad6d\ub0b4\uc678 \uacbd\uc81c \uc131\uc7a5\ub960<\/li>\n<li>\uae08\ub9ac \ubcc0\ub3d9 \ubc0f \ud1b5\ud654 \uc815\ucc45<\/li>\n<li>\uc6d0\uc790\uc7ac \uac00\uaca9 \ubc0f \ud658\uc728 \ubcc0\ub3d9<\/li>\n<li>\uc815\uce58\uc801, \uc0ac\ud68c\uc801 \ubd88\ud655\uc2e4\uc131<\/li>\n<\/ul>\n<p>\uac01 \uc694\uc18c\ub4e4\uc740 \uc11c\ub85c \ubcf5\uc7a1\ud558\uac8c \uc5bd\ud600\uc788\uc5b4 \uac1c\ubcc4 \ubd84\uc11d\ub9cc\uc73c\ub85c\ub294 \uc815\ud655\ud55c \uc804\ub9dd\uc744 \ub0b4\ub9ac\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.  \ub530\ub77c\uc11c \uc804\ubb38\uac00\uc758 \uc758\uacac\uc744 \ucc38\uace0\ud558\uac70\ub098, \ub2e4\uc591\ud55c \uc815\ubcf4\uc6d0\uc744 \ud1b5\ud574 \ud3ed\ub113\uc740 \uc2dc\uac01\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc5ec\ub7ec \uc804\ub9dd \uc790\ub8cc\ub4e4\uc744 \ube44\uad50 \ubd84\uc11d\ud558\uc5ec \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uc804\ub7b5\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ud22c\uc790\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc811\uadfc\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud729\uc4f8\ub9ac\uae30\ubcf4\ub2e4\ub294, \uc7a5\uae30\uc801\uc778 \uacbd\uc81c \uc131\uc7a5 \ud2b8\ub80c\ub4dc\ub97c \ud30c\uc545\ud558\uace0 \uc774\uc5d0 \ub9de\ucdb0 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4.  <b>\uc7a5\uae30 \ud22c\uc790 \uc804\ub7b5<\/b>\uc740 \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc73c\ub85c \uc778\ud55c \uc190\uc2e4\uc744 \ucd5c\uc18c\ud654\ud558\uace0, \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc90d\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \uc131\uacf5\uc801\uc778 \ud22c\uc790\ub294 \uc815\ud655\ud55c \uacbd\uc81c \uc804\ub9dd\uc744 \ubc14\ud0d5\uc73c\ub85c \ud55c \uc804\ub7b5\uc801\uc778 \uc811\uadfc\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.  \ub04a\uc784\uc5c6\ub294 \uc815\ubcf4 \uc2b5\ub4dd\uacfc \ubd84\uc11d\uc744 \ud1b5\ud574 \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \ub300\uc751\ud558\uace0,  \uc790\uc2e0\ub9cc\uc758 \ud22c\uc790 \uc6d0\uce59\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  <span>\uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud558\uace0, \uc774\uc5d0 \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \uc131\uacf5\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/span><\/p>\n<p>\uc790\uc2e0\uc758 \ud22c\uc790 \uacbd\ud5d8\uacfc \uc9c0\uc2dd\uc744 \ubc14\ud0d5\uc73c\ub85c  \uc704\ud5d8 \uad00\ub9ac \uacc4\ud68d\uc744 \uc138\uc6b0\uace0,  \uafb8\uc900\ud788  \uc790\uc0b0\uc744 \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.  \ubaa8\ub4e0 \ud22c\uc790\uc5d0\ub294 \uc704\ud5d8\uc774 \ub530\ub974\ubbc0\ub85c,  \uc2e0\uc911\ud558\uace0  \uccb4\uacc4\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<p><img src='https:\/\/ymy185179.xyz\/wp-content\/uploads\/2024\/12\/sub-11_resized-1.png' alt='\uacbd\uc81c \uc804\ub9dd\uc744 \ud1b5\ud55c \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5' width='100%'><\/p>\n<div class=\"section2\">\n<h2 class=\"chatgin-title\">\uc790\uc0b0 \uad00\ub9ac, \uacbd\uc81c \ubd84\uc11d\uc774 \ud575\uc2ec<\/h2>\n<p>\uc790\uc0b0 \uad00\ub9ac\ub294 \ub2e8\uc21c\ud788 \ud22c\uc790\ud558\ub294 \ud589\uc704\ub97c \ub118\uc5b4, \ubbf8\ub798\ub97c \uc124\uacc4\ud558\uace0 \uc548\uc815\uc801\uc778 \uc0b6\uc744 \uad6c\ucd95\ud558\ub294 \uc911\uc694\ud55c \uacfc\uc815\uc785\ub2c8\ub2e4.  \ud2b9\ud788 \ubd88\ud655\uc2e4\uc131\uc774 \ub192\uc740 \uc2dc\ub300\uc77c\uc218\ub85d \uacbd\uc81c \uc0c1\ud669\uc5d0 \ub300\ud55c \uc815\ud655\ud55c \ubd84\uc11d\uacfc \uc774\ud574\ub97c \ubc14\ud0d5\uc73c\ub85c \ud55c \uc804\ub7b5\uc801\uc778 \uc790\uc0b0 \uc6b4\uc6a9\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.  \ubcf8 \uae00\uc5d0\uc11c\ub294 \ub2e4\uc591\ud55c \uacbd\uc81c \uc9c0\ud45c\uc640 \uc804\ub9dd\uc744 \ubd84\uc11d\ud558\uc5ec \ud6a8\uacfc\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \ubc29\ubc95\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4. \uc131\uacf5\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\ub294 \ub2e8\uae30\uc801\uc778 \uc218\uc775 \ucd94\uad6c\ubcf4\ub2e4\ub294 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc548\uc815\uc801\uc778 \uc131\uc7a5\uc744 \ub3c4\ubaa8\ud558\ub294 \ub370 \uc788\uc2b5\ub2c8\ub2e4.  \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc640 \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \uc608\uce21 \ubd88\uac00\ub2a5\ud55c \uacbd\uc81c \ubcc0\ub3d9\uc5d0 \ub300\ube44\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<table class=\"chatgin-table\" style=\"width:100%;\">\n<caption>\n      \ubcf8 \ud45c\ub294 \ub2e4\uc591\ud55c \uacbd\uc81c \uc0c1\ud669\uc5d0 \ub530\ub978 \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc758 \uc608\uc2dc\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.  \uac01 \uacbd\uc81c \uc0c1\ud669\uc5d0 \ub9de\ub294 \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc740 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uc81c\uc2dc\ub41c \ub0b4\uc6a9\uc740 \uc77c\ubc18\uc801\uc778 \ucc38\uace0 \uc790\ub8cc\uc774\uba70, \uc2e4\uc81c \ud22c\uc790 \uc804\uc5d0\ub294 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \uad6c\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.  \uc81c\uacf5\ub41c \uc815\ubcf4\ub294 \ud2b9\uc815 \uc790\uc0b0\uc774\ub098 \uc804\ub7b5\uc744 \ucd94\ucc9c\ud558\ub294 \uac83\uc774 \uc544\ub2c8\uba70, \ud22c\uc790 \uacb0\uc815\uc5d0 \ub300\ud55c \ucc45\uc784\uc740 \uc804\uc801\uc73c\ub85c \ud22c\uc790\uc790 \ubcf8\uc778\uc5d0\uac8c \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n    <\/caption>\n<thead>\n<tr>\n<th>\uacbd\uc81c \uc0c1\ud669<\/th>\n<th>\uc8fc\uc2dd \ud22c\uc790 \ube44\uc911<\/th>\n<th>\ucc44\uad8c \ud22c\uc790 \ube44\uc911<\/th>\n<th>\ubd80\ub3d9\uc0b0 \ud22c\uc790 \ube44\uc911<\/th>\n<th>\ud604\uae08 \ube44\uc911<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uacbd\uae30 \ud638\ud669<\/td>\n<td>60%<\/td>\n<td>20%<\/td>\n<td>15%<\/td>\n<td>5%<\/td>\n<\/tr>\n<tr>\n<td>\uacbd\uae30 \uce68\uccb4 \uc704\ud5d8 \uc99d\uac00<\/td>\n<td>40%<\/td>\n<td>40%<\/td>\n<td>15%<\/td>\n<td>5%<\/td>\n<\/tr>\n<tr>\n<td>\uc800\uae08\ub9ac \uc7a5\uae30\ud654<\/td>\n<td>30%<\/td>\n<td>30%<\/td>\n<td>25%<\/td>\n<td>15%<\/td>\n<\/tr>\n<tr>\n<td>\uace0\uae08\ub9ac \uc2dc\ub300<\/td>\n<td>20%<\/td>\n<td>50%<\/td>\n<td>20%<\/td>\n<td>10%<\/td>\n<\/tr>\n<tr>\n<td>\uc778\ud50c\ub808\uc774\uc158 \uc2ec\ud654<\/td>\n<td>30%<\/td>\n<td>20%<\/td>\n<td>30%<\/td>\n<td>20%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ud45c\uc5d0\uc11c \ubcf4\ub4ef\uc774 \uacbd\uc81c \uc0c1\ud669\uc5d0 \ub530\ub77c \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc740 \uc720\ub3d9\uc801\uc73c\ub85c \ubcc0\ud574\uc57c \ud569\ub2c8\ub2e4.  \uacbd\uae30 \ud638\ud669\uae30\uc5d0\ub294 \uc8fc\uc2dd \ud22c\uc790 \ube44\uc911\uc744 \ub192\uc5ec \ub192\uc740 \uc218\uc775\uc744 \ucd94\uad6c\ud560 \uc218 \uc788\uc9c0\ub9cc, \uacbd\uae30 \uce68\uccb4 \uc704\ud5d8\uc774 \ub192\uc544\uc9c0\uba74 \uc548\uc804\uc790\uc0b0\uc778 \ucc44\uad8c \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4.  \uc800\uae08\ub9ac \uc7a5\uae30\ud654 \uc2dc\ub300\uc5d0\ub294 \ubd80\ub3d9\uc0b0 \ud22c\uc790 \ube44\uc911\uc744 \ub192\uc774\ub294 \uc804\ub7b5\uc744 \uace0\ub824\ud560 \uc218 \uc788\uace0, \uace0\uae08\ub9ac \uc2dc\ub300\uc5d0\ub294 \ucc44\uad8c \ud22c\uc790\ub97c \ud1b5\ud574 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc778\ud50c\ub808\uc774\uc158\uc774 \uc2ec\ud654\ub418\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc790\uc0b0\uc758 \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.  \ud558\uc9c0\ub9cc \uc774\ub294 \uc77c\ubc18\uc801\uc778 \uc608\uc2dc\uc774\uba70, \uac1c\uc778\uc758 \ud22c\uc790 \ubaa9\ud45c, \uc704\ud5d8 \uac10\uc218 \uc218\uc900, \ud22c\uc790 \uae30\uac04 \ub4f1\uc744 \uace0\ub824\ud558\uc5ec \ub9de\ucda4\ud615 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc81c \uc804\ub9dd\uc744 \uc815\ud655\ud558\uac8c \uc608\uce21\ud558\ub294 \uac83\uc740 \ubd88\uac00\ub2a5\ud558\uc9c0\ub9cc,  \uc8fc\uc694 \uacbd\uc81c \uc9c0\ud45c(\uc608: GDP \uc131\uc7a5\ub960, \uae08\ub9ac, \ubb3c\uac00 \uc0c1\uc2b9\ub960, \uc2e4\uc5c5\ub960 \ub4f1)\ub97c \uafb8\uc900\ud788 \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \ubd84\uc11d\ud568\uc73c\ub85c\uc368  \uacbd\uc81c \uc0c1\ud669 \ubcc0\ud654\uc5d0 \ub300\ud55c \uc608\uce21\ub825\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574  \uc790\uc2e0\uc758 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \ub9de\ucdb0 \uc870\uc815\ud558\uace0  \ub9ac\uc2a4\ud06c\ub97c \uad00\ub9ac\ud558\ub294 \ub2a5\ub825\uc744 \ud5a5\uc0c1\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \ub610\ud55c,  \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 \uac83\ub3c4 \ud6a8\uacfc\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\uc744 \ud1b5\ud574 \uac1c\uc778\uc758 \uc7ac\uc815 \uc0c1\ud669\uacfc \ud22c\uc790 \ubaa9\ud45c\uc5d0 \uac00\uc7a5 \uc801\ud569\ud55c  \uc790\uc0b0 \ubc30\ubd84 \ubc29\uc548\uc744 \ucc3e\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \uc131\uacf5\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\ub294 \uacbd\uc81c \ubd84\uc11d\uc5d0 \ub300\ud55c \uae4a\uc774 \uc788\ub294 \uc774\ud574\uc640 \uafb8\uc900\ud55c \ub178\ub825\uc744 \ud544\uc694\ub85c \ud569\ub2c8\ub2e4.  \uacbd\uc81c \uc0c1\ud669\uc744 \uba74\ubc00\ud788 \ubd84\uc11d\ud558\uc5ec  \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c \ubc0f \uc704\ud5d8 \uc218\uc6a9 \ub2a5\ub825\uc5d0 \ub9de\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\uace0,  \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1\uacfc \ud544\uc694\uc5d0 \ub530\ub978 \uc870\uc815\uc744 \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd\uc744 \ucd94\uad6c\ud574\uc57c \ud569\ub2c8\ub2e4.  \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \ud544\uc694\uc2dc \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\uc744 \uace0\ub824\ud558\ub294 \uac83\uc774 \ud604\uba85\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<p><img src='https:\/\/ymy185179.xyz\/wp-content\/uploads\/2024\/12\/sub-26_resized-1.png' alt='\uacbd\uc81c \uc804\ub9dd\uc744 \ud1b5\ud55c \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5' width='100%'><\/p>\n<div class=\"section3\">\n<h2 class=\"chatgin-title\">\ubbf8\ub798 \uc608\uce21, \ub098\uc758 \uc790\uc0b0 \uc9c0\ud0a4\uae30<\/h2>\n<h3>\n<blockquote><p>&#8220;\ud22c\uc790\ub294 \ubbf8\ub798\ub97c \uc608\uce21\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ubd88\ud655\uc2e4\uc131 \uc18d\uc5d0\uc11c \uae30\ud68c\ub97c \ud3ec\ucc29\ud558\ub294 \uac83\uc774\ub2e4.&#8221; &#8211; \uc6cc\ub80c \ubc84\ud54f <br \/> (Warren Buffett)<\/p><\/blockquote>\n<hr\/>\n<p><b>\uac70\uc2dc\uacbd\uc81c \uc804\ub9dd\uacfc \uc790\uc0b0 \ubc30\ubd84<\/b><br \/>\n    \uc548\uc815\uc801\uc778 \uc790\uc0b0\uad00\ub9ac\ub97c \uc704\ud574\uc11c\ub294 \uba3c\uc800 \uac70\uc2dc\uacbd\uc81c \uc804\ub9dd\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uae08\ub9ac \uc778\uc0c1, \uc778\ud50c\ub808\uc774\uc158, \uacbd\uae30 \uce68\uccb4 \uac00\ub2a5\uc131 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \ubd84\uc11d\ud558\uc5ec <b>\uc8fc\uc2dd<\/b>, <b>\ucc44\uad8c<\/b>, <b>\ubd80\ub3d9\uc0b0<\/b> \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0\uad70\uc5d0 \ub300\ud55c \ud22c\uc790 \ube44\uc911\uc744 \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc608\uce21\uce58 \ubabb\ud55c \uc0c1\ud669\uc5d0 \ub300\ube44\ud558\uc5ec <b>\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\ubcc0\ud654<\/b> \uc804\ub7b5\uc744 \uad6c\ucd95\ud558\ub294 \uac83\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4.  \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucd94\uad6c\ud558\uace0 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc5d0 \uc911\uc810\uc744 \ub450\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4.<br \/>\n  <\/h3>\n<ul>\n<li>\uac70\uc2dc\uacbd\uc81c \ubd84\uc11d<\/li>\n<li>\uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5<\/li>\n<li>\ub9ac\uc2a4\ud06c \uad00\ub9ac<\/li>\n<\/ul>\n<hr\/>\n<h3>\n<blockquote><p>&#8220;\uc704\ud5d8\uc744 \ud53c\ud558\ub294 \uac00\uc7a5 \ud655\uc2e4\ud55c \ubc29\ubc95\uc740 \uc544\ubb34\uac83\ub3c4 \ud558\uc9c0 \uc54a\ub294 \uac83\uc774\ub2e4. \ud558\uc9c0\ub9cc \uadf8\uac83\uc740 \uac00\uc7a5 \ud070 \uc704\ud5d8\uc774\ub2e4.&#8221; &#8211; \ub86d \ud1a0\ub9c8\uc2a4 <br \/> (Rob Thomas) <\/p><\/blockquote>\n<hr\/>\n<p><b>\ub9ac\uc2a4\ud06c \uad00\ub9ac\uc640 \ubd84\uc0b0 \ud22c\uc790<\/b><br \/>\n    \ubaa8\ub4e0 \ud22c\uc790\uc5d0\ub294 \ub9ac\uc2a4\ud06c\uac00 \ub530\ub974\uae30 \ub9c8\ub828\uc785\ub2c8\ub2e4.  \uc790\uc0b0 \uac00\uce58\uc758 <b>\ubcc0\ub3d9\uc131<\/b>\uc744 \ucd5c\uc18c\ud654\ud558\uae30 \uc704\ud574\uc11c\ub294 \ubd84\uc0b0 \ud22c\uc790 \uc804\ub7b5\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.  \ub2e8\uc77c \uc790\uc0b0\uc5d0 \uc9d1\uc911 \ud22c\uc790\ud558\ub294 \uac83\uc740 \ud070 \uc190\uc2e4\uc744 \ucd08\ub798\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c, \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\uc5ec \uc704\ud5d8\uc744 \ubd84\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4.  <b>\ud22c\uc790 \ubaa9\ud45c<\/b>\uc640 <b>\uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b>\uc744 \uba85\ud655\ud788 \uc124\uc815\ud558\uace0, \uc774\uc5d0 \ub9de\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \ud1b5\ud574 \uc548\uc815\uc801\uc774\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc790\uc0b0 \uad00\ub9ac\ub97c \uc2e4\ud604\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n  <\/h3>\n<ul>\n<li>\ubd84\uc0b0 \ud22c\uc790<\/li>\n<li>\uc704\ud5d8 \uad00\ub9ac<\/li>\n<li>\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131<\/li>\n<\/ul>\n<hr\/>\n<h3>\n<blockquote><p>&#8220;\uc131\uacf5\uc801\uc778 \ud22c\uc790\uc758 \ube44\uacb0\uc740 \uc815\ubcf4\ub97c \uc798 \ud65c\uc6a9\ud558\ub294 \ub370 \uc788\ub2e4.&#8221; &#8211; \ubca4\uc800\ubbfc \uadf8\ub808\uc774\uc5c4 <br \/> (Benjamin Graham)<\/p><\/blockquote>\n<hr\/>\n<p><b>\uc815\ubcf4 \ubd84\uc11d \ubc0f \uc804\ubb38\uac00 \ud65c\uc6a9<\/b><br \/>\n    \uc2dc\uc7a5\uc758 \ud750\ub984\uc744 \ud30c\uc545\ud558\uace0 \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\uae30 \uc704\ud574\uc11c\ub294  <b>\uc815\ud655\ud55c \uc815\ubcf4<\/b>\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.  \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uacbd\uc81c \uc9c0\ud45c, \uc2dc\uc7a5 \ubd84\uc11d \uc790\ub8cc, \uc804\ubb38\uac00\uc758 \uc758\uacac \ub4f1\uc744 \ucc38\uace0\ud558\uc5ec \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4.  \ud544\uc694\ud558\ub2e4\uba74 \uc7ac\ubb34 \uc124\uacc4\uc0ac \ub610\ub294 \ud22c\uc790 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.  \ud558\uc9c0\ub9cc \uc804\ubb38\uac00\uc758 \uc758\uacac\uc5d0\ub9cc \uc758\uc874\ud558\uc9c0 \ub9d0\uace0, \uc2a4\uc2a4\ub85c \uc815\ubcf4\ub97c \ubd84\uc11d\ud558\uace0 \ud310\ub2e8\ud558\ub294 \ub2a5\ub825\uc744 \ud0a4\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<br \/>\n  <\/h3>\n<ul>\n<li>\uc815\ubcf4 \uc218\uc9d1 \ubc0f \ubd84\uc11d<\/li>\n<li>\uc804\ubb38\uac00 \ud65c\uc6a9<\/li>\n<li>\uc790\uccb4 \ubd84\uc11d \ub2a5\ub825<\/li>\n<\/ul>\n<hr\/>\n<h3>\n<blockquote><p>&#8220;\uc7a5\uae30 \ud22c\uc790\ub294 \uc778\ub0b4\uc758 \uac8c\uc784\uc774\ub2e4.&#8221; &#8211; \ucc30\ub9ac \uba4d\uac70 <br \/> (Charlie Munger)<\/p><\/blockquote>\n<hr\/>\n<p><b>\uc7a5\uae30 \ud22c\uc790 \uc804\ub7b5\uacfc \uc778\ub0b4\uc2ec<\/b><br \/>\n    \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  <b>\uc7a5\uae30 \ud22c\uc790<\/b>\ub294  \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc744 \uadf9\ubcf5\ud558\uace0 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\ub294 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95\uc785\ub2c8\ub2e4.  \uc8fc\uc2dd \ud22c\uc790\uc758 \uacbd\uc6b0, \ucd5c\uc18c 5\ub144 \uc774\uc0c1\uc758 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc744 \uac00\uc9c0\uace0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.  \uc778\ub0b4\uc2ec\uc744 \uac00\uc9c0\uace0 \uacc4\ud68d\ub300\ub85c \ud22c\uc790\ub97c \uc9c0\uc18d\ud55c\ub2e4\uba74 \uc7a5\uae30\uc801\uc73c\ub85c \ub9cc\uc871\uc2a4\ub7ec\uc6b4 \uacb0\uacfc\ub97c \uc5bb\uc744 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4. \uafb8\uc900\ud55c \uc790\uae30 \uacc4\ubc1c\uc744 \ud1b5\ud574 \ud22c\uc790\uc5d0 \ub300\ud55c \uc774\ud574\ub3c4\ub97c \ub192\uc774\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4.<br \/>\n  <\/h3>\n<ul>\n<li>\uc7a5\uae30 \ud22c\uc790<\/li>\n<li>\uc778\ub0b4\uc2ec<\/li>\n<li>\uafb8\uc900\ud55c \uc790\uae30 \uacc4\ubc1c<\/li>\n<\/ul>\n<hr\/>\n<h3>\n<blockquote><p>&#8220;\uac00\uc7a5 \uc88b\uc740 \ud22c\uc790\ub294 \uc790\uc2e0\uc5d0\uac8c \ud558\ub294 \ud22c\uc790\ub2e4.&#8221; &#8211; \ubca4\uc790\ubbfc \ud504\ub7ad\ud074\ub9b0 <br \/> (Benjamin Franklin)<\/p><\/blockquote>\n<hr\/>\n<p><b>\uc790\uc0b0 \uad00\ub9ac\uc758 \uc911\uc694\uc131\uacfc \ubbf8\ub798 \uc124\uacc4<\/b><br \/>\n    \uc790\uc0b0 \uad00\ub9ac\ub294 \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubd88\ub9ac\ub294 \uac83 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uc9c0\ub2d9\ub2c8\ub2e4.  <b>\ubbf8\ub798\ub97c \uc704\ud55c \uacc4\ud68d<\/b>\uc744 \uc218\ub9bd\ud558\uace0 \uc548\uc815\uc801\uc778 \uc0b6\uc744 \uc124\uacc4\ud558\ub294 \ub370 \ud544\uc218\uc801\uc778 \uc694\uc18c\uc785\ub2c8\ub2e4.  \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uc815\ud655\ud788 \ud30c\uc545\ud558\uace0, \ubaa9\ud45c \uc124\uc815\uc744 \ud1b5\ud574  \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc18c\ube44 \uc2b5\uad00\uc744 \uac1c\uc120\ud558\uace0 \uc7ac\uc815 \uad50\uc721\uc744 \ud1b5\ud574 \uc7ac\ubb34 \uc9c0\uc2dd\uc744 \uc313\ub294 \uac83\ub3c4 \uc78a\uc9c0 \ub9d0\uc544\uc57c \ud569\ub2c8\ub2e4.  \uc790\uc2e0\uc758 \uc0c1\ud669\uc5d0 \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \uc120\ud0dd\ud558\uace0 \uafb8\uc900\ud788 \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc131\uacf5\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<br \/>\n  <\/h3>\n<ul>\n<li>\uc7ac\uc815 \uacc4\ud68d<\/li>\n<li>\ubbf8\ub798 \uc124\uacc4<\/li>\n<li>\uc7ac\uc815 \uad50\uc721<\/li>\n<\/ul>\n<\/div>\n<p><img src='https:\/\/ymy185179.xyz\/wp-content\/uploads\/2024\/12\/sub-22_resized-3.png' alt='\uacbd\uc81c \uc804\ub9dd\uc744 \ud1b5\ud55c \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5' width='100%'><\/p>\n<div class=\"section4\">\n<h2 class=\"chatgin-title\">\uacbd\uc81c \ud750\ub984 \uc77d\uace0, \ud22c\uc790 \uc131\uacf5 \uadf9\ub300\ud654<\/h2>\n<h3> \uac70\uc2dc\uacbd\uc81c \uc9c0\ud45c \ubd84\uc11d\uc744 \ud1b5\ud55c \ud22c\uc790 \uc804\ub7b5<\/h3>\n<ol>\n<li><b>\uae08\ub9ac, \ud658\uc728, \ubb3c\uac00<\/b> \ub4f1 \uac70\uc2dc\uacbd\uc81c \uc9c0\ud45c \ubcc0\ud654\ub97c \uc608\uce21\ud558\uace0, \uc774\ub97c \ud22c\uc790 \uc804\ub7b5\uc5d0 \ubc18\uc601\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uae08\ub9ac \uc778\uc0c1 \uc2dc\uae30\uc5d0\ub294 \ucc44\uad8c \ud22c\uc790\uc5d0 \ub300\ud55c \ub9ac\uc2a4\ud06c\ub97c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li>\uacbd\uc81c \uc131\uc7a5\ub960 \uc804\ub9dd\uacfc \uc0b0\uc5c5\ubcc4 \uc131\uc7a5 \uc804\ub9dd\uc744 \ubd84\uc11d\ud558\uc5ec <b>\uc720\ub9dd \uc0b0\uc5c5<\/b>\uc5d0 \ud22c\uc790\ud558\ub294 \uc804\ub7b5\uc744 \uc138\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/li>\n<li>\uac01 \uc9c0\ud45c\uc758 \uc0c1\uad00\uad00\uacc4\ub97c \ud30c\uc545\ud558\uace0, \uc2dc\uc7a5\uc758 \uc6c0\uc9c1\uc784\uc744 \uc885\ud569\uc801\uc73c\ub85c \ubd84\uc11d\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \ub2e8\uc21c\ud788 \ud558\ub098\uc758 \uc9c0\ud45c\ub9cc \ubcf4\uace0 \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uac83\uc740 \uc704\ud5d8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n<div class=\"subsection\">\n<h4>\uae08\ub9ac \ubcc0\ub3d9\uacfc \ud22c\uc790 \uc804\ub7b5<\/h4>\n<p>\uae08\ub9ac \uc778\uc0c1 \uc2dc\uae30\uc5d0\ub294 <b>\ucc44\uad8c \uac00\uaca9 \ud558\ub77d<\/b>\uc774 \uc608\uc0c1\ub418\ubbc0\ub85c, \ucc44\uad8c \ud22c\uc790 \ube44\uc911\uc744 \uc904\uc774\uace0, \uc0c1\ub300\uc801\uc73c\ub85c \uc548\uc804\ud55c \uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \ubc18\ub300\ub85c \uae08\ub9ac \uc778\ud558 \uc2dc\uae30\uc5d0\ub294 \ucc44\uad8c \ud22c\uc790\ub97c \ud655\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n<p>\uae08\ub9ac \ubcc0\ub3d9\uc740 \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce58\ubbc0\ub85c, \uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774\ub97c \uc608\uc758\uc8fc\uc2dc\ud558\uace0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.  \uace0\uae08\ub9ac \uc2dc\ub300\uc5d0\ub294 \uc131\uc7a5\uc8fc\ubcf4\ub2e4\ub294 <b>\uac00\uce58\uc8fc<\/b>\uc5d0 \ud22c\uc790\ud558\ub294 \uc804\ub7b5\uc774 \ud6a8\uacfc\uc801\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"subsection\">\n<h4>\ubb3c\uac00 \uc0c1\uc2b9\uacfc \uc790\uc0b0 \uac00\uce58<\/h4>\n<p><b>\uc778\ud50c\ub808\uc774\uc158<\/b>\uc774 \uc9c0\uc18d\ub420 \uacbd\uc6b0, \ubd80\ub3d9\uc0b0\uacfc \uac19\uc740 \uc2e4\ubb3c \uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc790\uc0b0 \uac00\uce58\ub97c \ubcf4\ud638\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc744 \uace0\ub824\ud558\uc5ec \ud22c\uc790 \uc218\uc775\ub960\uc744 \ubd84\uc11d\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n<p>\ub192\uc740 \ubb3c\uac00 \uc0c1\uc2b9\uc740 \uc8fc\uc2dd \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc744 \uc99d\uac00\uc2dc\ud0a4\ubbc0\ub85c,  \ud22c\uc790 \uc804\ub7b5\uc744 \uc2e0\uc911\ud558\uac8c \uacc4\ud68d\ud558\uace0 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc5d0 \ud798\uc368\uc57c \ud569\ub2c8\ub2e4.  <b>\uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0<\/b> \uc804\ub7b5\uc744 \ud1b5\ud574 \uc2e4\uc9c8 \uc218\uc775\ub960\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<h3>\uc0b0\uc5c5 \ubd84\uc11d \ubc0f \uae30\uc5c5 \uac00\uce58 \ud3c9\uac00\ub97c \ud1b5\ud55c \uc8fc\uc2dd \ud22c\uc790 \uc804\ub7b5<\/h3>\n<ol>\n<li><b>\uc0b0\uc5c5 \ud2b8\ub80c\ub4dc<\/b>\ub97c \ubd84\uc11d\ud558\uc5ec \uc131\uc7a5 \uac00\ub2a5\uc131\uc774 \ub192\uc740 \uc0b0\uc5c5\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc608\ub97c \ub4e4\uc5b4, \uce5c\ud658\uacbd \uc5d0\ub108\uc9c0, \ubc14\uc774\uc624 \uae30\uc220 \ub4f1 \ubbf8\ub798 \uc131\uc7a5 \uc0b0\uc5c5\uc5d0 \uc8fc\ubaa9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uae30\uc5c5\uc758 \uc7ac\ubb34\uc81c\ud45c\ub97c \ubd84\uc11d\ud558\uc5ec \uae30\uc5c5\uc758 <b>\ub0b4\uc7ac\uac00\uce58<\/b>\ub97c \uc815\ud655\ud558\uac8c \ud3c9\uac00\ud558\uace0, \uc801\uc815 \uc8fc\uac00\ub97c \uc0b0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uacfc\ub300\ud3c9\uac00\ub41c \uc8fc\uc2dd\uc740 \ud22c\uc790\ub97c \ud53c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li> \uacbd\uc7c1\uc0ac \ubd84\uc11d\uc744 \ud1b5\ud574 \uae30\uc5c5\uc758 \uacbd\uc7c1\ub825\uc744 \ud3c9\uac00\ud558\uace0,  <b>\uc7a5\uae30\uc801\uc778 \uc131\uc7a5 \uac00\ub2a5\uc131<\/b>\uc744 \uace0\ub824\ud558\uc5ec \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub824\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n<div class=\"subsection\">\n<h4>\uae30\uc5c5 \uac00\uce58 \ud3c9\uac00 \ubc29\ubc95<\/h4>\n<p><b>DCF(\ud560\uc778\ub41c \ud604\uae08 \ud750\ub984) \ubd84\uc11d<\/b>, PER(\uc8fc\uac00\uc218\uc775\ube44\uc728), PBR(\uc8fc\uac00\uc21c\uc790\uc0b0\ube44\uc728) \ub4f1 \ub2e4\uc591\ud55c \uae30\uc5c5 \uac00\uce58 \ud3c9\uac00 \ubc29\ubc95\uc744 \ud65c\uc6a9\ud558\uc5ec \uae30\uc5c5\uc758 \uac00\uce58\ub97c \uac1d\uad00\uc801\uc73c\ub85c \ud3c9\uac00\ud574\uc57c \ud569\ub2c8\ub2e4.  \uac01 \ubc29\ubc95\uc758 \uc7a5\ub2e8\uc810\uc744 \uc774\ud574\ud558\uace0, \uc0c1\ud669\uc5d0 \ub9de\uac8c \uc801\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p> \ub2e8\uc21c\ud55c \uc9c0\ud45c \ubd84\uc11d\ub9cc\uc73c\ub85c \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uac83\uc740 \uc704\ud5d8\ud569\ub2c8\ub2e4.  \uae30\uc5c5\uc758 \uc0ac\uc5c5 \ubaa8\ub378, \uacbd\uc601\uc9c4\uc758 \ub2a5\ub825, \uc0b0\uc5c5 \ud658\uacbd \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"subsection\">\n<h4>\ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131<\/h4>\n<p> \uc704\ud5d8 \uad00\ub9ac\ub97c \uc704\ud574 <b>\ubd84\uc0b0 \ud22c\uc790<\/b> \uc804\ub7b5\uc744 \ud65c\uc6a9\ud558\uace0, \ub2e4\uc591\ud55c \uc0b0\uc5c5 \ubc0f \uae30\uc5c5\uc5d0 \ud22c\uc790\ud558\uc5ec \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud574\uc57c \ud569\ub2c8\ub2e4.  \uac1c\ubcc4 \uc885\ubaa9\uc5d0 \ub300\ud55c \ud22c\uc790 \ube44\uc911\uc744 \uc801\uc808\ud558\uac8c \uc870\uc808\ud558\uc5ec \uc704\ud5d8\uc744 \ubd84\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p> \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uad00\uc810\uc744 \uc720\uc9c0\ud558\uace0, \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  <b>\uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c<\/b>\uc640 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc5d0 \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<h3>\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc804\ub7b5 \ubc0f \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/h3>\n<ol>\n<li><b>\uc790\uc0b0 \ubc30\ubd84<\/b> \uc804\ub7b5\uc744 \ud1b5\ud574 \uc704\ud5d8\uc744 \ubd84\uc0b0\ud558\uace0, \ud22c\uc790 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\ub3c4\ub85d \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\ub294 \uc804\ub7b5\uc785\ub2c8\ub2e4.<\/li>\n<li>\uc790\uc2e0\uc758 <b>\uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b>\uc5d0 \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \uc120\ud0dd\ud558\uace0, \uc704\ud5d8 \uad00\ub9ac \uacc4\ud68d\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4. <\/li>\n<li>\uc2dc\uc7a5 \uc0c1\ud669 \ubcc0\ud654\uc5d0 \ub530\ub77c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c <b>\uc8fc\uae30\uc801\uc73c\ub85c<\/b> \uc7ac\uac80\ud1a0\ud558\uace0, \ud544\uc694\uc5d0 \ub530\ub77c \uc790\uc0b0 \ubc30\ubd84\uc744 \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc815\uae30\uc801\uc778 \uc790\uc0b0 \uc7ac\ubd84\ubc30\ub294 \uc7a5\uae30 \ud22c\uc790\uc5d0\uc11c \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n<div class=\"subsection\">\n<h4>\ub9ac\uc2a4\ud06c \uad00\ub9ac \uc804\ub7b5<\/h4>\n<p><b>\uc190\uc808\ub9e4<\/b> \uae30\uc900\uc744 \uc124\uc815\ud558\uace0, \uc190\uc2e4\uc774 \ucee4\uc9c0\uae30 \uc804\uc5d0 \ub9e4\ub3c4\ud558\ub294 \uc804\ub7b5\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4.  \uac10\uc815\uc801\uc778 \ud22c\uc790\ub97c \ud53c\ud558\uace0, \uac1d\uad00\uc801\uc778 \ud310\ub2e8\uc744 \ud1b5\ud574 \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub824\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ud22c\uc790 \uc804\ub7b5\uc744 \uc2e4\ud589\ud558\uae30 \uc804\uc5d0 \ucda9\ubd84\ud55c <b>\uc2dc\ubbac\ub808\uc774\uc158<\/b>\uc744 \uac70\uccd0\uc57c \ud569\ub2c8\ub2e4.  \uc2e4\uc81c \ud22c\uc790\ub294 \uc2dc\ubbac\ub808\uc774\uc158\uacfc \ub2e4\ub97c \uc218 \uc788\uc73c\ubbc0\ub85c, \uc704\ud5d8 \uad00\ub9ac\uc5d0 \ub300\ud55c \ucda9\ubd84\ud55c \uacc4\ud68d\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"subsection\">\n<h4>\uc7a5\uae30 \ud22c\uc790\uc758 \uc911\uc694\uc131<\/h4>\n<p>\ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc7a5\uae30 \ud22c\uc790\ub294 <b>\ubcf5\ub9ac \ud6a8\uacfc<\/b>\ub97c \ub204\ub9b4 \uc218 \uc788\uace0, \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc5d0 \ub300\ud55c \uc601\ud5a5\uc744 \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\uace0 \uc2e4\ud589\ud558\uae30 \uc804\uc5d0 <b>\uc804\ubb38\uac00\uc758 \ub3c4\uc6c0<\/b>\uc744 \ubc1b\ub294 \uac83\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc740 \ud22c\uc790 \uc131\uacf5\ub960\uc744 \ub192\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n<p><img src='https:\/\/ymy185179.xyz\/wp-content\/uploads\/2024\/12\/sub-11_resized-2.png' alt='\uacbd\uc81c \uc804\ub9dd\uc744 \ud1b5\ud55c \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5' width='100%'><\/p>\n<div class=\"section5\">\n<h2 class=\"chatgin-title\">\uc548\uc815\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac, \uacbd\uc81c \uc804\ub9dd\uacfc \ud568\uaed8<\/h2>\n<div>\n<h3 class=\"chatgin-subtitle\">\uacbd\uc81c \uc804\ub9dd, \ud22c\uc790 \uc804\ub7b5\uc758 \uc2dc\uc791<\/h3>\n<p>\ud22c\uc790\ub294 <b>\ubd88\ud655\uc2e4\uc131<\/b> \uc18d\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\uc9c0\ub9cc, \uacbd\uc81c \uc804\ub9dd\uc740 \uadf8 \ubd88\ud655\uc2e4\uc131\uc744 \uc904\uc774\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4.  <b>\ub9e4\ud06c\ub85c \uacbd\uc81c \uc9c0\ud45c<\/b> \ubd84\uc11d\uc744 \ud1b5\ud574 \uc608\uc0c1\ub418\ub294 \uc131\uc7a5\ub960, \uae08\ub9ac \ubcc0\ub3d9, \uc778\ud50c\ub808\uc774\uc158 \ub4f1\uc744 \ud30c\uc545\ud558\uc5ec \ud22c\uc790 \ubc29\ud5a5\uc744 \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc774\ub294 \ub2e8\uc21c\ud788 \uc8fc\uc2dd\uc774\ub098 \ubd80\ub3d9\uc0b0 \ud22c\uc790\ubfd0 \uc544\ub2c8\ub77c, \ucc44\uad8c \ud22c\uc790, \ud604\uae08 \ubcf4\uc720 \uc804\ub7b5 \ub4f1 \ubaa8\ub4e0 \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ub530\ub77c\uc11c <b>\uccb4\uacc4\uc801\uc778 \uacbd\uc81c \ubd84\uc11d<\/b>\uc744 \ud1b5\ud574 \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc758 \uccab\uac78\uc74c\uc785\ub2c8\ub2e4.<\/p>\n<blockquote><p>&#8220;\uc131\uacf5\uc801\uc778 \ud22c\uc790\ub294 \ubbf8\ub798\ub97c \uc608\uce21\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \ubbf8\ub798\ub97c \uc900\ube44\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.  \uacbd\uc81c \uc804\ub9dd\uc740 \uc774\ub7ec\ud55c \uc900\ube44\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.&#8221;<\/p><\/blockquote>\n<\/div>\n<hr\/>\n<div>\n<h3 class=\"chatgin-subtitle\">\uc790\uc0b0 \uad00\ub9ac, \uacbd\uc81c \ubd84\uc11d\uc774 \ud575\uc2ec<\/h3>\n<p>\uc790\uc0b0 \uad00\ub9ac\uc758 \ud575\uc2ec\uc740 <b>\ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uc640 <b>\uc218\uc775\ub960 \uadf9\ub300\ud654<\/b> \uc0ac\uc774\uc758 \uade0\ud615\uc744 \ucc3e\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574\uc11c\ub294 \uacbd\uc81c \uc0c1\ud669\uc5d0 \ub300\ud55c \uc815\ud655\ud55c \ubd84\uc11d\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.  <b>\uacbd\uae30 \uc21c\ud658<\/b>\uc744 \uc774\ud574\ud558\uace0, \uac01 \uacbd\uae30 \uad6d\uba74\uc5d0 \uc801\ud569\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4. \uacbd\uae30 \ud655\uc7a5\uae30\uc5d0 \uc801\uadf9\uc801\uc778 \ud22c\uc790\ub97c, \uacbd\uae30 \uce68\uccb4\uae30\uc5d0 \ubcf4\uc218\uc801\uc778 \ud22c\uc790\ub97c \ud558\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc778 \uc804\ub7b5\uc785\ub2c8\ub2e4.  <b>\ub2e4\uc591\ud55c \uc790\uc0b0<\/b>\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uc5ec \ub9ac\uc2a4\ud06c\ub97c \ubd84\uc0b0\ud558\ub294 \uac83 \ub610\ud55c \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<blockquote><p>&#8220;\uc790\uc0b0 \uad00\ub9ac\uc758 \ubaa9\ud45c\ub294 \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubd88\ub9ac\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, <b>\uc548\uc815\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd<\/b>\uc744 \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.&#8221;<\/p><\/blockquote>\n<\/div>\n<hr\/>\n<div>\n<h3 class=\"chatgin-subtitle\">\ubbf8\ub798 \uc608\uce21, \ub098\uc758 \uc790\uc0b0 \uc9c0\ud0a4\uae30<\/h3>\n<p>\ubbf8\ub798\ub97c \uc815\ud655\ud788 \uc608\uce21\ud558\ub294 \uac83\uc740 \ubd88\uac00\ub2a5\ud558\uc9c0\ub9cc, <b>\uac00\ub2a5\uc131\uc774 \ub192\uc740 \uc2dc\ub098\ub9ac\uc624<\/b>\ub97c \uc124\uc815\ud558\uace0 \uadf8\uc5d0 \ub530\ub978 \ub300\ube44\ucc45\uc744 \ub9c8\ub828\ud558\ub294 \uac83\uc740 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uace0\uae08\ub9ac \uc2dc\ub300\uac00 \uc608\uc0c1\ub41c\ub2e4\uba74, \uace0\uc218\uc775 \ud22c\uc790\ubcf4\ub2e4\ub294 \uc548\uc815\uc801\uc778 \ud22c\uc790\uc5d0 \uc9d1\uc911\ud574\uc57c \ud569\ub2c8\ub2e4.  <b>\uc778\ud50c\ub808\uc774\uc158<\/b>\uc744 \uace0\ub824\ud55c \ud22c\uc790 \uc804\ub7b5\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc608\uc0c1\uce58 \ubabb\ud55c \uacbd\uc81c \uc704\uae30\uc5d0 \ub300\ube44\ud558\uc5ec <b>\ube44\uc0c1 \uc790\uae08<\/b>\uc744 \ub9c8\ub828\ud558\ub294 \uac83 \uc5ed\uc2dc \uc790\uc0b0\uc744 \uc9c0\ud0a4\ub294 \uc911\uc694\ud55c \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<blockquote><p>&#8220;\ubbf8\ub798\ub97c \uc608\uce21\ud558\ub294 \uac83\uc740 \ubd88\uac00\ub2a5\ud558\uc9c0\ub9cc, \ubbf8\ub798\uc5d0 \ub300\ube44\ud558\ub294 \uac83\uc740 \uac00\ub2a5\ud569\ub2c8\ub2e4.  <b>\ucca0\uc800\ud55c \uc900\ube44<\/b>\ub9cc\uc774 \uc790\uc0b0\uc744 \uc9c0\ucf1c\uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&#8221;<\/p><\/blockquote>\n<\/div>\n<hr\/>\n<div>\n<h3 class=\"chatgin-subtitle\">\uacbd\uc81c \ud750\ub984 \uc77d\uace0, \ud22c\uc790 \uc131\uacf5 \uadf9\ub300\ud654<\/h3>\n<p><b>\uacbd\uc81c \uc9c0\ud45c<\/b>\ub97c \uafb8\uc900\ud788 \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0, \uacbd\uc81c \ub274\uc2a4\ub97c \uc8fc\uc758 \uae4a\uac8c \ubd84\uc11d\ud558\ub294 \uac83\uc740 \ud22c\uc790 \uc131\uacf5\uc758 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4.  \uc608\ub97c \ub4e4\uc5b4, \uc18c\ube44\uc790 \ubb3c\uac00\uc9c0\uc218 \uc0c1\uc2b9\ub960, \uc2e4\uc5c5\ub960, \uacbd\uc81c \uc131\uc7a5\ub960 \ub4f1\uc758 \ubcc0\ud654\ub97c  \uc8fc\ubaa9\ud558\uc5ec \ud22c\uc790 \uc804\ub7b5\uc744 \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.  \ub610\ud55c, <b>\uae00\ub85c\ubc8c \uacbd\uc81c \ub3d9\ud5a5<\/b>\uc744 \ud30c\uc545\ud558\uace0, \uac01\uad6d\uc758 \uacbd\uc81c \uc815\ucc45 \ubcc0\ud654\uc5d0 \ub300\ud55c \uc774\ud574\ub3c4 \ud544\uc694\ud569\ub2c8\ub2e4.  \uc774\ub7ec\ud55c \ubd84\uc11d\uc744 \ud1b5\ud574 \ud22c\uc790 \uae30\ud68c\ub97c \ud3ec\ucc29\ud558\uace0, <b>\ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654<\/b>\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<blockquote><p>&#8220;\ud22c\uc790\ub294 \uc815\ubcf4\uc758 \uc2f8\uc6c0\uc785\ub2c8\ub2e4.  <b>\uc815\ud655\ud55c \uc815\ubcf4<\/b>\uc640 <b>\ubd84\uc11d \ub2a5\ub825<\/b>\uc774 \ud22c\uc790 \uc131\uacf5\uc758 \uc5f4\uc1e0\uc785\ub2c8\ub2e4.&#8221;<\/p><\/blockquote>\n<\/div>\n<hr\/>\n<div>\n<h3 class=\"chatgin-subtitle\">\uc548\uc815\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac, \uacbd\uc81c \uc804\ub9dd\uacfc \ud568\uaed8<\/h3>\n<p>\uc548\uc815\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\ub294 \ub2e8\uae30\uc801\uc778 \uc218\uc775\uc5d0 \uc9d1\ucc29\ud558\uae30\ubcf4\ub2e4\ub294 <b>\uc7a5\uae30\uc801\uc778 \uad00\uc810<\/b>\uc5d0\uc11c \uc811\uadfc\ud574\uc57c \ud569\ub2c8\ub2e4.  \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0, <b>\uafb8\uc900\ud55c \ud22c\uc790<\/b>\ub97c \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd\uc744 \ub3c4\ubaa8\ud574\uc57c \ud569\ub2c8\ub2e4.  <b>\uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c<\/b>\uc640 <b>\uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b>\uc744 \uba85\ud655\ud788 \ud30c\uc545\ud558\uace0, \uc774\uc5d0 \ub9de\ub294 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc810\uac80\uacfc \ub9ac\ubc38\ub7f0\uc2f1\uc744 \ud1b5\ud574 <b>\uc704\ud5d8 \uad00\ub9ac<\/b>\ub97c \ucca0\uc800\ud788 \ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uacbd\uc81c \uc804\ub9dd\uc740 \ub2e8\uc21c\ud788 \uc608\uce21\uc774 \uc544\ub2cc, <b>\ud22c\uc790 \uc804\ub7b5 \uc218\ub9bd\uc758 \uc911\uc694\ud55c \uac00\uc774\ub4dc\ub77c\uc778<\/b>\uc785\ub2c8\ub2e4.  \uc815\uae30\uc801\uc73c\ub85c \uacbd\uc81c \uc804\ub9dd\uc744 \uc0b4\ud3b4\ubcf4\uace0 \uc774\ub97c \ubc14\ud0d5\uc73c\ub85c \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\uc815\ud558\uace0 \ubcf4\uc644\ud574\uc57c \ud569\ub2c8\ub2e4.  \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\ub3c4 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95\uc785\ub2c8\ub2e4.  <b>\uc7a5\uae30\uc801\uc778 \uc548\ubaa9<\/b>\uacfc <b>\uafb8\uc900\ud55c \ub178\ub825<\/b>\uc744 \ud1b5\ud574 \uc548\uc815\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\ub97c \uc2e4\ud604\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<blockquote><p>&#8220;\uc548\uc815\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\ub294 \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubaa8\uc73c\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.  <b>\ubbf8\ub798\ub97c \uc704\ud55c \uc900\ube44<\/b>\uc774\uba70, <b>\uc0b6\uc758 \uc9c8\uc744 \ud5a5\uc0c1<\/b>\uc2dc\ud0a4\ub294 \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4.&#8221;<\/p><\/blockquote>\n<\/div>\n<\/div>\n<p><img src='https:\/\/ymy185179.xyz\/wp-content\/uploads\/2024\/12\/sub-19_resized-2.png' alt='\uacbd\uc81c \uc804\ub9dd\uc744 \ud1b5\ud55c \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5' width='100%'><\/p>\n<div class=\"section6\">\n<h2 class=\"chatgin-title\">\uacbd\uc81c \uc804\ub9dd\uc744 \ud1b5\ud55c \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5 \uc5d0 \ub300\ud574 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 TOP 5<\/h2>\n<div class=\"faq-item\">\n<h3 class=\"chatgin-question\">\uc9c8\ubb38. \uacbd\uc81c \uc804\ub9dd\uc774 \uc790\uc0b0 \uad00\ub9ac\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce58\ub098\uc694?<\/h3>\n<p class=\"chatgin-answer\">\ub2f5\ubcc0. \uacbd\uc81c \uc804\ub9dd\uc740 \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5\uc758 \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4.  <b>\uacbd\uae30 \uce68\uccb4<\/b>\uac00 \uc608\uc0c1\ub418\uba74 \uc548\uc804\uc790\uc0b0\uc778 \ucc44\uad8c \ube44\uc911\uc744 \ub192\uc774\uace0, <b>\uacbd\uae30 \ud638\ud669<\/b>\uc774 \uc608\uc0c1\ub418\uba74 \uc8fc\uc2dd \ub4f1 \uace0\uc218\uc775 \ud22c\uc790 \ube44\uc911\uc744 \ub192\uc774\ub294 \uc804\ub7b5\uc744 \uc138\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uc608\ub97c \ub4e4\uc5b4, \uae08\ub9ac \uc778\uc0c1\uc774 \uc608\uc0c1\ub418\ub294 \uc2dc\uae30\uc5d0\ub294 \ucc44\uad8c \uac00\uaca9 \ud558\ub77d\uc5d0 \ub300\ube44\ud574\uc57c \ud558\uba70, \uc778\ud50c\ub808\uc774\uc158\uc774 \uc2ec\ud654\ub420 \uacbd\uc6b0, \ubd80\ub3d9\uc0b0\uc774\ub098 \uc6d0\uc790\uc7ac \ud22c\uc790\ub97c \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \ub530\ub77c\uc11c \uc815\ud655\ud55c \uacbd\uc81c \uc804\ub9dd\uc740 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \ub370 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<h3 class=\"chatgin-question\">\uc9c8\ubb38. \uc5b4\ub5a4 \uacbd\uc81c \uc9c0\ud45c\ub97c \uc8fc\ub85c \ud65c\uc6a9\ud574\uc57c \ud558\ub098\uc694?<\/h3>\n<p class=\"chatgin-answer\">\ub2f5\ubcc0.  \ub2e4\uc591\ud55c \uacbd\uc81c \uc9c0\ud45c\ub97c \uc885\ud569\uc801\uc73c\ub85c \ubd84\uc11d\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  <b>GDP \uc131\uc7a5\ub960<\/b>\uc740 \uacbd\uc81c \uc804\ubc18\uc758 \uc131\uc7a5\uc138\ub97c \ub098\ud0c0\ub0b4\ub294 \ud575\uc2ec \uc9c0\ud45c\uc774\uba70, <b>\ubb3c\uac00 \uc0c1\uc2b9\ub960(\uc778\ud50c\ub808\uc774\uc158)<\/b>\uc740 \uc790\uc0b0 \uac00\uce58\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.  <b>\uae08\ub9ac<\/b>\ub294 \ucc44\uad8c \ud22c\uc790\uc5d0 \ud070 \uc601\ud5a5\uc744 \uc8fc\uba70, <b>\uc2e4\uc5c5\ub960<\/b>\uc740 \uc18c\ube44 \uc2ec\ub9ac\uc640 \uacbd\uc81c \ud65c\ub3d9\uc5d0 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4.  \uc774 \uc678\uc5d0\ub3c4 \uc18c\ube44\uc790 \uc2e0\ub8b0\uc9c0\uc218, \uc0dd\uc0b0\uc790\ubb3c\uac00\uc9c0\uc218 \ub4f1 \ub2e4\uc591\ud55c \uc9c0\ud45c\ub97c \ucc38\uace0\ud558\uc5ec \uc885\ud569\uc801\uc778 \ud310\ub2e8\uc744 \ub0b4\ub9ac\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uac01 \uc9c0\ud45c\uc758 \uc0c1\ud638 \uc791\uc6a9\uc744 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. <\/p>\n<\/div>\n<div class=\"faq-item\">\n<h3 class=\"chatgin-question\">\uc9c8\ubb38.  \uacbd\uc81c \uc804\ub9dd\uc774 \ubd88\ud655\uc2e4\ud560 \ub54c\ub294 \uc5b4\ub5bb\uac8c \ud22c\uc790\ud574\uc57c \ud558\ub098\uc694?<\/h3>\n<p class=\"chatgin-answer\">\ub2f5\ubcc0. \ubd88\ud655\uc2e4\ud55c \uacbd\uc81c \uc804\ub9dd \uc18d\uc5d0\uc11c\ub294 <b>\ub9ac\uc2a4\ud06c \uad00\ub9ac<\/b>\uac00 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.  \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \uc904\uc774\uace0,  <b>\uc548\uc804\uc790\uc0b0<\/b>\uc758 \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc778 \uc804\ub7b5\uc785\ub2c8\ub2e4.  \uacfc\ub3c4\ud55c \ub808\ubc84\ub9ac\uc9c0\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\uc740 \ud53c\ud574\uc57c \ud558\uba70, \ud22c\uc790 \uae30\uac04\uc744 \uc7a5\uae30\uc801\uc73c\ub85c \uc124\uc815\ud558\uc5ec \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \uad6c\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. <br \/>  \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc744 \uba85\ud655\ud788 \ud30c\uc545\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<h3 class=\"chatgin-question\">\uc9c8\ubb38.  \uac1c\uc778 \ud22c\uc790\uc790\ub294 \uc5b4\ub5bb\uac8c \uacbd\uc81c \uc804\ub9dd \uc815\ubcf4\ub97c \uc5bb\uc744 \uc218 \uc788\ub098\uc694?<\/h3>\n<p class=\"chatgin-answer\">\ub2f5\ubcc0.  \ub2e4\uc591\ud55c \uacbd\ub85c\ub97c \ud1b5\ud574 \uacbd\uc81c \uc804\ub9dd \uc815\ubcf4\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <b>\uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uacbd\uc81c \ub274\uc2a4 \ub9e4\uccb4<\/b>(\uc608: \uc8fc\uc694 \uc5b8\ub860\uc0ac, \uacbd\uc81c \uc804\ubb38 \ucc44\ub110)\ub97c \ud1b5\ud574 \ucd5c\uc2e0 \uacbd\uc81c \ub3d9\ud5a5\uc744 \ud30c\uc545\ud558\uace0, <b>\uc815\ubd80 \uae30\uad00<\/b>(\uc608: \ud55c\uad6d\uc740\ud589, \ud1b5\uacc4\uccad)\uc5d0\uc11c \ubc1c\ud45c\ud558\ub294 \uacbd\uc81c \uc9c0\ud45c\ub97c \ucc38\uace0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <b>\uc99d\uad8c\uc0ac \ub9ac\uc11c\uce58 \ubcf4\uace0\uc11c<\/b>\ub97c \ud1b5\ud574 \uc804\ubb38\uac00\uc758 \ubd84\uc11d\uc744 \uc5bb\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc, \uc815\ubcf4\uc758 \ucd9c\ucc98\uc640 \uc2e0\ub8b0\ub3c4\ub97c \uaf3c\uaf3c\ud788 \ud655\uc778\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc815\ubcf4\uc758 \ud64d\uc218 \uc18d\uc5d0\uc11c \uac1d\uad00\uc801\uc778 \ud310\ub2e8\ub825\uc744 \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<h3 class=\"chatgin-question\">\uc9c8\ubb38. \uacbd\uc81c \uc804\ub9dd\uc744 \ubc14\ud0d5\uc73c\ub85c \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/h3>\n<p class=\"chatgin-answer\">\ub2f5\ubcc0.  \uba3c\uc800 \uc790\uc2e0\uc758 <b>\ud22c\uc790 \ubaa9\ud45c<\/b>(\uc608: \ub178\ud6c4 \uc790\uae08 \ub9c8\ub828, \uc790\ub140 \uad50\uc721 \uc790\uae08 \ub9c8\ub828 \ub4f1)\uc640 <b>\uc704\ud5d8 \uac10\uc218 \uc218\uc900<\/b>\uc744 \uba85\ud655\ud788 \uc815\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.  \uadf8 \ud6c4, \uc608\uc0c1\ub418\ub294 \uacbd\uc81c \uc0c1\ud669\uacfc \ud22c\uc790 \ubaa9\ud45c\ub97c \uace0\ub824\ud558\uc5ec <b>\uc790\uc0b0\uad70<\/b>(\uc608: \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0, \uae08 \ub4f1)\uc744 \uc120\ud0dd\ud558\uace0 \uac01 \uc790\uc0b0\uad70\uc5d0 \ub300\ud55c <b>\ud22c\uc790 \ube44\uc911<\/b>\uc744 \uacb0\uc815\ud569\ub2c8\ub2e4.  \uc608\ub97c \ub4e4\uc5b4, \uc778\ud50c\ub808\uc774\uc158\uc774 \uc6b0\ub824\ub418\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc790\uc0b0(\uc608: \uae08, \ubd80\ub3d9\uc0b0)\uc758 \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc740 \uc815\uae30\uc801\uc73c\ub85c \uac80\ud1a0\ud558\uace0 \ud544\uc694\uc5d0 \ub530\ub77c \uc870\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. <br \/> \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uafb8\uc900\ud788 \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc131\uacf5\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"http:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc9c8\ubb38. \uacbd\uc81c \uc804\ub9dd\uc774 \uc790\uc0b0 \uad00\ub9ac\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce58\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ub2f5\ubcc0. \uacbd\uc81c \uc804\ub9dd\uc740 \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5\uc758 \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4.\uacbd\uae30 \uce68\uccb4\uac00 \uc608\uc0c1\ub418\uba74 \uc548\uc804\uc790\uc0b0\uc778 \ucc44\uad8c \ube44\uc911\uc744 \ub192\uc774\uace0,\uacbd\uae30 \ud638\ud669\uc774 \uc608\uc0c1\ub418\uba74 \uc8fc\uc2dd \ub4f1 \uace0\uc218\uc775 \ud22c\uc790 \ube44\uc911\uc744 \ub192\uc774\ub294 \uc804\ub7b5\uc744 \uc138\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uc608\ub97c \ub4e4\uc5b4, \uae08\ub9ac \uc778\uc0c1\uc774 \uc608\uc0c1\ub418\ub294 \uc2dc\uae30\uc5d0\ub294 \ucc44\uad8c \uac00\uaca9 \ud558\ub77d\uc5d0 \ub300\ube44\ud574\uc57c \ud558\uba70, \uc778\ud50c\ub808\uc774\uc158\uc774 \uc2ec\ud654\ub420 \uacbd\uc6b0, \ubd80\ub3d9\uc0b0\uc774\ub098 \uc6d0\uc790\uc7ac \ud22c\uc790\ub97c \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \ub530\ub77c\uc11c \uc815\ud655\ud55c \uacbd\uc81c \uc804\ub9dd\uc740 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \ub370 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc9c8\ubb38. \uc5b4\ub5a4 \uacbd\uc81c \uc9c0\ud45c\ub97c \uc8fc\ub85c \ud65c\uc6a9\ud574\uc57c \ud558\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ub2f5\ubcc0.  \ub2e4\uc591\ud55c \uacbd\uc81c \uc9c0\ud45c\ub97c \uc885\ud569\uc801\uc73c\ub85c \ubd84\uc11d\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.GDP \uc131\uc7a5\ub960\uc740 \uacbd\uc81c \uc804\ubc18\uc758 \uc131\uc7a5\uc138\ub97c \ub098\ud0c0\ub0b4\ub294 \ud575\uc2ec \uc9c0\ud45c\uc774\uba70,\ubb3c\uac00 \uc0c1\uc2b9\ub960(\uc778\ud50c\ub808\uc774\uc158)\uc740 \uc790\uc0b0 \uac00\uce58\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.\uae08\ub9ac\ub294 \ucc44\uad8c \ud22c\uc790\uc5d0 \ud070 \uc601\ud5a5\uc744 \uc8fc\uba70,\uc2e4\uc5c5\ub960\uc740 \uc18c\ube44 \uc2ec\ub9ac\uc640 \uacbd\uc81c \ud65c\ub3d9\uc5d0 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4.  \uc774 \uc678\uc5d0\ub3c4 \uc18c\ube44\uc790 \uc2e0\ub8b0\uc9c0\uc218, \uc0dd\uc0b0\uc790\ubb3c\uac00\uc9c0\uc218 \ub4f1 \ub2e4\uc591\ud55c \uc9c0\ud45c\ub97c \ucc38\uace0\ud558\uc5ec \uc885\ud569\uc801\uc778 \ud310\ub2e8\uc744 \ub0b4\ub9ac\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uac01 \uc9c0\ud45c\uc758 \uc0c1\ud638 \uc791\uc6a9\uc744 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc9c8\ubb38.  \uacbd\uc81c \uc804\ub9dd\uc774 \ubd88\ud655\uc2e4\ud560 \ub54c\ub294 \uc5b4\ub5bb\uac8c \ud22c\uc790\ud574\uc57c \ud558\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ub2f5\ubcc0. \ubd88\ud655\uc2e4\ud55c \uacbd\uc81c \uc804\ub9dd \uc18d\uc5d0\uc11c\ub294\ub9ac\uc2a4\ud06c \uad00\ub9ac\uac00 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.  \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \uc704\ud5d8\uc744 \uc904\uc774\uace0,\uc548\uc804\uc790\uc0b0\uc758 \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc778 \uc804\ub7b5\uc785\ub2c8\ub2e4.  \uacfc\ub3c4\ud55c \ub808\ubc84\ub9ac\uc9c0\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\uc740 \ud53c\ud574\uc57c \ud558\uba70, \ud22c\uc790 \uae30\uac04\uc744 \uc7a5\uae30\uc801\uc73c\ub85c \uc124\uc815\ud558\uc5ec \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \uad6c\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.\uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc744 \uba85\ud655\ud788 \ud30c\uc545\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc9c8\ubb38.  \uac1c\uc778 \ud22c\uc790\uc790\ub294 \uc5b4\ub5bb\uac8c \uacbd\uc81c \uc804\ub9dd \uc815\ubcf4\ub97c \uc5bb\uc744 \uc218 \uc788\ub098\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ub2f5\ubcc0.  \ub2e4\uc591\ud55c \uacbd\ub85c\ub97c \ud1b5\ud574 \uacbd\uc81c \uc804\ub9dd \uc815\ubcf4\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uacbd\uc81c \ub274\uc2a4 \ub9e4\uccb4(\uc608: \uc8fc\uc694 \uc5b8\ub860\uc0ac, \uacbd\uc81c \uc804\ubb38 \ucc44\ub110)\ub97c \ud1b5\ud574 \ucd5c\uc2e0 \uacbd\uc81c \ub3d9\ud5a5\uc744 \ud30c\uc545\ud558\uace0,\uc815\ubd80 \uae30\uad00(\uc608: \ud55c\uad6d\uc740\ud589, \ud1b5\uacc4\uccad)\uc5d0\uc11c \ubc1c\ud45c\ud558\ub294 \uacbd\uc81c \uc9c0\ud45c\ub97c \ucc38\uace0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\uc99d\uad8c\uc0ac \ub9ac\uc11c\uce58 \ubcf4\uace0\uc11c\ub97c \ud1b5\ud574 \uc804\ubb38\uac00\uc758 \ubd84\uc11d\uc744 \uc5bb\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc, \uc815\ubcf4\uc758 \ucd9c\ucc98\uc640 \uc2e0\ub8b0\ub3c4\ub97c \uaf3c\uaf3c\ud788 \ud655\uc778\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.  \uc815\ubcf4\uc758 \ud64d\uc218 \uc18d\uc5d0\uc11c \uac1d\uad00\uc801\uc778 \ud310\ub2e8\ub825\uc744 \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc9c8\ubb38. \uacbd\uc81c \uc804\ub9dd\uc744 \ubc14\ud0d5\uc73c\ub85c \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ub2f5\ubcc0.  \uba3c\uc800 \uc790\uc2e0\uc758\ud22c\uc790 \ubaa9\ud45c(\uc608: \ub178\ud6c4 \uc790\uae08 \ub9c8\ub828, \uc790\ub140 \uad50\uc721 \uc790\uae08 \ub9c8\ub828 \ub4f1)\uc640\uc704\ud5d8 \uac10\uc218 \uc218\uc900\uc744 \uba85\ud655\ud788 \uc815\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.  \uadf8 \ud6c4, \uc608\uc0c1\ub418\ub294 \uacbd\uc81c \uc0c1\ud669\uacfc \ud22c\uc790 \ubaa9\ud45c\ub97c \uace0\ub824\ud558\uc5ec\uc790\uc0b0\uad70(\uc608: \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0, \uae08 \ub4f1)\uc744 \uc120\ud0dd\ud558\uace0 \uac01 \uc790\uc0b0\uad70\uc5d0 \ub300\ud55c\ud22c\uc790 \ube44\uc911\uc744 \uacb0\uc815\ud569\ub2c8\ub2e4.  \uc608\ub97c \ub4e4\uc5b4, \uc778\ud50c\ub808\uc774\uc158\uc774 \uc6b0\ub824\ub418\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc790\uc0b0(\uc608: \uae08, \ubd80\ub3d9\uc0b0)\uc758 \ube44\uc911\uc744 \ub192\uc774\ub294 \uac83\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc740 \uc815\uae30\uc801\uc73c\ub85c \uac80\ud1a0\ud558\uace0 \ud544\uc694\uc5d0 \ub530\ub77c \uc870\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.\uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uafb8\uc900\ud788 \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc131\uacf5\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.\"\n      }\n    }\n  ]\n}\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubd88\ud655\uc2e4\ud55c \uacbd\uc81c \uc0c1\ud669 \uc18d\uc5d0\uc11c \uc790\uc0b0 \uad00\ub9ac\ub294 \ub354\uc6b1 \uc911\uc694\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcc0\ud654\ubb34\uc30d\ud55c \uc2dc\uc7a5 \ud750\ub984\uc5d0 \ubc1c\ub9de\ucdb0 \ud6a8\uc728\uc801\uc778 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc790\uc0b0 \uc99d\uc2dd\uc758 \ud575\uc2ec\uc774\uc8e0. \uc774 \uae00\uc5d0\uc11c\ub294 \uc55e\uc73c\ub85c\uc758 \uacbd\uc81c \uc804\ub9dd\uc744 \ubc14\ud0d5\uc73c\ub85c, \uc5ec\ub7ec\ubd84\uc758 \uc18c\uc911\ud55c \uc790\uc0b0\uc744 \uc548\uc804\ud558\uac8c \uc9c0\ud0a4\uace0 \ubd88\ub824\ub098\uac08 \uc218 \uc788\ub294 \uc2e4\uc9c8\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5\uc744 \uc81c\uc2dc\ud558\uace0\uc790 \ud569\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ud22c\uc790 \ubc29\ubc95\ub9cc \ub098\uc5f4\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \ud604\uc7ac \uacbd\uc81c \uc0c1\ud669\uc744 \uc815\ud655\ud788 \uc774\ud574\ud558\uace0 \uadf8\uc5d0 \ub530\ub978 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc640 &#8230; <a title=\"\uacbd\uc81c \uc804\ub9dd\uc744 \ud1b5\ud55c \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5\" class=\"read-more\" href=\"https:\/\/ymy185179.xyz\/%ea%b2%bd%ec%a0%9c-%ec%a0%84%eb%a7%9d%ec%9d%84-%ed%86%b5%ed%95%9c-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%a0%84%eb%9e%b5\/\" aria-label=\"Read more about \uacbd\uc81c \uc804\ub9dd\uc744 \ud1b5\ud55c \uc790\uc0b0 \uad00\ub9ac \uc804\ub7b5\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[9],"class_list":["post-70","post","type-post","status-publish","format-standard","hentry","category-2","tag-9"],"_links":{"self":[{"href":"https:\/\/ymy185179.xyz\/wp-json\/wp\/v2\/posts\/70","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ymy185179.xyz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ymy185179.xyz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ymy185179.xyz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ymy185179.xyz\/wp-json\/wp\/v2\/comments?post=70"}],"version-history":[{"count":1,"href":"https:\/\/ymy185179.xyz\/wp-json\/wp\/v2\/posts\/70\/revisions"}],"predecessor-version":[{"id":71,"href":"https:\/\/ymy185179.xyz\/wp-json\/wp\/v2\/posts\/70\/revisions\/71"}],"wp:attachment":[{"href":"https:\/\/ymy185179.xyz\/wp-json\/wp\/v2\/media?parent=70"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ymy185179.xyz\/wp-json\/wp\/v2\/categories?post=70"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ymy185179.xyz\/wp-json\/wp\/v2\/tags?post=70"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}